Sign in

Service Engineer

New York City, NY
October 27, 2019

Contact this candidate



Edgewater, NJ • 954-***-**** •

Over Ten (10) years experience AML Team management leader assisting top 10 banks on successfully executing and managing their Customer Due Diligence and Investigation programs within their KYC policy framework to prevent money laundering, combat terrorist financing and executed operational risk management reviews by partnering with LOB KYC teams, FCC, regulatory compliance, legal, technology, fraud, risk and other stakeholders throughout all lines of defense and ultimately, reporting to C-level governance for high risk mitigation project status. With a bachelor’s in System Engineer, MBA and Project Management with proven track record in handling internal reviews, audits within the bank’s operational risk management framework (ORMF). Effective advising stakeholders and interfacing with all levels of professionals within the three (3) lines of defense.

Core Competencies

• Financial Crime Compliance (FCC) • KYC Project Execution/ Fraud Risk • BSA /OFAC/ABC/ CFT

• KYC remediation leader /Investigation • EDD Project leader / Quality Review • Customer Due Diligence

• Transaction/Account Monitoring • Operational Risk and Audit • Non Financial Risk Management

• Onboarding documentation Review • Team Management / Goal Oriented • Governance Reporting

• Global / Latin America Region • Fast Learner / Analytical Skills • Fully Bilingual (English / Spanish)


KTM FINANCIAL Miami, FL April 2018 – to Present

VP, P.E Consulting / Self Employed

Conducted client/ vendor EDD, operational risk/internal reviews, legal/operational document, KYC- onboarding, AML reviews and consulted for a contract financing bridge lending for the third largest financial service company in Mexico.

Mediated and approved a US $30 Million 5 years loan to the largest TV fiber optic TV/ data services provider company.

Banco Santander Private Banking Miami, FL Nov 2017 – April 2018

Anti Money laundering (AML) Senior Consultant (6 months project)

Conducted KYC, account monitoring, Investigation, on-boarding documentation review, on-site AML discussions, customer due diligence program, SAR escalations and an AML quality assurance for 600 high-risk client relationship accounts for the Latin America Region.

Advised risk category re-classification and reported for existent clients following 2018 bank’s KYC Risk framework. Escalated all negative media according to KYC policies through the AML team committees ensuring risk mitigation process were aligned with the AML/ Risk bank’s policies and guidelines.

Reviewed 600 accounts and projects delivered on time with a satisfactory QA execution. Proposed process changes in the KYC guidelines to enhance productivity, solved issues and strengthened the KYC program and procedures.

HSBC Bank USA NA New York, NY Oct 2016- Nov 2017

VP Operational Risk, Global Banking (GB)

Oversaw of the GB operational risk management framework across the Americas region. Assessed the use and embeddedness of the bank’s framework within all three lines of defense; Reviewed operational risk framework policies (FIM) to provide support, training and risk mitigation program execution. Communicated review status to the stakeholders and through governance. Ensured all roles and responsibilities were clearly delivered but also in compliance. Executed quality review for risk and control assessments (RCA) and team risk awareness training for global banking. Worked with diverse international teams to oversee risk mitigation (ORMF) programs and ensured projects were delivered on time within bank’s level acceptance appetite.

Executed +20 audit internal reviews within the global banking products, oversaw data consistency, identified and assessed all inherent high risks across global banking HSBC USA and reported to the Global Head of Americas.

Trained +40 Senior team professionals for Helios risk reporting, analytical data and audited internal/external control assessment for IT, Legal, HR, AML, Fraud and Regulatory Compliance.

Mediated successfully ORMF meetings to clarify procedures and policies for business, BRCM, Regulatory Compliance and FCC Divisions. Issues detected and resolved.

Conducted successfully an independent audit and risk management quality assurance review for the Prudential Regulatory Authority (PRA) visit and examination. Results presented to the Americas Risk Management and Global Risk Management Committees.

Senior FCC Consultant HSBC Private Bank, FCC Division (Superior group) Williamsville, NY Oct 2016 – Apr 2017

Performed AML KYC execution and quality control for more than 250 account reviews within the FCC division for the

2016/2017 periodic Customer Due Diligence (CDD), investigations, SAR escalations and onboarding documentation reviews on private investment (PIC), money service companies, operating / offshore business and political exposed person accounts for the Latin America and the Caribbean regions. Partnership and liaised with LOB client management service team for AML inquires and negative media discussions. Improved KYC processes, team couched BAU analyst and conducted periodic updates to senior management team and governance. Complied with HSBC’s operational risk framework and regulatory requirements. Completed project prior deadline.


Edgewater, NJ • 954-***-**** •

Anchor Management Consultants, Inc Basking Ridge, NJ Jan 2015- Apr 2016

BSA/AML Senior Consultant

Supported and conducted complex anti-money laundering (AML) investigations on bank’s high risk cross jurisdictional global client relationships, including Correspondent Banking (CB), Money Service Businesses – Cash management business (MSB), Senior Public Figures and Private Banking clients based on current AML / CFT typologies, and intelligence received from law enforcement agencies (FBI, DEA, Federal Reserve, Local Law Enforcement Agencies) or internal referrals from the FIU. Executed quality assurance, kept track record on all investigations on every system database required ensuring all policies, controls and processes updates were applied accordingly.

Quickly learned and utilized over 100 proprietary bank client informational system databases to gather KYC and transactional information to evaluate cases (ACTIMIZE, Mantas, CKYC, LexisNexis, OFAC, MS Office, others).

Mentored and assisted an AML analysts team, third parties and provide specialized detailed analysis of investigations to immediately address AML ad hoc concerns and provide investigative findings and gap analysis to legal advisory and relevant stakeholder’s throughout then bank in order to address vulnerabilities, mitigate risk or exit the accounts.

HSBC International Private Bank Miami, FL May 2013- Dec 2014

KYC/EDD, Senior Team Leader Compliance HSBC Private Banking

Executed KYC customer due diligence (CDD) program and QA and tracking reporting updates for the Latin America region. Worked closely with the global compliance and LOB-client service teams to execute control/issues management assessment and identified all required KYC information, onboarding documentation review, screening, FATCA and executed negative media reviews and SAR escalations. Detected and solve project issues efficiently. Ensured policies and processes updates were constantly informed, trained and applied accordingly. Conducted account monitoring activities and investigations on Special Category Customers, complex ownership structures, Politically Exposed Person, PICs and operating accounts. Provided ongoing support, reported periodic status updates to Governance and made change recommendations to seek project efficiency and results.

Completed and delivered on time 6,000 KYC High Risk account reviews under tight deadlines appointed by the OCC.

Managed and trained a KYC Team through workshops, IT training, WebEx, road shows training for different regions in the LATAM region.

Monitored and Headed a group of more than 17 team leaders, virtual teams, KYC officers, FATCA and Quality Control (QC) analysts to successfully execute the Monitor Review account program requirement for internal audit project within the Private Banking Division.

Restored and maintained an excellent communication channel between senior management, legal and KYC team through workshops, reporting, training and one on one understanding session to make sure that all requirements were aligned with Bank's AML regulation and operational risk framework.

Xion Business Solutions Corp DBA KTM Financial, Miami, FL Jan 2007- May 2013

EDD VP Team Leader / Self Employed

Directed the beginning-to-end business, customer due diligence and legal contracts review following our lender’s credits policies and internal controls. Performed risk assessments, process reviews, quality control, and background checks through world check/ OFAC lists. Escalated red flag detection or suspicious activities following the Bank Secrecy Act and USA Patriot Act. Reviewed client’s cash flow payment documents and reported KYC execution to our lenders.

Lead and trained a team of 10 consultants and analysts performing risk assessments and KYC reviews on new customers within the $4M - $50M annual sales range. Reported all potential irregularities findings promptly to banks for further action and proposing business process approach optimization.

Introduced more than $60 MM client relationship credit consulting opportunities by opening new markets in Colombia, Jamaica and Mexico within the Oil/Gas, Telecom and Power Generation industries. Visited clients periodically and delivering satisfactory EDD periodic reviews.


Master of Business Administration in Finance

Bachelor of Science in System Engineering, Business Administration

University of ICESI, Cali, Colombia

Online Master Certificate in Applied Project Management / Online Certificate in Essentials of Finance & Accounting

Villanova University, Villanova, PA

ACAMS – (ACAMS Member) - Sanctions Compliance, Panama Paper

Computer Skills – MSOFFICE, Helios, Mantas, Sharepoint, CRM, Lexis Nexis, Thompson Reuters

Contact this candidate