Assistant Customer Service
Resume:
Matthew R. Ledin
Commercial Lending Officer
Bridgewater, MA
*********@*******.***
Summary
Experienced Commercial Lending background with proven track record in business development, marketing and cross-selling of banks products. Strong credit analytical skills, assuring Regulatory and Bank policies are adhered to. Able to multi-task while maintaining an attention to detail. Strong organizational skills. Customer service oriented. Able to recognize and resolve problem situations. Excel at interfacing and communicating with others at all levels to ensure organizational goals are attained. Experienced with SBA and its different loan programs.
Professional Experience/Accomplishments
Commercial Business Development Officer
Taunton Federal Credit Union- Taunton, MA
July 2017 – April 2019
•Assisted in the development of a new commercial lending policy and procedures.
•Restructured Loan Approval and underwriting process.
•Responsible for Originating, structuring and analyzing commercial loan requests for proper levels of approval.
Owner/Partner
GCAL Family, Inc. dba Dylan's Bar & Grill
November 2016 - July 2017
•Responsible for day to day operation - 100 seat capacity, full service restaurant.
•Managed the company financials.
Vice-President – Commercial Lending
Mechanics Cooperative Bank- Taunton, MA
June 2010 - April 2016
•Responsible for Originating, structuring and analyzing commercial loan requests for proper levels of approval.
•Managed commercial loan portfolio in excess of $67 Million.
•Originated approximately $20 Million annually in new loan volume
Assistant Vice-President – Sr. Underwriter Commercial Lending
Randolph Savings Bank – Randolph, MA
July 2008 – June 2010
•Responsible for structuring and analyzing commercial loan requests for proper levels of approval.
•Assisted in properly structuring loan approval process
•Responsible for commercial loan portfolio in excess of $35 Million.
•Assisted in structuring new lending policy and loan approval document.
•Maintained and managed various month-end and quarter-end reporting
Assistant Vice-President – Small Business Association Lending
Coastal Community Capital – Centerville, MA
November 2007 – July 2008
•Team lender for a “not-for-profit community development financial institution”.
•Worked with local financial institutions, providing support/expertise for SBA lending products.
•Responsible for developing new business, analyzing financial information, and preparing credit documents for proper levels of approval.
Commercial Services Specialist
Bridgewater Credit Union – Bridgewater, MA
June 2005 – November 2007
.
Vice-President
American Credit Corporation - Fall River, MA
December 2004 – June 2005
•Analyzed and submitted Credit approval documents to the President/CEO of the company for approval.
Assistant Vice-President – Commercial Lending
Holbrook Cooperative Bank - Holbrook, MA
February 2004 - December 2004
Assistant Vice-President - Commercial Lending
Horizon Bank and Trust - Braintree, MA
June 1998 - February 2004
Credit Analyst - Commercial Lending
USTrust Company - Boston, MA
November 1993 - June 1998
Education/Certifications
New England College of Finance, Boston, MA.
1999
•Financial Statement Analysis – New England College of Finance
Management/Supervision – New England College of Finance
Babson College, Wellesley, MA.
1999
•Successfully completed Commercial Lending School.
Formal Credit Training - USTrust Company - Boston
Student
Bentley College
1989 - 1991
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