Objectives
To continue to utilize and build upon my variety of experiences/knowledge base in the Insurance industry
Experience
BCM Insurance Company (Bertie and Clinton Mutual), Niagara, ON
Manager, Underwriting and Loss Control
July 2017 to present
Responsible for the administration and management of the Underwriting Staff, Loss Control Staff and operations of the Underwriting Department, and underwriting of risks of moderate complexity to complex risks, by telephone, email, or on occasion in-person
Develops and implements Underwriting plan in accordance with approved Company plan
Ensures compliance with Company policies, procedures and standards while controlling risk exposures and expenses
Conducts underwriting communication meetings as required
Improves the Underwriting operation by exploring, developing, recommending and implementing improvements to underwriting processes and practices
Ensures appropriate staff are recruited, hired and trained
Provides guidance, instructions and binding authority on risks exceeding Underwriters’ authority
Monitors monthly Underwriting Department activity, providing reports to CEO
Conducts employee Performance Reviews
Provides instruction on new risks as necessary
Responds to Agent inquires and resolves complaints arising from various sources
Ensures compliance with Underwriting File Self-Review process
Reviews and assesses moderate complexity to complex risks
Facilitates training of underwriting staff
Analyzes risk material presented
Provides instruction to Agents and Business Development Manager to assist in acquiring risks
Complies with Company policies, procedures and standards while controlling risk exposures and expenses
Ensures compliance with Large Risk and Reinsurance procedures
Requests authority from CEO on risks that exceed their own authority
Special project: Product owner for Company on technology implementation. Ongoing since Feb 2019
Aviva Insurance Company of Canada, Mississauga, ON
Commercial Lines Manager
April 2012 to July 2017
Follow company’s leadership principles with respect to leading, coaching and mentoring my team
Continually work with our external and internal partners in a professional & ethical manner: always living up to the company’s culture, values and strategies
Exhibit a strong focus on servicing our brokers and customers within my team units
Ensure a full understanding and adherence to the company’s underwriting guidelines and strategies, and work within my underwriting authority. Take personal responsibility to achieve a year on year improvement in the understanding of risks, the strengths and controls and the quality of every day decisions in line with the company’s values
Develop and maintain strong relationships with my broker partners through delivering of market leading service that will ensure high broker satisfaction. Continually look for solutions and opportunities to better understand and enhance our broker and customer experiences.
Deliver agreed upon broker service plans & business plans, along with branch/region/Corporate financial goals
Manage, coach, develop and mentor staff to execute on the goals as shown above
Outside of role: work closely with our Claims and Anti-Fraud divisions, as well as co-ordinate on risks with the MTO
Aviva Insurance Company of Canada, Mississauga, ON
Senior Underwriting Specialist
May 2010 to May 2013
Assisting in the monitoring of loss trends and developments, identifying areas of concern regarding loss ratios, risk trends, or other discrepancies within the unit, region and company
Developing and maintaining working knowledge of all Information Systems/Programs within Underwriting and Claims, and analyzing/recommending improvements to work processes and procedures
Maintaining knowledge of industry trends, developments, and regulatory changes, including competitive analysis and information, and ensuring that all necessary management systems are updated and current
Providing coaching/mentoring to Underwriting staff, including but not limited to, the Audit process
Providing training, development, and technical guidance to colleagues regarding products, systems, and processes as required
Maintaining corporate and Regional underwriting objectives, including but not limited to rate adequacy, segmentation strategies, documentation and services standards
Intact Insurance Company of Canada, Mississauga, ON
Senior Commercial Lines Underwriter
September 2001 to August 2009
Intact (Novex) Insurance Company of Canada, Mississauga, ON
Marketing Representative
December 1999 to September 2001
Intact (Guardian) Insurance Company of Canada, Mississauga, ON
Personal Lines Manager
March 1995 to December 1999
Education
Canadian Accredited Insurance Broker
C.A.I.B. Insurance
2010-2012
Sheridan College
Business Diploma, Accounting and Business Management
1989 to 1992 (in the evenings)
Wilfrid Laurier University
Bachelor of Arts (B.A.), Political Science & Government
1986-1989
Activities: Student Legal Services volunteer
Residence Assistant
Volunteer Experience
Palliative Care volunteer
Carpenter Hospice
February 2015 to present
Community Service volunteer
100 Women Who Care, Burlington Chapter
March 2014 to present
References available upon request