Christine L Wetley
Extensive lending experience including credit analysis, risk analysis, and decision making in
underwriting. Demonstrated abilities through extensive knowledge of the loan process to approve and deny based on preparing a careful, detailed analysis of the loan package to determine the potential borrower risk level. A persistent goal setter and project leader adept in utilizing industry knowledge to solve issues and ensure client satisfaction while creating a positive environment that is inclusive for all team members. Core competencies include:
•Compliance and Procedures
•Collaboration and Communication
Credit, Risk and Financial analysis
University of Wisconsin Green Bay – Bachelor Degree - Business Administration with emphasis in Financing
JP Morgan Chase, Milwaukee, WI August 2011 – present
National Exception Desk Credit Risk Underwriter, August 2016 – present
Review all loan applications with requests to proceed with exceptions to policy, considering all the credit and financial risks for the company and customer before making a decision. Possess lending authority of up to $750,000.
MB HE Underwriter III, March 2015 – August 2016
Lead Underwriter for a team of 12 employees. Reviewed and concurred on initial, updates and final approvals to an application for a home equity line of credit with a lending authority of up to $500,000.
MB HE Underwriter II, August 2011 – March 2015
Reviewed home equity line of credit applications for initial, updates and final approval decisions. Oversaw income, appraisal, title, credit and assets documents before making a final decision. Lending authority of up to $250,000.
Wells Fargo Home Lending, Menomonee Falls, WI June 2009 – July 2011
Quality Assurance Analyst
Reviewed loss mitigation files for rework options and out of policy exceptions to keep customers out of foreclosure.
MS Office Suite, Data Verify, Predatory Lending, and RCO