Specialist, Credit Underwriting

LOVE E. HUELAR

M. Ocampo St., Brgy. Pio del Pilar, Makati City

Contact No.: +639*********

E-mail: ****.******@*****.***

PROFILE:

Goal-driven achiever.

Motivated team player, flexible and adaptable to change, with track record of demonstrating initiative, analytical and problem-solving skills.

Continuous Improvement Mindset.

EMPLOYMENT HISTORY:

SHELL SHARED SERVICES (ASIA) B.V.

Oil and Gas

Specialist – Credit Underwriting (November 2016 – Present)

Responsible in managing a portfolio

oEvaluate creditworthiness of customers/counterparties.

oPartners with commercial sales team and credit stakeholders to discuss opportunities and credit risk mitigating strategies.

o Coaching the credit underwriting colleagues.

Lead/perform stretch activities.

oSuccessfully implemented the Project Kaizen (Automation of System update).

oWIP of Digitalizing the Credit reassessment template (Target completion of iteration 1 is on December 31, 2019.

o Conduct training/refresher sessions related to the tools used in the credit reassessment process.

oLead/Support the Digitalization Task Force (DTF) wave 2.

Analyst – Credit Underwriting (December 2015 – November 2016)

Responsible in the credit risk assessment of customers/counter parties

oPerformed business risk and financial risk evaluation of Company profile.

oProposed credit limit and credit rating in accordance with the process model plus risk appetite of the business.

oCollaborated with commercial sales team and credit stakeholders, discussing risk and reward opportunities.

oSupported block order management in respect to credit limit utilization.

oConducted customer visit as part of in-depth understanding of the customer. Managed to close the gap related to delay in payment against credit terms.

oSuccessfully implemented the securitization management project. It was intended to act proactively in renewing the expiring securities such as SBLCs (standby letter of credit) and BGs (Bank Guarantee).

Analyst – Management Information (MI), Credit Planning and Analysis (July 2013 - November 2015)

Responsible in enhancing Credit MI data.

oDelivered credit KPI’s and trends, with Analysis and commentaries.

oWas able to help standardize reports across the team.

oWas able to automate some of the reports

oReceived awards and recognitions because of delivering results including adhoc requests with speed and integrity.

oReceived recognition because of the significant contribution in the successful implementation of one dashboard project without interrupting the delivery of high quality Credit MI reports.

DIAZ MURILLO DALUPAN AND COMPANY CPA’S

Audit, accounting and assurance services

Senior Accountant (April 2012-May 2013)

Junior Accountant (August 2009-September 2010)

ALAS OPLAS & CO. CPA’S

Audit, accounting and assurance services

Senior Accountant (September 2011-January 2012)

Extensive experience in preparing financial reports such as Statement of Financial Position, Statement of Income, Statement of Shareholder’s Equity and Statement of Cash Flows.

oExtensive experience in reconciliation of Bank and Balance Sheet accounts.

oProvided financial forecasts

oPrepared income tax report

oPerformed the rehabilitation of the financial report.

oPerformed internal control such as process of documentation, classification of accounts, division or labor.

Finance/Accounting Softwares/MS applications handled:

Energy Credit, Aligne, GPMR, GSAP, BW, Microsoft Navision, Peach tree, Sun Accounting System, Sage ACCPAC.

General Information:

Experienced in presenting the financial report to stakeholders

Provided financial consultation.

Experienced in project management.

Graduated in Bachelor of Science in Accountancy

Laguna College of Business and Arts – March 2009

*Character references available upon request.

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