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Compliance Analyst

Location:
Jamaica, New York, United States
Posted:
September 23, 2019

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Resume:

CARLOS LUCIANO

**-**-*****. ******

Richmond Hill, New York 11419

917-***-****

adafb2@r.postjobfree.com

www.linkedin.com/pub/carlos-luciano/22/b13/573

SUMMARY

Client Services and KYC/AML Onboarding and off boarding Analyst with increasing management responsibilities. New client on boarding and KYC process. Monitoring and reporting of transactions for high risk clients. Risk management and controls. Experienced in both International and Domestic markets. Tracking of accountholders and their transactions looking for known or suspected money launderers, terrorists or drug dealers. Experienced in the KYC, AML and OFAC process. Face to face client interaction.

EXPERIENCE

NATIONAL BANK OF CANADA, NEW YORK, NY

AML/KYC Compliance Risk Analyst – (Contract) Financial Investigation Unit

July 2019 to present

• Performing quality assurance reviews of KYC files, alerts investigations and SAR filings.

• Analyze transaction activity alerts, such as cash deposits, wires, loans, ACH and check activity.

• Create and maintain investigation documentation, including alert, investigation, or Suspicious Activity Report (SAR) history. Monitoring and reporting of transactions for high risk clients.

• Enhanced Due Diligence for PEPs and high-risk clients. Conducting investigation of money laundering alerts or transactions considered suspicious. Negative news disposition

• Analyze highly complex offshore corporate structures and/or other high risk accounts

• Risk assessments. Lexis Nexis, Factiva, OFAC, World Check, Google.

CREDIT AGRICOLE, NEW YORK, NY

AML/KYC Officer – (Contract) Financial Crimes Unit

September 2018 - December 2018

• Reviewed and approved know your customer files as part of the on boarding process for new clients. Periodic reviews. Negative news disposition.

• Analyzed and determined account documentation required for new clients.

• New account opening experience (Corporations, Trusts, Institutions, LLCs and Partnerships).

• Enhanced Due Diligence for PEPs and high-risk clients. Conducted investigation of money laundering alerts or transactions considered suspicious. Risk assessments.

• Ensured efficient identification and monitoring of activities and transactions considered suspicious

• Lexis Nexis, Factiva, OFAC, World Check, Google.

JP MORGAN CHASE, NEW YORK, NY

AML/KYC Quality Control Senior Analyst – (Contract) Wealth Management Latin American Group

September 2017 – August 2018

• Performed quality control reviews of KYC including CIP, CDD, EDD and SDD.

• Reviewed complex client relationships and high-risk clients (Individuals/Joint, Trusts, Offshore

PICs, LLCs, Partnerships, Institutional clients). Risk assessments and negative news disposition.

• Conducted quality control reviews of KYC files created by Onboarding team. Identifying negative news and other financing red flags in client’s profile.

• Knowledgeable in BSA/AML compliance applicable for the on-boarding process for international/domestic customers. Double checking supporting documentation provided.

• Analyzed highly complex offshore corporate structures and/or other high risk accounts.

BANCO DE LA NACION ARGENTINA, NEW YORK, NY

AML/KYC Compliance Analyst – (Contract) Financial Crimes Unit - Latin American Group

March 2017 – August 2017

• Investigated and assessed alerts relating to potential money laundering risks in the organization

Monitoring and reporting of transactions for high risk clients

• Ensured efficient identification and monitoring of activities and transactions considered suspicious

• Monitored incoming wires as part of Argentina’s tax amnesty program.

• Daily assessment of AML reports relating to potential suspicious activity. KYC remediations.

• Conducted Enhanced Due Diligence for PEPs and high-risk clients. Prepared investigative reports/ Suspicious Activity Reports (SARs) Lexis Nexis, World Check, Nosis, Google.

UBS, NEW YORK, NY

AML/KYC Compliance Officer– (Contract) Financial Crimes Unit – Private Wealth Management

April 2015 – October 2016

• Investigated and assessed alerts relating to potential money laundering risks in the organization.

• Documentation review on new and retentive clients. Disposition of AML alerts and negative news.

• New account opening experience (Individuals/Joint, Corporations, Trusts, Institutions, LLCs, Partnerships, HNW clients, Institutions). Lexis Nexis, Factiva, OFAC, World Check and Google.

• Enhanced Due Diligence for PEPs and high-risk clients. Conducted investigations of money laundering alerts or transactions considered suspicious. Risk assessments. Transaction and client activity monitoring. Private client services (International and domestic).

• Disposition and fully document all alerts, cases and SARs, including supporting data, analysis and rationale for disposition. Client transaction monitoring

Reviewed high risk customer cases as well as reviewing the account relationships.

CITIGROUP, NEW YORK, NY

KYC/AML Compliance Officer – Assistant Vice President - Private Wealth Management

October 2014 – March 2015

• New clients on-boarding process. KYC customer identification, data collection, recording, quality assurance and renewal processes. Researching client alerts. Documentation review. Institutional clients.

• Conducted searches, documented and analyzed background information on prospective / existing clients.

• Source of wealth inquiries. Financial statement analysis. Periodic reviews and Look-backs. Risk ratings.

• Due diligence and Enhanced Due Diligence for PEPs, domestic and international clients.

DEUSTCHE BANK, NEW YORK, NY

AML/KYC Analyst / Client Services – (Contract) Sales & New Business Development Group

April 2014 – October 2014

• Supported the Sales group during the new client’s on-boarding process. KYC customer identification, data collection, recording, quality assurance and renewal processes. Coordinated services and monitored contractual obligations. Researched, documented and analyzed background information on prospective and existing clients (Financial institutions, Management / Directors / UBOs). Enhanced Due Diligence for PEPS and high risk clients.

• New account opening experience (Corporate Finance, Project Finance, Escrows, LLCs, Partnerships, and Institutions). Periodic reviews and new client’s adoption.

• Assisted with the administrative functions around New Client Adoptions (NCA) and Know Your Client (KYC) reviews.. Prepared client profiles for new and retentive business. Client interface and collection of documents. Determined the source of wealth for clients. KYC remediations.

• Versed in the BSA, USA Patriot Act, OFAC, FinCEN requests for information 314 (a), Subpoenas, NSLs and FATCA.

JP Morgan Chase, New York, NY

Customer Care Research Analyst - (Contract) Bankruptcy / Mortgage and Default Unit October 2011 – May 2013

• Researched / Resolved issues relating to first mortgage loans and/or home equity loans.

• Reviewed / Researched / Analyzed loan servicing documents. Ensured compliance with regulatory requirements.

• Loan documentation verification. Validating loan data. Worked with Legal/Compliance/Auditing departments.

BNY Mellon, New York, NY

Vice President / Sr Client Services Account Manager - Project Finance Unit

Vice President / Team Leader - Escrow and Insurance Trust Unit

April 1999 – April 2010

• Reviewed and negotiated terms of legal governing documents with attorneys, vendors and clients. Contracts formation and administration.

• Coordinated services and monitored contractual obligations. Conducted due diligence on business and clients. Processing client on-boarding requests.

• KYC client reviews and annual re-validations. Assessed for potential money laundering activities.

• Prepared profiles for new and retentive customers. Collected documentation. Performed client analysis, including enhanced due diligence reviews. Trade setups and internal auditing.

• Monitored incoming funds, initiated instructions for outgoing funds. Corporate Finance, Project Finance, Escrows, Insurance trusts and Institutions.

• Liaised with Auditors, Client Service Managers and KYC/Compliance groups.

EDUCATION

Hofstra University – Graduate Finance Certificate

Pace University, B.S. Degree – concentration in Psychology and Business with a minor in Law

(AML/KYC) training

SKILLS

Bilingual in Spanish and English

Proficient in: Microsoft - Excel, Word, PowerPoint – Outlook

Military background (US Air Force and US Army) – Rescue/Firefighter, Medic, Intelligence unit



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