Marigrace Mancuso
**** ********* **. ************, ** 27284 336-***-**** **********@*****.*********:*****.*******@********.***
Profile
Motivated manager with experience in customer/dealer interactions while representing a successful Fortune 500 company for 18 years. Solid and successful background in Customer Service, Training, Credit and Collections, Contract Negotiations, Project Management, Portfolio and Vendor Management, Dealer Relations and Financial Reporting while managing direct reports. Currently, leading a team of wholesale auditors with Volvo Financial Services. In addition to excellent analytical and organizational skills, a solid communicator with a resilient work ethic focused on internal and external business growth.
Skills and Core Competencies
Project Management
Portfolio & Customer Service Management
Strong Interpersonal & Communication Skills
Strong Organizational Skills
Direct Reports Management
Customer Experience Management
Executive Management Interaction
Inventory and Risk Management
Problem Solving & Analytical Analysis
Goal Oriented
Strong Negotiation Skills
Highly Self Motivated
Trainer
Mentor
Accomplishments
Special projects assignment to facilitate new audit procedures for the Wholesale Center of Excellence
Developed programming for telematics data and automatic audit scheduling for dealer inventory audits
Minimized loss exposures for the Wholesale portfolio and reduced the departmental delinquencies of past due curtailment, interest and sold units
Historical records in minimizing loss, cost efficiencies
Provide ultimate customer service to internal and external customers
Developed and managed a team of account managers that maintained historical record low delinquencies
Responsible for hiring new employees, and promote personal development with existing staff
Developed and implemented several financial relief programs to VFS’s customers
Lead Project Manager and Trainer for programs developed for internal staff, interns and key dealer personnel to promote the ultimate customer experience and best in class
Developed 2 software systems for collections, repossession and remarketing departments to manage a $30M and $6B companies
Ensure that all policies and procedures for four company departments were up-to-date yearly
Achieved operational efficiencies through approval process workouts leading to increased turnaround time and company profitability
Successfully negotiated vendor contracts reducing overall expenses year after year
Highly proficient in Microsoft Office programs. Additional technical competencies include SAP, Quiktrak, Revoquest, VDA, VDA+, Credit Path, CareTrack, ChromeRiver, Pyramid, QlikSense, Sword Apak, WFS, Qlik Sense, Access Database, Business Objects, InfoLease, Artiva, Crystal Reporting, etc.
Professional Experience
VOLVO FINANCIAL SERVICES – Greensboro, NC
Wholesale Audit Manager, August, 2016 to Present
Responsible for managing 5 direct reports to minimize loss exposure of wholesale dealer inventory, curtailments, interest, and rental payments while maintain lowest possible delinquency for over $2B portfolio.
Key Results:
Provide strong leadership, coaching and guidance to a team of wholesale auditors in order to obtain the best possible results measured in KPI targets
Responsible for coordinating and plan monthly audit schedules a month in advance for dealer floor plan, affiliated lease line and third party leasing companies in a timely manner in accordance to the approved audit frequency
Oversee the collection of all assets identified as “sold”, interest and curtailment payments and rental splits due from our dealer base
Develop and execute strong customer relationships
Identified and implemented work efficiencies through process improvements to enhance the effectiveness of staff and company
Communicate with executive staff, including in-house Legal staff on all dealer work outs and/or sold out of trust issues to minimize VFS’s loss exposure and develop a systematic approach towards a financial resolution
Managed VFS’s relationship with third party vendors
Prepared monthly reports of portfolio performance for senior executive management meetings
VOLVO FINANCIAL SERVICES – Greensboro, NC
Collection, Insurance and Repossession Manager, February 2001 to July 2016
Responsible for managing and developing a team of direct reports that maintained over $6B portfolio consisting of Volvo/Mack Trucks, Prevost Buses and Volvo Construction Equipment to minimize loss exposure and maintain the lowest possible delinquency for the Portfolio.
Key Results:
Provided strong leadership, coaching and guidance to a team of collection, insurance and repossession specialists in conjunction with the Customer Service/Collateral Administration, DFB, Sales, Credit Managers, Directors, Executives and in house Legal staff in order to obtain the best possible results measured in KPI targets
Coached, mentored and motivated all personnel to ensure each employees’ success by means of a personal business plan
Responsible for training and developing all new hires, interns, trainees, and key dealer personnel
Developed work out programs for customers in financial distress by means of a modification, refinance or extension to the customer’s current loan or lease
Interacted with, and act as a liaison between staff, sales, executives, dealerships, key syndicate banks, customers, insurance companies and other vendors
Developed and execute strong dealer relationships
Responsible for daily and monthly reporting of portfolio performance for senior executive management meetings
Implemented and updated policies and procedures as see fit to ensure compliance and meet best practices
Designed and implemented Artiva collection database for staff to better manage portfolio of business
Negotiated contracts with all outside vendors including multiple repossession, collection, and insurance agencies and Western Union Speedpay software program
OAKWOOD ACCEPTANCE CORPORATION — Greensboro, NC May 1994 to February 2001
Corporate Asset Manager
Responsible for managing a team of 12-35 internal accounts receivable staff members and outside field specialists collecting mortgage payments on manufactured homes across the United States.
Key Results:
Managed and mentored a team of 12 to 35 internal account receivable staff and outside field specialists collecting mortgage payments financed for Oakwood Homes Corp
Managed process improvements and trained all new hires
Developed strategic work plans with high risk accounts to minimize losses
Resolved day-to-day high escalation calls with the upmost customer service
Responsible for projecting month end delinquency, repossessions and insurance losses
Developed monthly reporting for executive staff
Corporate Loan Servicing Trainer
Responsible for developing and training of all new hires and current employees
Key Results:
Implemented process improvements for effective and efficient business practices
Designed training program to all new hires
Scheduled training and maintained records of all courses, certifications completed for personnel files
Identified training needs of current staff to maximize performance
Manage the content for all existing training
Traveled extensively to satellite offices to ensure development of the staff with the most up to date training
Collector
Responsible for managing a block of business collecting on mobile home mortgage payments
Key Results:
Collected accounts 8 days delinquent until resolved which varied from setting up payment plans, bankruptcy litigation, or repossession
Met daily and monthly quotas
Utilized time management for efficiency and exceeded goals
Top performer month after month
Education
GUILFORD TECHNICAL COLLEGE — Greensboro, NC
Associates Degree in Business Administration, Graduated May 1994
Achievements / Memberships
Recipient of the “Volvo Way Award”, nominated by colleagues and key dealer personnel
Graduate Acquisition Leadership Challenge Program- Leadership Foundry
Graduate Teamwork and Leadership Training Program- Center for Creative Leadership
Graduate Credit Academy and Portfolio Management - Volvo Financial Services Training Programs
Graduate Leaders in Transition I, II and III Workshops, Franklin Covey Leadership Greatness and 7 Habits of Highly Effective People – Piedmont Associated Industries
American Collectors Association (ASA)
American Society for Training and Development (ASTD), Piedmont Chapter member
Served on several local community Board of Directors positions