Danielle Bracy
973-***-**** ~ *.*******@*****.***
Education
University of Cincinnati, Cincinnati, Ohio, MS in Criminal Justice: Graduated December 2012, 3.5 GPA
Drexel University, Philadelphia, PA, BS in Criminal Justice: Graduated June 2009, 3.8 GPA
Concentration in Forensic Science/Minor in Chemistry
Skills
Computer Software: Flash MX, Adobe Photoshop CS, Microsoft Office Suite 2010+, Internet Explorer 6+, Firefox 3+, Safari, Lexis Nexis Time Matters, Hot Docs, Word Perfect, Elite, PCLaw, LPS, Vendorscape, Lenstar, Perfect Practice, Merge Docs, Practice Master, Net Director, Software based programs
Operating Systems: Windows XP+, Windows XP Tablet Edition+, Mac OS X+ and IOS 6.0+, Android
Hardware: PC, Tablet/PC convertible, MAC, Tablet, Mobile/smartphone
Laboratory: Micropipetting, Gel Electrophoresis, Microscopy, Purification methods
Certifications
Annual: SCRA, TILA, RESPA, EFTA, NACHA, Homeowners Protection Act, Telephone Consumer Protection Act, FACTA, FDPA, Enterprise Risk Management, Compliance Management System, CFPB, Bank Secrecy Act, OFAC, Fair Servicing ECOA and UDAAP, Fraudulent Activity Awareness, Foreclosure, Bankruptcy, Litigation
Leadership: Managing Change Effectively, Conflict Resolution, Problem solving and Decision Making, Leadership Through accountability and Motivation, Coaching, Teamwork and Delegation, Different Generations in the Workplace
Lean Apprentice
Recent Professional Experience
Cenlar FSB – Litigation Team Lead Ewing, NJ 2017 – Present
Work with staff of 13 to prioritize workflow; counsel staff to improve performance in accordance with company policy
Review processing; ensure all attorney requests for information/documents are completed within designated timeframe
Review daily and monthly litigation tracking reports through the business process management system and Director to ensure compliance, due diligence and timeframe adherence
Assist with responses to internal and external audits, by providing them with explanations to procedures and laws
Notify the department manager and department supervisor of any and all trends, problems and/or situations of failure to comply with established policies, procedures, guidelines and/or any risks or situations that could pose a significant risk of monetary loss to the investor, client or the company
Train newly hired Litigation Specialists
Intake of 30 files daily to the department, includes reviewing pleadings, title reports, probate documents, complaints to determine if the file needs to be handled by the team or the appropriate department
Escalation contact for the team to show how to handle a file correctly
Assist Foreclosure with review of files past the Statute of Limitations, and provide suggestions to minimize loss
Main contact for the onboarding, review, and testing of the 800K+ CitiMortgage loans
Creating job aides and procedures
Handle non-routine title, contested, probate and foreclosure issues
Cenlar FSB – Litigation Specialist Ewing, NJ 2013 – 2017
Monitoring accounts identified as “high risk,” litigation, fraud, probate, and title issues
Conducting research to recommend and help facilitate the appropriate course of action to mitigate exposure and loss
Preparing and distribute monthly management and executive reports
Working closely with Default Compliance to keep late stage default aware of relevant changes to guidelines, regulations and/or expectations
Obtaining and negotiating necessary approvals for settlements and hourly billing, including write-ups on any matter which settlement will be proposed
Utilizing various systems and software in order to update and obtain current information on the files
Reviewing and analyzing a portfolio of over 300 loans including, asset loans, VA/FHA loans and FNMA/FHLMC loans in all states for accuracy in payment history, escrow, payments, judgment figures, title issues, defenses etc.
Liaison between clients, upper management and attorneys to handle all facets of litigation, title and probate
Supporting day-to-day management of client initiatives that affect the Foreclosure, Bankruptcy and Claims/REO
Initiate new business development by keeping abreast of industry vendor opportunities
Attend monthly credit risk meeting and provide updates to committee
Attend client meetings and provide updates for late stage default
Attend state/county hearings, trials or mediations
Participate in off-site due diligence reviews
Periodically assess policies and procedures and advise management on improvement opportunities
Selected for management after demonstrating an ability to learn quickly and master complex concepts flawlessly.
Richard M. Squire and Associates – Legal Assistant Jenkintown, PA 2012 – 2013
Working directly with investors, debtors, relators, attorneys, housing counselors, courts, and underwriters to meet all government, servicers and/or court deadlines
Reviewing financial packages and conducting in-depth analysis with direct contact to the mortgagor and/or third parties
Mastering FNMA, FHLMC, VA, FHA and HAMP guidelines
Managed a portfolio of cases seeking assistance through loss mitigation including cases in the Diversion Program and litigation
Obtaining necessary fee approvals for flat and hourly billing according to government and servicing guidelines
Drafting routine or complex legal documents for review and use by attorneys, clients and Courts
Reviewing, organizing, and summarizing case materials
Administering all FHA and VA property conveyance post Sheriff sales, making sure Warranty Deeds and title are clear meeting all VA/FHA title package deadlines
Identifying and implanting solutions for better efficiency, better tracking and improving quality of foreclosure files by incorporating more technology and removing repetitive and unnecessary procedures
Ordering and examining title reports, title commitments and title policies determining if title is clear including the effects of documents such as deeds, mortgages, assignments, deeds of trust, municipal liens, tax liens, and judgments on foreclosure and preparing title summaries for clients
Recognizing title defects and conducting title curative to clear any and all title issues
Covering other paralegals when absent and/or behind on their work
McCabe, Weisberg, & Conway, P.C. – Legal Assistant Philadelphia, PA 2010 – 2012
Demonstrated an expertise in FNMA, FHLMC, and HAMP guidelines
Managed a portfolio of cases seeking assistance through loss mitigation including cases in the Diversion Program
Liaison between investors, debtors, relators, attorneys, housing counselors, and courts in an effort to providing acceptable workout options and/or proceed with foreclosure for borrowers that did not qualify to mitigate client’s losses
Reviewed financial packages and conducted in-depth analysis with direct contact to the mortgagor and/or third party
Evaluated and analyzed loan modifications, pre-foreclosure sales, deed-in-lieus, and payment plans for accuracy
Obtained necessary fee approvals for flat and hourly billing according to government and servicing guidelines
Reviewed payment histories for accuracy and discrepancies
Job Experience
Swartz Campbell, LLC – Paralegal Philadelphia, PA 2010
Spear, Greenfield & Richman, P.C. – Head Legal Assistant Philadelphia, PA 2008 – 2010
Drexel University – Math Mentor Philadelphia, PA 2009
Go My Wireless – Manager Philadelphia, PA 2007 – 2008
Jeffrey Miller Catering – Server Philadelphia, PA 2006 –2008
Forensic Science Bureau – Full Time Intern Philadelphia, PA 2007
GNC – Sales Associate Philadelphia, PA 2006 –2007
Rix’s Pool and Spa – Pool Chemist East Hanover, NJ 2005–2006
Subway – Sandwich Artist Morris Plains, NJ 2004