Danielle Bracy

973-***-**** ~ adaday@r.postjobfree.com

Education

University of Cincinnati, Cincinnati, Ohio, MS in Criminal Justice: Graduated December 2012, 3.5 GPA

Drexel University, Philadelphia, PA, BS in Criminal Justice: Graduated June 2009, 3.8 GPA

Concentration in Forensic Science/Minor in Chemistry

Skills

Computer Software: Flash MX, Adobe Photoshop CS, Microsoft Office Suite 2010+, Internet Explorer 6+, Firefox 3+, Safari, Lexis Nexis Time Matters, Hot Docs, Word Perfect, Elite, PCLaw, LPS, Vendorscape, Lenstar, Perfect Practice, Merge Docs, Practice Master, Net Director, Software based programs

Operating Systems: Windows XP+, Windows XP Tablet Edition+, Mac OS X+ and IOS 6.0+, Android

Hardware: PC, Tablet/PC convertible, MAC, Tablet, Mobile/smartphone

Laboratory: Micropipetting, Gel Electrophoresis, Microscopy, Purification methods

Certifications

Annual: SCRA, TILA, RESPA, EFTA, NACHA, Homeowners Protection Act, Telephone Consumer Protection Act, FACTA, FDPA, Enterprise Risk Management, Compliance Management System, CFPB, Bank Secrecy Act, OFAC, Fair Servicing ECOA and UDAAP, Fraudulent Activity Awareness, Foreclosure, Bankruptcy, Litigation

Leadership: Managing Change Effectively, Conflict Resolution, Problem solving and Decision Making, Leadership Through accountability and Motivation, Coaching, Teamwork and Delegation, Different Generations in the Workplace

Lean Apprentice

Recent Professional Experience

Cenlar FSB – Litigation Team Lead Ewing, NJ 2017 – Present

Work with staff of 13 to prioritize workflow; counsel staff to improve performance in accordance with company policy

Review processing; ensure all attorney requests for information/documents are completed within designated timeframe

Review daily and monthly litigation tracking reports through the business process management system and Director to ensure compliance, due diligence and timeframe adherence

Assist with responses to internal and external audits, by providing them with explanations to procedures and laws

Notify the department manager and department supervisor of any and all trends, problems and/or situations of failure to comply with established policies, procedures, guidelines and/or any risks or situations that could pose a significant risk of monetary loss to the investor, client or the company

Train newly hired Litigation Specialists

Intake of 30 files daily to the department, includes reviewing pleadings, title reports, probate documents, complaints to determine if the file needs to be handled by the team or the appropriate department

Escalation contact for the team to show how to handle a file correctly

Assist Foreclosure with review of files past the Statute of Limitations, and provide suggestions to minimize loss

Main contact for the onboarding, review, and testing of the 800K+ CitiMortgage loans

Creating job aides and procedures

Handle non-routine title, contested, probate and foreclosure issues

Cenlar FSB – Litigation Specialist Ewing, NJ 2013 – 2017

Monitoring accounts identified as “high risk,” litigation, fraud, probate, and title issues

Conducting research to recommend and help facilitate the appropriate course of action to mitigate exposure and loss

Preparing and distribute monthly management and executive reports

Working closely with Default Compliance to keep late stage default aware of relevant changes to guidelines, regulations and/or expectations

Obtaining and negotiating necessary approvals for settlements and hourly billing, including write-ups on any matter which settlement will be proposed

Utilizing various systems and software in order to update and obtain current information on the files

Reviewing and analyzing a portfolio of over 300 loans including, asset loans, VA/FHA loans and FNMA/FHLMC loans in all states for accuracy in payment history, escrow, payments, judgment figures, title issues, defenses etc.

Liaison between clients, upper management and attorneys to handle all facets of litigation, title and probate

Supporting day-to-day management of client initiatives that affect the Foreclosure, Bankruptcy and Claims/REO

Initiate new business development by keeping abreast of industry vendor opportunities

Attend monthly credit risk meeting and provide updates to committee

Attend client meetings and provide updates for late stage default

Attend state/county hearings, trials or mediations

Participate in off-site due diligence reviews

Periodically assess policies and procedures and advise management on improvement opportunities

Selected for management after demonstrating an ability to learn quickly and master complex concepts flawlessly.

Richard M. Squire and Associates – Legal Assistant Jenkintown, PA 2012 – 2013

Working directly with investors, debtors, relators, attorneys, housing counselors, courts, and underwriters to meet all government, servicers and/or court deadlines

Reviewing financial packages and conducting in-depth analysis with direct contact to the mortgagor and/or third parties

Mastering FNMA, FHLMC, VA, FHA and HAMP guidelines

Managed a portfolio of cases seeking assistance through loss mitigation including cases in the Diversion Program and litigation

Obtaining necessary fee approvals for flat and hourly billing according to government and servicing guidelines

Drafting routine or complex legal documents for review and use by attorneys, clients and Courts

Reviewing, organizing, and summarizing case materials

Administering all FHA and VA property conveyance post Sheriff sales, making sure Warranty Deeds and title are clear meeting all VA/FHA title package deadlines

Identifying and implanting solutions for better efficiency, better tracking and improving quality of foreclosure files by incorporating more technology and removing repetitive and unnecessary procedures

Ordering and examining title reports, title commitments and title policies determining if title is clear including the effects of documents such as deeds, mortgages, assignments, deeds of trust, municipal liens, tax liens, and judgments on foreclosure and preparing title summaries for clients

Recognizing title defects and conducting title curative to clear any and all title issues

Covering other paralegals when absent and/or behind on their work

McCabe, Weisberg, & Conway, P.C. – Legal Assistant Philadelphia, PA 2010 – 2012

Demonstrated an expertise in FNMA, FHLMC, and HAMP guidelines

Managed a portfolio of cases seeking assistance through loss mitigation including cases in the Diversion Program

Liaison between investors, debtors, relators, attorneys, housing counselors, and courts in an effort to providing acceptable workout options and/or proceed with foreclosure for borrowers that did not qualify to mitigate client’s losses

Reviewed financial packages and conducted in-depth analysis with direct contact to the mortgagor and/or third party

Evaluated and analyzed loan modifications, pre-foreclosure sales, deed-in-lieus, and payment plans for accuracy

Obtained necessary fee approvals for flat and hourly billing according to government and servicing guidelines

Reviewed payment histories for accuracy and discrepancies

Job Experience

Swartz Campbell, LLC – Paralegal Philadelphia, PA 2010

Spear, Greenfield & Richman, P.C. – Head Legal Assistant Philadelphia, PA 2008 – 2010

Drexel University – Math Mentor Philadelphia, PA 2009

Go My Wireless – Manager Philadelphia, PA 2007 – 2008

Jeffrey Miller Catering – Server Philadelphia, PA 2006 –2008

Forensic Science Bureau – Full Time Intern Philadelphia, PA 2007

GNC – Sales Associate Philadelphia, PA 2006 –2007

Rix’s Pool and Spa – Pool Chemist East Hanover, NJ 2005–2006

Subway – Sandwich Artist Morris Plains, NJ 2004

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