Compliance Analyst Business

DeVon Johnson

Union City Ga--404-***-****

BSA/AML Compliance Analyst

Atlanta, GA

Various AML analyst experience in the banking industry. Working knowledge of BSA/AML, EDD & OFAC laws and regulations. Strong written, and verbal, and analytical skills.

COMPUTER SKILLS

Software Skills

•Citrix • Lexis Nexus

•Metavente • World Compliance

•MLCS • E Investigations

•MISSO • Core Logic

•Verafin • SAS

•Zippy • KYC Pass

•Fiserv • Core Logic

•Microsoft Office

EXPERIENCE

Bank of America/Insight Global June 2024- September 2024

AML Senior Investigator

•Conduct research over available bank systems, the internet and commercial databases consistent with the resolution of case reviews and

investigation.

•Draft comprehensive SARs by detailing the nature of suspicious activities, including key entities, transaction patterns, and relevant timelines,

ensuring clarity for law enforcement.

Collaborate with compliance teams to refine SAR narratives, incorporating feedback and improving the effectiveness of reports in identifying

money laundering and other financial crimes.

•Review SARs for accuracy, consistency, and adherence to regulatory guidelines, ensuring the inclusion of all necessary documentation and

supporting evidence.

•Proficient in managing financial crime risks related to transaction monitoring, screening, fraud operations, SAR reporting, customer

identification, KYC, and both CDD and EDD processes.

•Conducted compliance assessments for blockchain transactions, focusing on anti-money laundering (AML) and counter-terrorist financing

(CFT) measures.

•Analyzed cryptocurrency transaction patterns to identify potential suspicious activities, ensuring compliance with financial regulations

•Analyzing 3rd party data matches with client bank data for purposes of negative news and PEP (politically exposed persons) status

•Utilize teams for (IT, HCP Data Stewards, Finance, Compliance, Business, Transparency

•system vendor) in resolving issues related to HCP profiles and spend data

•Knowledge to validate HCP profile information through data validation vendors, federal database, state license verification

•lookup, and general internet searches to ensure data accuracy

•Compile necessary research findings and perform data collection to prepare for transparency reporting

Truist Financial March 2019- April 2024

Business Analyst/AML

•Conduct research over available bank systems, the internet and commercial databases consistent with the resolution of case reviews and

•investigation.

•Conduct thorough reviews of drafted SARs to ensure compliance with BSA/AML regulations, verifying that all critical details Enhance SAR

•Narratives by integrating detailed transaction analysis, contextual insights, and potential implications, supporting law

enforcement investigations effectively

•Applied blockchain analytics tools to enhance Know Your Transaction (KYT) processes and ensure transparency across crypto exchanges.

•Monitored crypto asset screening and transaction monitoring to mitigate risks related to financial crimes and ensure adherence to evolving

regulatory frameworks.

•Analyzing 3rd party data matches with client bank data for purposes of negative news and PEP (politically exposed persons) status

•identification.

•Follow-up with additional Point(s) of Contact (POC) as needed to identify additional information to support of the case

•Conducting a comparative analysis of 3rd party data to client bank data

Veredus/Suntrust October 2016- January 2017

Business Analyst Monitoring Team

•Working within Consumer Client Onboarding Center with working alerts

•Perform due diligence checks on prospective customers, related parties

•Validates customer information through World-Check and non-documentary methods

•Perform Customer verification; document and escalate exceptions; Sar writing monitor for timely resolution

•Analyzing 3rd party data matches with client bank data for purposes of negative news and PEP (politically exposed persons) status

•identification.

•Perform due diligence checks on prospective customers, related parties

•Conducting a comparative analysis of 3rd party data to client bank data

SightSpan Inc., August 2016 –September 2016

Senior Investigation Consultant/OCC Project Charlotte, NC.

•OFAX (Office of Foreign Access Control) experience reviewing and enhancing OFAX compliance program structure and procedures

•for a major bank.

•Conduct Risk Management research and security investigations for large financial institution out of New York City.

•Maintain a good understanding of the BSA rules and regulations; FinCEN Reporting (SAR); current money laundering schemes; and

•investigative techniques required to detect such schemes.

•Conducted KYC, CDD/EDD to ensure the legitimacy of the source of wealth of accounts and mitigated any

potential risk involved with new and existing accounts. Performed research and analysis through public

records, media or other research tools.

•Interacts with peers, all levels of management and other internal or external constituents in order

to deliver comprehensive views on investigative and intelligence matters.

•Perform Customer verification; document and escalate exceptions; monitor for timely resolution

•Perform due diligence checks on prospective customers, related parties, investors and suppliers

•Validates customer information through documents and non-documentary methods

•Obtain KYC information from front office/Sales and perform independent check of information

•Proficiencies: LexisNexis, World Check, TransferWire, Bankway,Jumio, Cirque CIP System, Bento

CitiBank/Promontory March 2015-May 2016

BSA/AML Analyst/Contractor Atlanta Ga.

•Provided support on BSA/AML/OFAC/CIP issues by conducting high level of AML investigative research on new and existing accounts. Risk Officer working closely with partners from the Financial Intelligence Unit members of the Compliance Department. Also help provide guidance to members of the LOB’s management

•Analyze and determine account documentation required based upon counterparty type of products traded as well approving adequacy of account documentation and financial information

•Provide and exercise judgment in conducting reviews, assessing the LOB’s AML/BSA status, and providing recommendations to management. Meeting timelines for strategies to ensure all requirements are meet to ensure all objectives are meet.

•Examine client AML/KYC risk and identification of key issues and related mitigates, conducting reach, verifying risk profile, and making independent risk assessment recommendations, working with bankers, compliance, credit to ensure risk analysis and assessment

•Managing AML/KYC relating to KPI to ensure consistency in quality and timeliness of completion

•Perform in-depth KYC profile reviews for prospective clients

•Validate client data and supporting documentation is appropriately recorded and stored on proprietary system

•Reviewed and monitored customer account activity in order to identify unusual or suspicious activity. Completed

Suspicious Activity Reports (SAR) and all matters related to the preparation, review and filing of relevant regulatory reports in order to

achieve consistency with the Patriot Act and Compliance department.

•Provided approvals for the establishment of new accounts by reviewing documents for completeness and accuracy of KYC, and ensuring that client’s information was appropriately logged in the system. Identifying, documenting and correcting errors from referral sources and communicating defects to relevant business units and key stakeholders.

Bank of North Georgia/Metasys

AML Analyst/Contractor July 2012- December 2014

Atlanta, Georgia

•Reviews documentation for new customer accounts to identify and mitigate KYC/CIP risks

•Conducts pre-approval and post-approval customer due diligence (CDD) and enhanced due diligence (EDD) to ensure authenticity, completeness, and accuracy of information provided by customer

•Performs thorough screenings for Office of Foreign Asset Control (OFAC) sanctions and Politically Exposed Person (PEP) classifications Utilizes investigative techniques and tools to verify the potential customer identity, review their background, assess the associated risks, and compile due diligence

•Performs in-depth evaluation and analysis of the potential customer using both internal and external sources and makes informed decisions on appropriate monitoring of elevated risk customers

•Interacts with peers, all levels of management and other internal or external constituents in order to deliver comprehensive views on investigative and intelligence matters.

•Alerts management of suspicious findings and prepares a documentation as needed

•Drafts and updates any associated desktop procedures

•Assists with any ad-hoc projects that relate to KYC/CIP and other areas of BSA and AML compliance

•Reviews documentation for new customer accounts to identify and mitigate KYC/CIP risks

•Conducts pre-approval and post-approval customer due diligence (CDD) and enhanced due diligence (EDD) to ensure authenticity, completeness, and accuracy of information provided by customer

•Performs thorough screenings for Office of Foreign Asset Control (OFAC) sanctions and Politically Exposed Person (PEP) classifications Utilizes investigative techniques and tools to verify the potential customer identity, review their background, assess the associated risks, and compile due diligence

•Performs in-depth evaluation and analysis of the potential customer using both internal and external sources and makes informed decisions on appropriate monitoring of elevated risk customers

•Interacts with peers, all levels of management and other internal or external constituents in order to deliver comprehensive views on investigative and intelligence matters.

Bank of America/Promontory December 2011 – October 2012

Fraud Auditor II / Anti-Money Laundering (AML) Program

Contractor

Atlanta, Ga

•Managed part of engagement to achieve production requirements and consistent performance of complex examinations

•Maintained adherence to both client and SEG policies and procedures

•Performed second level examinations seeking validation/verification of the accuracy of various data points and data capture performed by first level analyst (TIL, ECOA, HMDA, RESPA, FCRA, CFPB, SCRA,AML and BSA)

•Managed the operating activities of the department to include workflow production

•Trained junior and analyst level personnel in policy and procedure changes

•Developed examination report and required corrective action documents Monitored performance between examinations Maintained working knowledge of laws and regulations pertaining to BSA,AML, OFAC and FCPA.Know Your Customer (KYC) information; relevant account and transactions data and other required information to assist the investigation. Review the analysts and corrections or differences in final disposition with the analyst who performed the underlying work Participate in AML development of production and quality goals as well as ensure the team executes/meets/exceeds the within their channel or department

•Interpret AML risk standards and policies and procedures applicable to the case and make risk based decisions on whether to clear or proceed to draft SAR. Fully document all dispositions including supporting data, analysis and rationale for disposition, within the case management system in analysis and rationale for disposition, within the case management system in a timely manner.

•Serve as a point of escalation and Subject Matter Expert for analysts to evaluate and resolve issues around quality and content of alerts, clarify based on AML/TF knowledge processes and/or procedures for analysts

•Function as a key contributor and demonstrate knowledge of AML issues as well as broader functional knowledge

•Credability June 2008 – October 2011

ComplianceInvestigator

Atlanta, Ga

•Provides direct management, feedback, instruction, guidance and direction to a large staff of compliance professionals, from analysts to supervisors.

•Ensures direct report(s) are proactively developing and implementing standards, processes, methodologies, metrics and internal controls to support organizational objectives and mitigate exposure.

•Executes strategies and holds direct reports accountable for mitigating exposure by escalating activity to other areas where appropriate. Ensures staff is well-trained and knowledgeable by developing and providing training on relevant topics.

•Identifies policy and procedural enhancements based on business challenges and BSA, AML, Fraud and Government Sanctions, including OFAC, requirements.

•Builds and grows the BSA/AML/Fraud/Government Sanctions Program, enhancing current MoneyGram policies, procedures, regulatory reporting processes and exception reporting.

•Develops AML Key Risk and Key Performance Indicators.

•Supports and leads the development and/or enhancements affecting systems utilized for alert analysis.

•Presents weekly/monthly reports to Compliance Sr. Management and other key stakeholders.

•Keeps abreast of important and relevant AML/Fraud issues, laws and regulations that impact the business. Identifies trends and opportunities to further improve the company's AML compliance program.

EDUCATION AND CERTIFCATIONS

Wright State University, Dayton, OH B.A., Public Administration/Criminal Justice, 2000

University of Georgia, Atlanta, Ga Paralegal Certificate, 2010

Perry High School, Massillon OH Certificate in Accounting & Computing, 1990

National NMLS AML/SAR Certification, 2016

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