Risk Management Anti-Money Laundering
Resume:
Sonia O. Okojie
**************@*****.***
https://www.linkedin.com/in/sonia-okojie-0460851a2/ SUMMARY
An effective and versatile compliance specialist with several years of experience working with top-tier financial and compliance environments. Excellent communication and leadership skills in a fast-paced working environment, achieving objectives and deadlines. Expertise in fraud investigation and prevention, customer onboarding, case review, monitoring and filing, alert review, currency transaction report (CTR), Know Your Customer (KYC), Anti-Money Laundering (AML), risk assessments, negative news screening, regulatory reporting, Office of the Foreign Assets Control (OFAC) screening, Suspicious Activity Report (SAR) filing, Risk Analysis, Enterprise risk management(ERM), and operational risk management(ORM), quality control(QC), quality assurance(QA).
AML KYC Fraud Analysis SAR Risk Analysis QA QC Dispute resolution Chargeback TECHNOLOGY EXPERIENCE
World-Check, Clear, Pacer, Regulatory Data Crop, Lexis Nexis, Norkom, Actimize, Defense Edge, Persona, SQL, Tableau, Python, Fidelity, SAS, (Enterprise Client Risk Rating), DDIQ, SAS, Fidelity, Hogan, Claims2.0, Verafin.Visa VROL.
EDUCATION
Master of Business Administration (MBA), Accounting, Liberty University VA January 2020 - Dec 2022 Bachelor of Science (BSc) Accounting, University of Benin, Nigeria January 2000 – November 2005 CERTIFICATION
University of Texas at Austin (Great Learning program) Data Analytics Essentials January- May 2023 Certified Anti-Money Laundry Specialist (CAMS) June-October 2023 Certified Fraud Examiner (CFE) In Progress
EXPERIENCE
Wells Fargo Bank November 2023 -Till date
Sr. Fraud Operations Analyst
• Processed and analyzed Electronic Funds Transfer (EFT) customer fraud claims by regulatory guidelines.
• Reviewed potentially fraudulent transactions such as transactional fraud, identity theft, account take over and relief loan fraud.
• Investigated fraudulent transactions on customers' account, make a decision to pay or deny. 2
• Monitored real-time queues and analyzed high-risk transactions from a specific point of sale with a business portfolio.
• Determined existing fraud trends and patterns by analyzing accounts and transaction patterns, and recommended products and processes to mitigate them.
• Documented investigative findings in reports.
• Led a group of fraud analysts in a team-oriented and collaborative environment in the development and implementation of fraud detection tools and systems to enhance the company's ability to identify potentially fraudulent activities.
• Adhered to and complied with applicable, federal and state laws, regulations, and guidance, including those related to anti-money laundering such as the Bank Secrecy Act, USA PATRIOT Act, Regulation E, CC, Z and many more.
• Served as a Subject Matter Expert (SME) –Claims investigation in general, account take over, Atm fraud and claim abuse.
• Reviewed clients’ accounts for potential fraud, investigated and pursued recovery on the unauthorized debit to clients’ accounts, and report fraudulent cases. United Bank for Africa August 2014-August 2019
AML/KYC Analyst
• Implemented database and document processing compliance with applicable regulations and company policies targeted toward the prevention of money laundering and unethical practices.
• Performed Enhanced Due Diligence (EDD) on high-risk clients.
• Kept abreast of industry trends and regulatory requirements through attendance at professional conferences and networking with industry professionals.
• Monitored media reports to evaluate company publicity quality, reported on media presence to managers and executives, and recommended approaches to improve the company’s public image.
• Analyzed, reviewed, monitored cases, and filed SARs appropriately.
• Managed assigned tasks related to drafting case investigations, preparing, and filing SARs). Analyzed/utilized (CTRs) and referenced Customer Identification Programs (CIPs).
• Performed OFAC screening using tools like Regulatory Data Corp and World-Check.
• Monitored and maintained compliance with internal controls and government regulations. Screened high-risk customers, and politically exposed persons (PEP) and carried out negative news screening.
• Reviewed accounts, transactions, and Automated clearing house (ACH) for possible fraud or suspicious activity.
• Carried out detailed KYC reviews for new and ensuring compliance with BSA and the US Patriot Act.
• Performed OFAC screening using tools like Regulatory Data Corp and World-Check.
• Assisted with onboarding new customers and periodic review of existing customers.
• Refreshed data and documentation for existing clients on an ongoing basis including periodic reviews.
• Conducted Customer Due Diligence (CDD) on clients to ensure that the desired customer relationship with the organization is not fraudulent.
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