Mortgage Loan Processor

Andrea Dean

Melbourne, FL *****

Mobile: 615-***-****

Email: ******.********@*****.***

Dynamic professional with 20+ years of experience in mortgage loan processing and underwriting, focusing on FHA, VA, USDA, Jumbo, Non-QM, Reverse, HELOC, and

Conventional loans. Proven track record of processing loans across diverse regions, including the East Coast, Southeast, and parts of the West, while ensuring compliance with state licensing regulations. Honored with quality control and assurance recognition twice in my career. Skilled in credit risk evaluation, problem analysis, decision-making, and financial analysis.

Dispatcher DNA Logistiks

Murfreesboro, TN July 2023 – Present

Print BOL’s for each driver.

Print all paperwork for 20 drivers.

Scan and email each company the BOL’s for that night

Complete the PLS and OTD from that day. Complete the board with each drivers score from previous day or night.

Complete all excel reports nightly.

Check driver’s in and out

Scan Route sheets, GM paperwork and returns and emal

Scan all distress freight left on dock

Email nightly reports.

Keep all truck numbers up to date.

Email vendors about any late or damaged freight

A/R and collections

Customer Service

Calling dealerships regarding freight delivery

Senior Mortgage Processor Mortgage Investors Group

Franklin, TN March 2022 – August 2022

•Processed FHA, VA, Conventional, Non-QM, and Jumbo loans, managing a pipeline of 25-45 loans per month.

•Pre-underwrote FHA/VA loans, reviewed credit, income, and asset documentation, and ran DU/LP systems.

•Identified and resolved loan issues, collaborated with senior analysts, and ensured compliance with investor guidelines.

Senior Mortgage Loan Processor Caliber Home Loans

Remote December 2020 – January 2022

•Processed FHA, VA, Conventional, USDA, and Jumbo loans, managing a pipeline of 25-45 loans per month.

•Managed verifications (VOE, VOD, flood certs), ensured accuracy in closing documents, and met deadlines.

•Coordinated with internal and external stakeholders, ensuring timely closings and loan compliance.

Senior Mortgage Loan Processor Loan Depot

Remote September 2019 – December 2020

•Processed FHA, VA, Conventional, USDA, Jumbo, and Remodeling loans, managing 25-45 loans monthly.

•Oversaw loan verification processes (VOE, VOD, flood certs) and ensured accurate, timely closing documentation.

•Worked closely with buyers, loan officers, and underwriters to facilitate smooth loan processing and timely closings.

Took Time off to Address Personal Health Issues 2014 – 2018

Senior Mortgage Loan Processor/Underwriter Hometown Lenders Mt. Juliet, TN 2012 – 2014

•Processed and underwrote FHA, VA, Conventional, Jumbo, and home equity loans, manually calculating DTI and reviewing credit, appraisal, and title reports.

•Pre-underwrote FHA/VA loans, approving AUS, DU, LP, and manual underwrites.

•Reviewed various property types, ensuring compliance and salability in communication with stakeholders.

Mortgage Loan Processor/Underwriter CONTRACT POSITIONS

Brentwood, TN 2009 – 2012

•Reviewed and approved loans, ensuring compliance with lender guidelines while manually calculating DTI, ratios, and income.

•Cleared conditions for FHA, DU, LP, and manual underwrites, resolving AUS/DU errors as needed.

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EDUCATION

Columbia State Community College, Columbia, TN 1992

Associate of Applied Science

Special Skills

Expertise in FHA, VA, USDA, Jumbo, Non-QM, Reverse, HELOC, and Conventional loans. Proven ability to manage a pipeline of 25-45 loans monthly. Proficient in pre-underwriting and underwriting processes. Strong skills in credit risk evaluation and financial analysis. Experience with loan verification processes (VOE, VOD, flood certifications). Excellent problem analysis and decision-making capabilities. Knowledge of investor guidelines and compliance standards. Effective communication with stakeholders, including buyers, loan officers, and underwriters. Quality control and assurance recognition. Familiarity with DU/LP systems and AUS process. Review conditions, Keep customers up to date during loan process. CRM, order appraisal, title.

References available upon request.

Contact this candidate