Real Estate Information Technology

HH

HELEN HORVATH

*********@*****.*** 830-***-**** Cnyon Lake, United 78133

Experienced Managing Director with a demonstrated history of working in the real estate industry for over 20 years.. Skilled in Ramquest, ResWare, Qualia, Microsoft Word, TitleWave, Landtech, Skip Trace, Clear, and Pacer, Speak English, Spanish and Russian. Certified Translator in all three languages. Escrow Agent/Title Examiner. Contract Manager a strong information technology professional with a BA in Business Administration from FIU, Associate of Arts and Sciences - AAS focused in Pre-Law Studies, Certified Paralegal from Miami Dade College. Highly professional Sr, Escrow Officer and Director with 25 years of experience coordinating, finalizing and simplifying real estate transactions. Proven client advocate with track record of creating accurate and positive experiences and sparing customers burdensome concern with industry details. Tech-savvy notary public with widely recognized expertise at closing transactions and training other staff members and Regulation Specialists. Stay up to date with all State laws and Reulations. Top Skills

Bilingual

Management

Problem Solving

Research Analyst

Team lead and encourager.

Detail Oriented

Customer Relations

Regulations Analysis

Product Education

Corporate Financial Statements

Complaint Handling

Real Estate Industry Knowledge

Legal Requirements

Contracts Knowledge

Regulatory Disclosure Preparation

Remote Video Conferencing

Financial Service Solutions

Sound Judgment

Report Preparation

Decision Making

Active Listening and Learning

Microsoft Office

Multitasking and Prioritization

File Organization

Fraud Detection and Prevention

Oral and Written Comprehension

Networking and Partnership Development

Client Interview

Analytical and Critical Thinking

Documentation and Recordkeeping

Verbal and Written Communication

Process Improvement

Staff Management

Time Management

Qualia,, Resware, Ramquest, TitleWave

Notary Public

Liscense Escrow Officer

NTitle/Chesmar Homes Kyle, United

States

Senior Escrow Officer/Paralegal/District

Manager

03/2020 - 08/2022

Compliance Specialist Directer, stayed up to date with all State Mandate and Regulation and gave 2 classes a month to all Escrow Officer and Real Estate Agents, Made sure all Escrow Officers and Escrow Assistants understood what was needed to comply with Respa, to disclose everything on our HUD 1 and CDs, To make sure to reduce any and all unnecessary cost in the settlement to stay in complice with Respa, Fanny Mae, Freddie Mac, VA, Conforming Loans, Ballon Loans, Mobile Home Loans, inn order for them to know what documents should and should not be in the Lenders Package, What to expect in a HELOC Package, a Reverse Mortgage, a Refi, a Foreclosure, Pubs, Raw land and Developers, what Summary

Skills

Experience

Endorsements each should take.

Did monthly adit to be prepared for out yearly state audits. . Residential, Developer. Land Closings: Examine, Clear, Prepare the Prelim and Title Request.

Worked directly with Lenders, Attorneys, Realtors,Buers and Sellers. Balance the CD and HUDs with Lenders.

Communicate with Underwriters, Lenders, Realtor and Buyers and Sellers, Order HOA Documents

Draw up all in-house legal documents/disclosure needed to protect our company needed for closing, Scheduled closing and conducted table closing.

Managed a group of approximate 6 Escrow Officer and 6 Escrow Assistants.

Manage all Central Texas operations, travel to Austin, San Antonio, Houston and Dallas fo Corporate meetings and when someone needs to cover for other escrow officers

Reviewed title, cleared all curatives required to be able to close and relay all document and provision needs to all parties involved with the transaction

Ordered Home Warranties

Communicate and verified fees with agents prior to closings Coordinated scheduling of Mail Outs with clients and mobile notary Clarified and noted how keys will be handled at closing. Requested bring-to-dates one day prior to closing

Sent CD/HUD for Review/Approval

Entered all wires for everyone's closings.

Fund Files and communicate completion to all parties (Handle and disperse realtor commissions; Post all outgoing wire confirmations; and Print and Balance R&D in accounting section.

Handled a significant portion of client and agent communications, handle all difficult files, such as probates and divorces and/or any problem that may come up.

Noting, updating and forwarding all updated and new agent/lenders contact information to team and in the system.

I am the main contact, conversing with and accommodating client needs during contract/EM receipt period,

Executed step-by-step processes on a timely basis, e.g., receipting contracts and earnest money, sending out notifications to all parties, preparing the physical file, ordering title commitment upon receipt of the contract, ordering taxes, etc

Matching invoices with checks and providing checks to the front desk for mail- out and other title needs.

Recorded all necessary documents

Followed up with Policies.

Fidelity National Financial United States

Title Examiner/ Escrow Officer

07/2020 - 03/2021

This was a temporary position due to Covid. They were in Tenn and I was in Texas. One of the Managers knew me from OpenDoor Title/OSNational which was the same company. The found out that OSNational had furloughed 10 thousand employees inn the United States and they contacted me to see if I wanted to work remote until I found a job in Texas. Of course I took the job.

I did the Title Examination, prepared the Commitment, Cleared title, sent out the Title work to the Lenders, Balanced with the Lender, Communicated with all parties involved, ordered Notary Public, prepared all in house legal document and disclosure, sent out mail always, funding, disbursements of funds and sent out the notes and recorded the necessary documents.

Opendoor Duluth, United States

Escrow Agent/Title Reviewer/Curative-

Paralegal/CS

03/2015 - 04/2020

Compliance Specialist Directer, stayed up to date with all State Mandate and Regulation and gave 2 classes a month to all Escrow Officer and Real Estate Agents, Made sure all Escrow Officers and Escrow Assistants understood what was needed to comply with Respa, to disclose everything on our HUD 1 and CDs, To make sure to reduce any and all unnecessary cost in the settlement to stay in complice with Respa, Fanny Mae, Freddie Mac, VA, Conforming Loans, Ballon Loans, Mobile Home Loans, inn order for them to know what documents should and should not be in the Lenders Package, What to expect in a HELOC Package, a Reverse Mortgage, a Refi, a Foreclosure, Pubs, Raw land and Developers, what Endorsements each should take.

Did monthly audit to be prepared for out yearly state audits. . Residential,Commercial, Developer. Land Closings: Examine, Clear, Prepare the Prelim and Title Request.

Worked directly with Lenders, Attorneys, Realtors,Buyers nd Sellers. Had weekly Team Building and Meetings and monthly activities. Balance the CD and HUDs with Lenders.

Communicate with Underwriters, Lenders, Realtor and Buyers and Sellers, Order HOA Documents

Draw up all in-house legal documents/disclosure needed to protect our company needed for closing, Scheduled closing and conducted table closing.

Managed a group of approximate 20 Escrow Officer and 10 Escrow Assistants.

Did Closing in Florida, Georgia, North Carolina, South California and Tennessee.

Traveled to Plano Texas fo Corporate meetings and when someone needs to cover for other escrow officers

Reviewed title, cleared all curatives required to be able to close and relay all document and provision needs to all parties involved with the transaction

Ordered Home Warranties

Communicate and verified fees with agents prior to closings Coordinated scheduling of Mail Outs with clients and mobile notary Clarified and noted how keys will be handled at closing. Requested bring-to-dates one day prior to closing

Sent CD/HUD for Review/Approval

Entered all wires for everyone's closings.

Fund Files and communicate completion to all parties (Handle and disperse realtor commissions; Post all outgoing wire confirmations; and Print and Balance R&D in accounting section.

Handled a significant portion of client and agent communications, handle all difficult files, such as probates and divorces and/or any problem that may come up.

Noting, updating and forwarding all updated and new agent/lenders contact information to team and in the system.

I am the main contact, conversing with and accommodating client needs during contract/EM receipt period,

Executed step-by-step processes on a timely basis, e.g., receipting contracts and earnest money, sending out notifications to all parties, preparing the physical file, ordering title commitment upon receipt of the contract, ordering taxes, etc

Matching invoices with checks and providing checks to the front desk for mail- out and other title needs.

AMAZING COMPANY-They transferred me to Texas to open an office in San Antonio but within a week furloughed 10k employees Nationwide due to Covid.

Law Offices of Michael Decker

Escrow Agent/Title Examiner and Claims

Specialist/Paralegal

Director of Operation/License Title Agent

Directly in charge of all the PR work.

Mets, with Underwriters, Lenders, Realtors, Buyers and Sellers. Overview 26 Title Agents and 10 Assistants, "Cleared title, Analyze the risks and liabilities of the title

Account for the insurability of a title

Explore in databases such as county recorder websites, and other pertinent software

Ensure compliance of insurability conditions

Gather data to review possible defects within a title Resolve issues that may prevent a title from being insured Conducted table closings

Prepared the HUD Statement,

Balanced the HUD with the Lenders.

Scheduled Table Closings with al involved parties., Funded

Distributed the money, Checks and Wires

Made all deposits,

Payroll,

Worked directly with the clients,

Overview's post closing,

Recorded necessary documents

Notary public,

Document drafting

Managed rental homes, from screening the tenants to evictions if needed. Knowledge in Redware, Landtech and TitleWave.

Left (Because the Owner my boss of 19 years retired and closed the company and his law firm)

ALTA Language Solutions Certified Spanish and Russian Interpreter and Translator., Legal and Medical Interpreting/Translating

01/2016

Florida International University

Bachelor's degree in Business of Business Administration in International 01/1994

Miami Dade College

Associate of Arts And Sciences - AAS, Pre in Law Studies-Paralegal 01/1988

Education and Training

Nova Southeastern University

Master of Laws - LLM in Criminalistics and Criminal Science Licensed Title Agent License Escrow Officer Legal and Medical Interpreter and Translator-Qualified HIPAA/CONFIDENTIALITY- CONGENITIVE BRHAVIOR APPROACH English,Spanish and Russian

(Professional Working)

Certifications

Languages

Contact this candidate