Data Analytics Business Intelligence

KAKARLA VENKATA SATYA BHARATH

+1-413-***-**** •linkedin.com/in/bharath-kakarla-venkatasatya •********@*****.*** SUMMARY

Eager to apply financial expertise and analytical skills to jobs focusing on data-driven decision-making and strategy implementation. Analytical thinker with strong communication skills and high proficiency in Business Management, Operations, Credit Risk Analysis, and Product Management. Enthusiastic about analyzing data, contributing to process optimizations, and generating insights that drive organizational improvement, strategic planning and innovation.

EDUCATION

University of Massachusetts Amherst

Isenberg School of Management

Master of Science in Business Analytics January 2026

Data Analytics Track

Relevant coursework : Business Intelligence & Analytics; Data Management for Business Leaders; Business Application Development in Python; Statistics for Business; Data Science for Business; Advanced Financial Technologies; Data Visualization in Business; Predictive Analytics; Statistical Analysis.

Acharya Nagarjuna University

Bachelor of Technology in Mechanical Engineering May 2014 EMPLOYMENT

Union Bank of India, Hyderabad June 2021 - August 2024 Financial Analyst

Contributed towards the overall business (both advances and deposits) growth of the branch from Rs.6 Billion to Rs.10 Billion by bringing new business using customer relationship management (CRM) tools.

Resolved customer complaints and provided education on bank products and financial matters, streamlining the MSME portfolio while enhancing overall customer experience.

Improved the advances department (both retail and MSME) by almost three times and increased the overall business portfolio from Rs.2 billion to Rs.5 billion by reducing the time taken for credit appraisal with the help of financial analytical tools.

Collaborated with tech teams to digitize bank products and launched digital lending solutions in Agriculture and Micro-business segments, resulting in 50% increase in loan processing efficiency and 20% growth in digital loan disbursements.

Assessed risks associated with loan portfolios and mitigated NPA growth using Credit Risk Analysis.

Reduced the turnaround time for Agriculture borrowers from weeks to minutes through development of a digital application in coordination with Reserve Bank Innovation Hub.

Union Bank of India, Haryana August 2017– May 2021 Operations Head

Managed the key MSME portfolio of Rs.700 million at the branch and provided services related to Forex and inland Letter of Credit and Bank guarantee to manufacturing businesses and contractors in the area.

Delivered premium services to High Net Worth clients, significantly enhancing the branch’s credit card portfolio by expediting the processing of high-value applications.

Coordinated teams on core banking system automation tools to gather requirements and provide early notifications of payments due to borrowers.

Used Data Analytics for identifying the non-resolution percentage among the complaints of the customers.

Lessened the NPA portfolio from Rs.20 million to Rs.4 million through active recovery from customers.

Ensured the Quality Assurance through meeting the regulatory, operational and customer satisfaction standards. State Bank of India January 2017 – July 2017

Junior Associate

Improved cash flow by 25% by overseeing electronic payments to more than 200 branch-level customers daily.

Handled cash transactions for approximately 150-200 customers daily.

Maintained a near-zero error rate in cash handling, balancing cash drawers accurately at the end of the day using MS-Excel.

Reduced average transaction processing time by 15% through effective multi-tasking and system proficiency.

Ensured 100% adherence to RBI and internal bank policies for cash management including fraud prevention and anti-money laundering. M/S Saaketh Machine Tools January 2015 – July 2016 Accounting Analyst

Reduced operational costs by 30% by optimizing manpower resources and managing firm finances.

Improved turnover of the firm by more than 20% by optimizing manufacturing processes of mechanical components. TECHNICAL PROFICIENCY

ANSYS, Tableau, Microsoft Excel, Microsoft Office, Power BI, Customer Relationship Management, Customer Segmentation, Data- visualization, Statistics, PowerPoint, Auto CAD, CAM, Machine Learning, Clustering, Data Manipulation, Data Modeling, Data Quality, Data Validation, Data Warehousing.

Programming: SQL, Python, C

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