SHEENAL CHAND
SENIOR ACCOUNTANT & OFFICE MANAGER
*** **** ***, *** *****, CA 94565, United States +1-925-***-**** ***********@*****.*** LinkedIn URL: www.linkedin.com/in/sheenal-chand-03b83588
SUMMARY
Experienced accountant with more than 13 years in various financial roles within private companies and banks, currently holding dual positions as Senior Accountant and Operations Manager. Holds a master’s degree in professional accounting and demonstrates a strong record of optimizing operational efficiencies and financial processes. Actively seeking opportunities to apply extensive financial expertise and operational management skills in a dynamic organizational environment. SKILLS
Financial Reporting
Budgeting and Forecasting
Risk Management
Cash Flow Management
Project Accounting
Strategic Planning
Grant Management
Enterprise Resource Planning Software
Taxation Knowledge
Management Accounting
Operations Management
WORK EXPERIENCE
Senior Accountant & Office Manager, AHA Financial and Taxation Services Oct 2023 – Aug 2024
• Prepare and validate taxation returns and financial statements for medium and large clients.
• Perform data entry and prepare accounting work papers, including VAT, FNPF, PAYE, and other related tasks.
• Provide Business Support services to clients, including Investment Fiji, Immigration matters, Reserve Bank, and others.
• Assist in debtors' collection for clients and provide monthly retainer services to specific clients assigned by the Director.
• Ensure MYOB or related programs are supported and functional as needed.
• Provide auditing services to assigned clients if required.
• Monitor and supervise staff performance in work-related matters, including supervision, delegation, accountability, and review of work related to financial statements, taxation, auditing, or other company engagements.
• Provide client services related to FNPF, Registrar of Companies, Immigration, Reserve Bank, Investment Fiji, FRCS, and other business-related organizations.
• Ensure timely and proper record keeping and filing for assigned clients.
• Provide structured mentorship to 1 or 2 junior or intermediate staff members.
• Manage taxes and statutory requirements for Anthony Ho and Associates and the Estate of Anthony Yuan Dorn Ho to ensure compliance with FRCS and other business-related organizations.
• Manage employees to ensure accountability and deadlines are met, conduct regular team meetings, and 1-on-1 check-ins to align company and client goals.
• Track staff performance metrics including sick leave, vacation, and attendance.
• Facilitate payroll processes, record sick days, vacation accruals, and ensure staff receive accurate pay.
• Ensure accurate and timely submissions for company statutory requirements such as FRCS (PAYE, VAT, Annual company tax returns), Registrar of Companies, FNPF, FNU, etc. Accountant, Principle Accounting and Consulting Solutions Jan 2022 - Oct 2023
• Preparation of financial statements for Micro, Small, and Medium Enterprises (MSMEs).
• Development of business plans for Micro, Small, and Medium Enterprises (MSMEs).
• Creation of cash flow forecasts and financial projections for Micro, Small, and Medium Enterprises (MSMEs).
• Company registration and re-registration services for Micro, Small, and Medium Enterprises (MSMEs).
• Lodgment services for VAT, TAX, and FNPF (Fiji National Provident Fund) for Micro, Small, and Medium Enterprises (MSMEs).
• Business advisory services tailored to Micro, Small, and Medium Enterprises (MSMEs). Interim Operational Manager, Runners Errand Services Jul 2022 - Dec 2022
• Ensure all operations are conducted in an appropriate and cost-effective manner.
• Enhance operational management systems, processes, and best practices.
• Review and update policies, procedures, staff job descriptions, and measure staff performance through Key Performance Indicators (KPIs).
• Develop strategic and operational objectives.
• Analyze financial data to enhance profitability.
• Manage budgets and prepare forecasts.
• Recruit, train, and supervise staff.
• Identify and implement strategies to enhance the quality of customer service. Senior Accountant, Fijian Competition and Consumer Commission Sep 2019 - Dec 2021
• Manage day-to-day activities of the Finance Team.
• Draft papers such as memos, meeting minutes, tender documents, and board papers.
• Oversee the month-end process, including reviews and general ledger reconciliations.
• Prepare monthly financial reports and quarterly acquittals.
• Review statutory submissions, including taxes, FNPF, and FNU Levy.
• Conduct refresher trainings on Finance Policy.
• Supervise internal and external audit processes.
• Prepare financial statements.
• Assist the Manager Corporate and Finance in budget preparation.
• Provide technical accounting advice to other FCCC staff and management when needed.
• Act as Acting Manager Corporate and Finance in the absence of the Manager Corporate and Finance. Credit Analyst, HFC Bank Dec 2016 – Sep 2019
• Conduct risk assessment analysis on lending proposals submitted.
• Analyze and identify issues and emerging trends, providing timely and accurate forecasts and recommending corrective actions as needed.
• Identify and propose opportunities for business improvement by staying informed about emerging market trends and segments.
• Develop credit information models to predict patterns and trends, enabling quick identification of adverse variances.
• Stay updated on legal compliance and market risk issues related to credit approvals.
• Assist in building financial and non-financial models to support strategic conceptualization within the business unit.
• Implement a robust system for managing credit risk, ensuring loans are granted on a sound and collectible basis.
• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
• Support decision-making for the General Manager Credit by providing insights through analysis, spreadsheet modeling, and stress testing of credit portfolios, P&L statements, balance sheets, and cash flows to facilitate both growth and risk management.
• Compile and provide Business Unit Board Papers.
• Ensure compliance with internal and external regulations. Team Member Credit Administration, HFC Bank Dec 2015 – Nov 2016
• Prepare Letter of Offer documents.
• Manage settlements for inward, outward, redraw, and revolving requests, ensuring quality assurance of applications.
• Conduct client account reviews.
• Handle all reports and reconciliations for the Credit Administration Team.
• Manage filing and records management.
Regional Accounts Officer, Tourism Fiji Aug 2013 – Nov 2015
• Verify and certify all regional office supplier invoices upon receipt for payment.
• Prepare payment vouchers and submit them to the Regional Accountant for verification.
• Distribute copies of payment vouchers to respective regions for updates and record-keeping.
• Maintain records of projects and campaigns conducted by TF Regional Offices.
• Monitor and track budgeted amounts and expenditures for each campaign to ensure adherence to budget limits.
• Maintain accurate records of payments, creditors, and contracts.
• Perform monthly reconciliation of Tourism Fiji regional office creditors.
• Prepare listings of prepayments and accruals.
• Reconcile intercompany transactions and staff advances for Tourism Fiji regional offices.
• Manage the Fixed Asset Register for Tourism Fiji regional offices.
• Assist the Regional Accountant with month-end postings and prepare monthly bank reconciliations.
• Conduct monthly reviews of General Ledger Accounts.
• Support the Regional Accountant in completing financial accounts for all regional offices by deadlines.
• Address auditor queries during financial audits.
• Handle other tasks assigned by the Regional Accountant, Head Office Accountant, and Chief Financial Controller. Accountant, Punja & Sons Limited Oct 2010 – Aug 2013
• Perform monthly bank reconciliations.
• Address and resolve supplier queries.
• Prepare Journal Entries, Profit & Loss accounts, Balance Sheets, and managerial reports monthly.
• Manage overseas payments in compliance with RBF Protocols and Inland Revenue Department of Fiji regulations.
• Reconcile general ledger accounts.
• Maintain the Fixed Asset Register.
• Review local payments, statement reconciliations, and General Ledger Codes for Purchase Orders prior to printing.
• Conduct VAT reconciliation.
• Prepare final accounts.
• Perform inventory costing.
• Reconcile intercompany transactions.
• Coordinate with internal and external auditors during audits. Assistant Accountant, Punja & Sons Limited Apr 2010 – Sept 2010
• Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
• Reviewed general ledger entries and assessed accuracy.
• Reconciled company accounts for credit cards, employee expenses, and commissions.
• Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
• Assisted with timely month-end closing procedures, resulting in accurate financial reporting.
• Monitored status of accounts receivable and payable to facilitate prompt processing.
• Developed strong relationships with vendors, fostering an environment of trust and enabling prompt resolution of any billing discrepancies.
• Reduced invoice processing time with efficient data entry and verification of accounts payable transactions.
• Provided journal entries and performed accounting on accrual basis.
• Compiled general ledger entries on short schedule with 100% accuracy. Accounts Attaché, Sharma Industries Feb 2010 – Mar 2010
• Enhanced overall financial accuracy by diligently maintaining organized records of all transactions and supporting documents.
• Supported the accounts receivable team with timely invoicing and diligent follow-up on outstanding balances, resulting in improved cash flow.
• Streamlined account reconciliation processes by identifying and correcting discrepancies in financial statements.
• Assisted in preparing accurate and timely financial reports for management review, contributing to informed decision-making.
EDUCATION
Master of Commerce in Professional Accounting
The University of the South Pacific
Aug 2019 - Dec 2021
Post Graduate Diploma in Professional Accounting
The University of the South Pacific
Sept 2016 - Aug 2018
Law of Association Unit
University of Fiji
Jul 2011 - Nov 2011
Taxation Law and Practice Unit
University of Fiji
Feb 2011 - Jun 2011
Bachelor of Commerce (Accounting & Economics)
University of Fiji
Feb 2007 - Nov 2009
Fiji Seventh Form Examination
Jasper Williams High School
Subjects: English, Mathematics, Accounting, Economics & Computer Studies. Jan 2006 - Dec 2006
Fiji School Leaving Certificate Examination
Jasper Williams High School
Subjects: English, Mathematics, Accounting, Economics & Computer Studies. Jan 2005 - Dec 2005
Fiji Junior Certificate Examination
Jasper Williams High School
Subjects: English, Mathematics, Accounting, Economics, Basic Science, Social Science and Hindi
Jan 2003 - Dec 2003
TRAINING/ COURSES
• Government Accounting & Financial management: Institute of Government Accounts & Finance New Delhi, India
• Public Sector Fraud and Corruption Investigations: The University of the South Pacific Suva, Fiji
• Microsoft Excel 2010-Advanced: Vt Solution Training Academy
• Planning & Organizing Training: Punja & Sons Limited - Training Unit
• Self-Motivation Training: Punja & Sons - Training Unit ACHIEVEMENTS/ EXTRA CURRICULAR ACTIVITIES
• Designed new assessment templates for HFC Bank, resulting in process improvements for commercial credit and significantly reducing turnaround times.
• Recognized with the CEO's Award for Operational Efficiency for improving efficiencies and enabling faster approvals within the business banking team's credit chain.
• Implemented policies and procedures at Runners Errands and AHA Financial and Taxation, enhancing operational efficiency and compliance.
• 29th October 2021 - Certificate of Commendation at Fijian Competition and Consumer Commission: For leading, guiding and supporting the Corporate & Finance Team.
• 8th October 2021 - Certificate of Commendation at Fijian Competition and Consumer Commission: For continued support and commitment in carrying out my responsibility diligently during work from home period.
• 26th February 2021 - Certificate of Recognition at Fijian Competition and Consumer Commission: For dedication and support towards the organization.
• 30th October 2020 - Certificate of Commendation at Fijian Competition and Consumer Commission: for excellent teamwork throughout the first quarter of FY2020-2021
• 8th May 2020 - Certificate of Commendation at Fijian Competition and Consumer Commission: for going beyond and showing outstanding commitment, dedication and utmost loyalty towards the organization.
• 7th February 2020 - Certificate of Commendation at Fijian Competition and Consumer Commission: for eternal commitment and dedication towards successfully acting as Manager Corporate and Finance in his absence. LANGUAGES
• English
• Hindi
REFEREES
Mr. Amit Sen
Manager Corporate and Finance
Fijian Competition and Consumer Commission
Email: ****.***@****.***.**
Ph.: 9982890
Mr. Bimal Sudhakar
General Manager Credit
HFC Bank, Suva
Email: ******@***.***.**
Ph: 9991249
Mr. Vinitesh Kumar
General Manager People, Culture and Corporate Services Fijian Competition and Consumer Commission
Email: ********.*****@****.***.**
Ph: 9982883