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FACTS WHAT DOES PATHWARD®, NATIONAL ASSOCIATION, DO
WITH YOUR PERSONAL INFORMATION?
The terms of this Privacy Policy only apply to you if you open an account or use our prepaid card, debit card, secured charge card, or related products or services. Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and account balances
• Payment history and account transactions
• Transaction history and purchase history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pathward, N.A., chooses to share; and whether you can limit this sharing. Reasons we can share your personal Information Does Pathward, N.A., share?
Can you limit this
sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes – to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes –
information about your transactions and experiences No We do not share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We do not share
For our affiliates to market to you No We do not share For nonaffiliates to market to you Yes Yes
To limit our
sharing
• Call: 1-800-***-**** – our menu will prompt you through your choice(s) or
• Mail the form below
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Call 1-800-***-****
Mail-in Form
Do not share my personal information with nonaffiliates to market their products and services to me.
Name:
Address:
City, State, ZIP:
Last 4 numbers
of card account:
Mail Opt-Out to: Pathward, N.A.
Privacy Choice
P.O. Box 2136
Austin, TX 78768-2136
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Who we are
Who is providing this
notice?
This privacy policy is provided by Pathward, N.A., and applies to our customers who open an account or use our prepaid card, debit card, secured charge card, or related products and services managed by Ouro Global, Inc.. What we do
How does Pathward,
N.A., protect my
personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information, and we also limit access to information to those employees for whom access is necessary. How does Pathward,
N.A., collect my
personal information?
We collect your personal information, for example, when you
Open an account or register your card
Make a purchase or other transaction
Provide us card or account information or give us your income information We also collect your personal information from other companies. Why can’t I limit all
sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. What happens when I
limit sharing for an
account I hold jointly
with someone else?
Your choices will apply to everyone on your account. Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Pathward, N.A., has no affiliates with which it shares your personal information.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates we share with can include direct marketing companies. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• We may partner with nonaffiliated financial companies to jointly market financial products or services to you.
Other important information
California or Vermont residents: We will not share your personal information with nonaffiliates, except for our own marketing purposes, our everyday business purposes, or with your consent. For Vermont residents: We will not share your credit information or information about your creditworthiness, transaction, or experience, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Nevada residents: Nevada law requires that we provide you with the following contact information for the Bureau of Consumer Protection, Office of the Nevada Attorney General: address: 100 North Carson Street, Carson City, NV 89701; phone number: 702-***-****; email address: ******@**.**.***.
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