Business Development Officer
Resume:
CINDY
SILLIMAN
*************@*****.***
Sheridan, AR 72150
Bold Profile
I have been in banking since November 1999. I started at Metropolitan National Bank as a File Clerk in CIF. I have worked in various roles in the finance industry. Loans, retail, management and operations. I am an extremely quick learner, very dedicated and a hard worker. All of my previous managers and supervisors would also agree with that statement.
PROFESSIONAL SUMMARY
SIMMONS BANK - BUSINESS DEVELOPMENT OFFICER
01/2021 - 05/2023
SIMMONS BANK - Appraisal Specialist II
09/2015 - 01/2021
SIMMONS BANK - Loan Secretary II (Senior Commercial/Construction loan assistant)
11/2011 - 09/2015
WORK HISTORY
Seek new business opportunities for equipment finance communicate directly with dealers, vendors and brokers getting new loans for equipment loans make credit decisions on approving and declining loans work closely with customers on getting updated financial information and servicing both existing and new financing
•
Travel to meet prospects and get the bank more business with large corporate dealerships
•
• Analyze credit packages for financing
• Collecting past dues and asset recovery
• In 2022, closed over $10MM in loans and handled a $16MM portfolio Communicated with customers to get current accounts, to avoid- repossession
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• Worked closely with fleet owners and business owners. Review 1-4 Family Residential Appraisals, Land Appraisals, Condo's and 2-4 Family Appraisals
•
• Ordered AVM's and gave values to SFR dwellings
• Discuss appraisals with appraisers and bank personnel Make sure all appraisal reports are compliant with USPAP (Uniform Standards of Professional Appraisal Practice), Interagency Guidelines, Regulation B and FIRREA (Financial Institutions Recovery, Reform and Enforcement Act of 1989)
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Day to day communication with customers, executives, loan officers and loan participants
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• Collections on past due customers
• Loan closing process and made sure all loan documents were SKILLS
• Microsoft Office
• AS/400 Database
• B2B Sales
• LaserPro
• Lending Cycle
• Management
• Organization
• Loan Vantage
AI
01/2017
Residential Case Studies and
Writing
AI
01/2017
Residential Marketing Analysis
and Highest and Best Use
RCI
01/2016
Sales Comparison Approach 15
hrs.
RCI
01/2016
Income Approach 15 hrs.
RCI
01/2016
USPAP 7-hour update
EDUCATION
RCI
01/2015
USPAP 15 hrs.
McKissock
01/2015
Basic Appraisal Principles 30 hrs.
McKissock
01/2015
Basic Appraisal Procedures 30 hrs.
CFT
01/2004
Principles of Banking
Poyen High School
05/1998
High School Graduate
US Bank - Assistant Branch Manager/Loan Officer
06/2005 - 11/2011
compliant with all regulations and requirements
• Loan Funding
• Loan Document Preparation and Loan Renewals
• Work Credit & Collateral Exceptions
• Construction advances and loans
• Ordered Appraisals for both consumer and commercial properties
• Ordered inspections on properties under construction Got all customer documents gathered and distributed to participants on all participation loans
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Assisted with the Equipment Finance Department with booking and funding equipment loans
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• Prepared construction loan portfolio for loan officer Made sure branch was in compliance with operational policies and procedures
•
• Coordinate workflow to appropriate branch staff
Perform Management duty which includes schedule and assign work to branch staff, coach employees on training, development, and motivation
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• Respond to employee questions and customer complaints Maintain documentation of the branch staff attendance, productivity, accuracy, and performance
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Coordinate operational activities within the branch to ensure passing of all operational audits and assessments
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Review Loans and Accounts to make sure compliant with the bank regulations, bank policies, and to avoid Exceptions
•
Handle Business customers with their Business Banking & Business loans for qualifying customers
•
Audit Teller's when out of balance and search to see if can locate the outage
•
• Call customers who appear on the daily overdraft report
• Went out on officer calls to get new business for the bank
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