Risk Management Financial Representative

Nicholas Ramirez

*** * ***** **, ***********, IL 61559

********@********.*** 309-***-****

EDUCATION

Rockford University – Rockford, IL August 2020 – December 2024 Bachelor of Science in Financial Economics, Minor in Business Administration WORK EXPERIENCE

Northwestern Mutual, Peoria, IL June 2024 – September 2024 College Financial Representative Internship

• Conducted financial needs assessments for clients to determine their investment goals and risk tolerance.

• Assisted in creating personalized financial plans and recommendations based on client profiles.

• Participated in client meetings and presentations alongside senior advisors to gain insight into client relations and financial advising practices.

Better Banks, Dunlap, IL September 2019 -- August 2020 Bank Teller

• Provided customers individualized attention, answered questions, and swiftly resolved problems to guarantee high levels of satisfaction and retention.

• Developed efficient risk management procedures to identify and stop fraudulent activity, enhancing the safety of the financial environment.

• Worked in tandem with teammates to optimize operational processes, which decreased the amount of time needed to conduct transactions.

McDonald’s, Peoria, IL March 2017 – April 2019

Cashier

• Oversaw high-volume cash register operations, accurately and quickly processing customer orders while preserving a kind and inviting attitude.

• Proactively responded to complaints and concerns from patrons, showcasing good problem-solving abilities

• Maintained order and cleanliness in the front-end area, replenishing supplies and cleaning surfaces to satisfy hygienic requirements and providing visitors with a comfortable stay.

• Trained and oversaw new team members, offering direction on best practices, company rules, and procedures to advance operational excellence.

Awards and Certifications

• Financial Economic Student of The Year Spring 2024

• Distinguished Scholar Spring 2024

• Life Insurance Licensed June 2024 – September 2026

• Health Insurance Licensed June 2024 – September 2026 Skills

Financial Management:

• Well-versed in investment management concepts, such as risk assessment, asset allocation plans, and portfolio analysis.

• Proven capacity to evaluate market trends and financial data to make wise investment choices.

• A solid grasp of financial instruments, including derivatives, equities, bonds, and mutual funds. Risk Management:

• Skilled in identifying and assessing potential hazards in investment portfolios.

• Knowledge of putting risk management systems in place to protect assets. Customer Relationship Management:

• Outstanding interpersonal and communication abilities, with a past of establishing and preserving enduring connections.

• Capable of comprehending and resolving client issues and demands, leading to elevated degrees of contentment and loyalty.

• Work effectively in collaborative settings, participating in team activities and projects.

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