No Experience Real Estate

MARTHA L. HERNANDEZ L

***.*********@****.***

Cellphone Number: 206-***-****

CAREER OBJECTIVE

I have worked as a receptionist, accounting, assistant, sales and legal; From these experiences, I have learned to move in coordinate and organized my time and people in different areas. There are moments in our life when we take of roll that we have no experience, despite that fact I have had the commitment, the skills and wiliness to learn and performed them in best of my abilities. I know how to coordinate; I know how organized activities and I know how to plan an agenda activities Director or any other person I am working with.

EDUCATION

Attorney at Law 2002

Universidad Politécnica de

Nicaragua

EXPERIENCE

CARTERA Y COBRO HISPAMER S. A

BILLING AND COLLECTION

November 2018 – March 2023

Efficiently manage the credits granted by the company applying commercial strategies that allow maintaining a healthy portfolio.

Responsible for researching, analyzing and verifying the documentation submitted by clients to create a client profile and present recommendations to the credit committee.

Analyze the age of balances and keep the portfolio delinquency percentage to a minimum.

Keep the customer database updated.

Apply administrative and internal control procedures established for its management.

Inform the directors of the credit and recovery situation.

REAL ESTATE ADVISOR KELLER WILLIAMS REALTY

September 2017 - 2018.

Help people find their most profitable house, apartment or area of business according to their budgets

LOAN ANALIST AVE MARIA UNIVERSITY - LATIN AMERICAN CAMPUS.

March 2007 - August 2010

Evaluation, analysis and monitoring financing procedures that Ave María University grants to students.

Portfolio recovery, loan disbursements, interest charge to each account statement. (Active and inactive students).

Recovery of loan portfolio for rent or lodging for professors and other institutions that visited the University.

Formulation of contracts for said financing and other tasks that were assigned during the position.

Elaboration of budgets of all the departments of said Institution.

RECEPCIONIST AVE MARÍA UNIVERSITY - LATIN AMERICAN CAMPUS.

Mayo 2006 – octubre 2006

Recepcionist

SKILLS

Analytical

Communication

Problems Solving

Negociation

Decisión making

Team oriented

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