Real Estate Mortgage Underwriter

Elena Selliman

Contact: 405-***-****, ***********@*****.***

Education:

University of Central Oklahoma, MBA, Edmond, OK

Tver State University, BBA, Tver City, Russian Federation

Languages: English, Russian

Experience:

•Real Estate Professional/Active licensee since 2018

•Mortgage Underwriter

Summary:

•20+ years of underwriting experience defined by a proven track record of professional success in various mortgage underwriting projects.

•Extensive experience auditing diverse loan projects submitted by multiple mortgage companies nationwide. Respond to challenges with focus and determination to maintain a high standard quality of underwriting work.

•Detail-oriented outlook, coupled with ability to plan ahead and meet deadlines on time.

•Knowledge and familiarity with current mortgage laws and regulations.

•Have current knowledge of Fannie Mae, Freddie Mac, HUD, USDA and FHA and other Investor guidelines

•A conventional and government secondary market mortgage underwriting experience.

Mortgage Underwriter, Adfitech, Edmond, OK

•Reviewing different conventional loans from nationwide mortgage companies.

•Analyzing credit documents, including, but not limited to, mortgage applications, credit history and income documents, tax documents, title documents, appraisals and all applicable compliance documents.

•Evaluating debt ratio, loan-to-value ratios, credit score, property values and various other factors.

•Auditing loan conditions and requirements.

•Working with a variety of mortgage products, lending policies, procedures, and credit granting practices.

•Underwriting loans according to DU, LP and USDA systems requirements.

Economist, Tver City Bank, Tver City, Russian Federation

Teller, ProggressProm Bank, Tver City, Russian Federation

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