Data Analyst Senior

Christopher E. Gunther, MBA

Salt Lake City, UT **121

******@*******.*** • 801-***-**** • www.linkedin.com/in/christophergunther

Thinks strategically to deliver the right data insights to leaders that advances enterprise objectives while containing risks in the execution. Partners cross-functionally to evolve systems and data driven decisioning at every level of the operations. Influences changes by cultivating relationships with regulators and colleagues to find solutions grounded in data. Tackles enterprise challenges with systematic evaluation of the processes, research, and metrics to initiate changes. Driven financial services professional open to the right next challenge.

Quantitative Analysis Regulatory Compliance Validation & Testing Qualitative Analysis Reporting

Metrics Design & Monitoring Risk Assessments Corporate Debt Facilities & Trading Operations

Executive Communications Change Management Collaborative Problem Solver Organized Team Player

CAREER HIGHLIGHTS

Operational Risk Expertise: leverages depth and breadth of financial services experience to aggregate, analyze, and mitigate risks through data driven strategies that meet regulatory standards. BMW Bank of North America, Alsco, Morgan Stanley, The Royal Bank of Scotland, Northern Trust, Claymore Advisors LLC.

Experience: 15 years of experience in banking and trading risk operations in FDIC and CFPB regulated institutions serving consumer, commercial, and institutional clients

Modeling, Testing, Forecasting: utilizes technical acumen and analytical capabilities to compile, analyze, and validate complex models that advance institutional objectives. BMW Bank of North America, Alsco, Morgan Stanley, The Royal Bank of Scotland, Northern Trust, Claymore Advisors LLC.

Savings: $300,000 annually in identifying and eliminating waste/fraud in the US

Data-Driven Reporting: refines and improves the operational and technical processes to deliver large scale data sets in an actionable, real-time manner to leadership. BMW Bank of North America, Alsco, Morgan Stanley, The Royal Bank of Scotland, Northern Trust.

Result: considerable time saved through streamlined reporting and improved data usability

Global Markets Risk Management: evaluated potential international transactions, learned and applied regulatory requirements, defined the metrics, and coordinated automations to mitigate global risks. Alsco, The Royal Bank of Scotland.

Impact: reduced errors by implementing secondary controls, enhancing systems, automations

PROFESSIONAL EXPERIENCE

BMW Bank of North America, Salt Lake City, UT

Bank Senior Data Analyst (September 2020 – Present), Hybrid

Joined the FDIC Industrial Bank in the risk department to evaluate, test, and report on risk management practices and programs. Perform capital stress testing, prepare reports, and develop model frameworks and use of policies to facilitate compliance. Utilize high level of data integrity and accuracy to compile, model, and analyze complex data sets. Monitor environment for new and potential risks and provide recommendations.

Achievements:

●Developed the framework for 12 financial models and related policy for the institution.

●Built model framework on FIL 2017-22 to optimize compliance in reserves and across the enterprise.

●Identifies fraud risks with flexible models to uncover fraud within 35,000 credit applications annually.

●Writes SQL code, tests models, and monitors for overleveraging to prepare reports to the board.

●Determines dividends for parent bank (BMW Financial Services) complying with federal regulations.

Alsco, Salt Lake City, UT

Risk Associate (June 2018 – April 2020), On Site

Provided data analytics as part of the risk management group in the privately held linen and uniform rental service business until COVID prompted restructuring. Developed tools and models to automate or enhance existing automation of financial models and reporting. Ensured accuracy in the cost objects and elements. Assisted with the design, development, and deployment of system and dashboards for operational data reporting. Served as the finance subject matter expert on cross-functional teams to provide risk insights.

Achievements:

●Compiled data, identified trends, and prepared loss prevention reporting and financial modeling initiatives for risk assessment for the company with 180 locations across 14 countries.

●Managed multiple routine and special projects at a time for stakeholders across the operations.

●Created tools to automate data collection and streamline reporting that exponentially saved time.

●Reduced the fleet exposure and fraud by $375,000 through comprehensive data clean-up and validation.

●Reviewed and reconciled financial data including equipment and capital investments to identify exposure.

●Facilitated the automation of loss reporting for quantitative analysis for monthly and quarterly board review.

●Sabbatical to Complete MBA and Pursue Career Options (2017 – 2018) ●

Morgan Stanley, Salt Lake City, UT

Associate, National Margins (January 2015 – October 2017), On Site

Joined the trading operations for institutional and high net-worth individuals in the Western Region of the US for the national investment bank until the role was eliminated in corporate restructuring. Analyzed complex data sets in rapidly changing circumstances requiring impeccable accuracy and speed. Researched potential risks and prepared reports with recommendations to minimize legal and financial exposure. Supported the trading operations by resolving deficiencies, performing exception-based reconciliations, and managing projects. Managed stakeholders through the execution of complex initiatives to achieve results.

Achievements:

●Worked cross-functionally to identify solutions to regulatory requirements with varying complexity and risk to the solvency obligations of the organization (i.e. Regulation T margin calls, FINRA calls, and house calls).

●Analyzed complex data sets to identify patterns to mitigate risk for potential regulatory violations, fraud, and restrictive transactions.

●Reduced the requests for extensions to regulatory issues and potential violations under FINRA guidelines.

●Served on the team that implemented processes to collect over $6M in billed and uncollected receivables.

●Established streamlined procedures for credit underwriting utilizing Visio to automate mechanisms.

The Royal Bank of Scotland, Salt Lake City, UT

Associate, FX Options Middle Office (August 2011 – October 2014), On Site

Worked in the foreign markets and international banking group providing risk management analysis for investment operations serving institutional clients for the Scottish investment bank and financial services company. Validated transactions to mitigate risk as the liaison between colleagues that compiled, tested, and analyzed data. Manipulated raw data to create models that uncovered trends and risks in the operations.

Achievements:

●Advanced, maintained, and enhanced the risk control environment between internal and external stakeholders.

●Identified and implemented processes to automate exception review that increased accuracy and speed.

●Mitigated risks under stringent deadlines by validating trades and option expiries.

●Led an 8-person team from concept through the implementation of the processes to improve performance including developing the metrics and creating the SLA.

PRIOR EXPERIENCE

Analyst, Investment Operations, Northern Trust, Chicago, IL (Aug. 2009 – June 2011)

Finance Consultant, Engaged by Multiple Financial Services Firms for Projects, Chicago, IL (2008 – 2009)

ETF Portfolio Analyst, Claymore Advisors LLC, Lisle, IL (2007 – 2009)

SKILLS HIGHLIGHTS

Software:

Bloomberg, Tableau, Advent, R, Microsoft Excel (highly advanced), Access

Education:

Master of Business Administration – Data Analytics (Dec. 2018)

Westminster University, Salt Lake City, UT

Bachelor of Science – Justice Studies with Business Administration Minor

Arizona State University, Tempe, AZ

Risk Operations Financial Analysis Compliance Controls

Contact this candidate