*****************@*****.***
Cell: 904-***-****
Windsor, Co. 80550
STEPHEN R. SCHOFIELD
PROFESSIONAL EXPERIENCE
REVIEW APPRAISER, WELLS FARGO
December 2012 – April 2023
Performs quality reviews of more complex residential valuations.
Reviews valuation content to ensure that primary risk factors associated with the collateral have been addressed and the appraisal meets standards for accuracy and completeness.
Performs desk review of original mortgage information and post-fund reviews prior to delivery to lending partners.
Works with service providers to clarify quality concerns identified during the review process, reconciling any discrepancies.
Provides consultation and guidance to loan officers, underwriters and senior management for properties in assigned geographic areas.
REVIEW APPRAISER, CORELOGIC
November 2011 – December 2012
Reviewed reports and or specific valuation products/ services (appraisal, BPO’s etc.) for completeness and accuracy.
Reviewed documentation upon receipt for adherence to investor requirements.
Reviewed credit, income and asset documentation for non-approved loans. Qualified wage earners and self-employed borrowers per client and investor guidelines.
Met established production and quality goals.
Reviewed re-verified information and compared it to original verifications (post-closing QC).
STAFF APPRAISER AND PART OWNER, STEVEN VOCKELL AND ASSOCIATES
September 2002 – July 2010
Performed appraisal assignments with various builders, banks, lenders and mortgage brokers as well as AMCs.
Required to measure the property, as well as inspect it for construction and condition.
Trained to assess possible losses in the value, as well as reproduction costs value.
Required to prepare a detailed report, including a legal, as well as physical, description of property using plans and photographs.
Performed FHA inspection of property which included habitability, modernization, gentrification, cost to cure and marketability.
REAL ESTATE AGENT AND APPRAISER, HOLLIS, WEEKS, ET AL
April 1991 – September 2002
Performed on-site inspections, measured, and detailed observations.
Researched pertinent information necessary for forming an opinion of estimated market value.
Worked with various appraisal software and functions relating to the appraisal of real property, including sketch drawings and computations.
EDUCATION
LYMAN HIGH SCHOOL. LONGWOOD, FL.
Attended Evangel University, Springfield, MO
Attended Campbell University, Buies Creek, NC.
State Certified Real Estate Appraiser RD6966 (Florida)
MILITARY EXPERIENCE – Served in the US Navy – Radioman 3rd Class Petty Officer