EDWIN KIPTERER
CHEBET
Cell Phone: +254-*********
Email: *********@*****.***
RESUME
CAREER OBJECTIVE
To Improve, Transform the Socio Economic status and wellbeing of the society, by imparting knowledge and equipping them with the right skills towards achieving the Sustainable Development Goals.
KEY PERSONAL ATTRIBUTES
.
Strong analytical skills.
Strong level of self-drive and determination with ability to work in a dynamic, competitive and challenging environment and proven ability to work under highly demanding and challenging conditions and achieve results.
Strong networking, communication and negotiation skills.
Interpersonal and People Management Skills
Leadership Skills
CORE COMPTENCIES
Strong Analytical and organizational skills.
Fast learner and easily adapts to changes.
Able to work efficiently as an individual and as a team member.
Excellent interpersonal and communication skills.
Able to work independently and with accuracy under pressure and Minimal or Zero supervision. KEY ACHIEVEMENTS
1. I was tasked with opening and successfully run the First New Platinum maziwa loan branch from scratch; Recruiting, training and motivating a team of 16 Loan officers and two team leaders and grew a loan book from Zero to the current 66 Million with a 7day PAR of below 3% and 30-day PAR of 3.5% (Oct 2023). This was a totally NEW product right from product development. 2. I have successfully grown talents in The Maziwa department i.e. grew and promoted 2 Branch managers who went to open new branches and 4 team leaders and 2 Branch administrators and have equipped the Loan officers with the right skills and mindsets to enhance their personal growth and development.
3. As a personal banker, I successfully grew KCB Garissa branch loan book from 300K to 1.1 Billion in two years I was posted there hence improving branch profitability. 4. Being the best sales person/Team leader in the region, I was among the Dream Team of three staff who Implemented strategies which saw KCB Njoro branch break even after over 20 years of making loses and surpassed its profits targets in the subsequent years and avoided closure. 5. Effecting/Implementing operational controls that enabled KCB Njoro branch to attain superb audit ratings, from 54% in 2009 to being the best in our region in the subsequent new risk based audit 80%.
6. Being the appointed Scholarship Champion, I Successfully spearheaded KCB scholarships interviews and further mentored the students through their academic journey within the KCB Great Rift Region.
7. Successful completion of Bank’s Credit, operations and E-learning courses:
Negotiation skills course
Customer relationship management course
Customer service excellence course
Governance, Risk and Compliance course
Communication skills course
Risk Analysis course
Credit Analysis course
Bank Branch Management course
Operational Risk Management course
Bank Branch Management - Risk Management course
CAREER PROGRESSION
Jan2022-Date Platinum Credit Ltd
Branch Manager-Agribusiness (Burnt Forest-Uasin Gishu county)
Responsible for the coordination and implementation of all the policies and guidelines at branch level
Collect and analyze market and industry information for the purpose of market planning and targeting.
Provide effective, innovative and strategic leadership and direction to the branch team.
Ensure that professional development activities, including performance appraisals, performance agreements, monitoring and needed training and mentoring activities are carried out successfully within the branch.
Ensure that the branch deliverables are achieved effectively and timely as per the work plan and meeting shareholders’ expectation and regularly review branch business status
Linkage of value chain actors to financial and other support services
Engaging the local administration, dairies, milk transporters and other persons in the value chain with an aim of reaching more farmers
Growth and maintenance of branch loan portfolio to sustainable level.
Recruitment and motivation of sales staff and team leaders
Recruiting and training dairy farmers on our various loan products
Training farmers on good animal husbandry, fodder preparation and conservation and funding the same projects
Offering field support to sales staff and Managing Administrative duties at the branch.
Linking with the dairy stake holders in the county i.e County government, local administration and dairy cooperatives.
Preparing a calendar of events for farmers’ activities in the region
Preparation and approval of work and route plans for the teams.
Monitoring of loans due dates, and Coordination of due cash collections not paid with the team.
July 2021 to Jan 2022
January 2019 to June
2021
Keilot Kenya limited
Regional Sales representative (Nakuru County)
Being the company’s ambassador in the region by marketing the brand, products and sales.
B2B sales generation and sales closure i.e. Agrovets, farmers’ cooperatives, and Dairies.
B2C sales generation and sales closure., training, sales and oversee installation of our clean energy products.
Training farmers and organizations on our clean energy solutions.
Organize for field days in liaison with Dairy board, farmers and dairy cooperatives with the purpose of training, show casing and selling our products.
Freelance Agronomist
Nakuru-
Organizing farmers’ meetings in liaison with the Dairy farmers’ cooperatives, county Agricultural department to enable me sell Biogas and milking machines while also advising them on where to get favorable finances to purchase the products.
Liasing with the Officers in charge of financing dairy products in Banks and saccos to assist farmers willing to buy Biogas and milking machines for smooth flow of loan process.
Attending dairy board trainings which gives me platform to sell more products to the farmers.
Working with farmers groups, county government, cooperatives, schools and other institutions to implement and provide workable clean energy solutions towards achieving Sustainable Development Goals.
Marketing and selling of clean energy solutions to the above groups and individuals i.e. Biogas, Nufiltration Machines, Milking machines and.
Working with various farmers and women groups on best applicable farming practices which are sustainable.
Offering technical advice and service on best Agronomic practice to farmers.
Offering advice and hands on training on seed Nurseries and field farming.
Helping farmers in attaining the best Agribusiness potential while maintaining the best/recommended agronomic practices. Jan 2013 to Nov
2018:
July2011– Dec 2012
Oct2010– June 2011:
Manager, Personal Banking/Universal Banking
Kenya Commercial Bank Ltd,
Garissa, Nakuru and Nyahururu Branches
Organizing dairy farmers’ trainings within my jurisdiction to teach farmers on our various dairy products and the entire value chain.
Build and maintain strong business relationship with the various dairy farmers cooperatives, Kenya Dairy Board, Milk collection centers/Bulkers and the entire dairy value chain including agrovets,value addition businesses etc.
Packaging and processing the various dairy loan products for the clients e.g. herd improvement loan, calf/heifer purchase loan, Assets loan, pasture loan etc.
Build strong business relationships with new clients and maintain the existing clients.
Develop and implement sales strategies
Appraisal of Credit facilities i.e. personal loans and credit cards and packaging the same in the credit quest system for Approval.
Growth and management of the branch’s Liabilities and Assets portfolio.
Define the best deliverables and the supervision of sales team and customer service clerks and provide guidance in all operations of the branch as per the delegating schedules and procedures for clerks and supervisors.
Management of Customer relationship in relation to the business.
Advances and credit clerk
KCB Ltd,
Njoro,
Processing and monitoring of loan portfolio of the branch.
Training and leading of the sales team to get new businesses. Teller (Cashier)
KCB Ltd
Njoro Branch,
Receiving and posting of customer’s cash, cheques, Rtgs’s and non-cash transfers and cross selling bank’s products as per the laid down KYC/AML guidelines.
Oct2009-Oct 2010:
August2009-October
2009:
March 2009-August
2009:
2008 July -2009
March :
2007 May-2008 July:
Customer service consultant
KCB Ltd,
Njoro Branch
Account opening for new and existing customers.
Closing the sales for the referred clients.
Account instruments order and custodian of the same.
Champion for the branch customer service communication
Act as a link between the customer and the Branch/bank
Processing of the fixed deposits requests from the customers. Back Office And Administration Clerk
KCB Ltd,
Njoro Branch
Posting of back office transactions
Relieving of the custodians
Relieving of the tellers
Cash collection from the cashiers, evacuation and safe keeping. Sales team leader
KCB ltd,
Nakuru, Njoro and Egerton branches
Leading the teams of Sales representatives to achieve and exceed the set targets.
Strategizing on how to enter the new markets and sell.
Collation of the sales reports for the whole team for the purpose of performance tracking.
Motivation of sales team in order to drive performance to the desired levels.
Acting as the link between the management and the sales team. Sales Representative
KCB ltd,
Njoro branch.
Selling of the bank’s products
Creating awareness and teaching the customers about the bank’s products. Kenya Agricultural Research Institute (KARI)
Research Assistant.
Njoro/Marigat
Breeding and maintaining of new sweet potato breeds
Training of new staff on how to do cross pollinations and proper handling of the fragile plantlets.
Maintaining of the newly established breeding blocks
Analyzing and reports writing
Sample collection
Assisting the Masters and PhD students in their research work. ACADEMIC BACK
GROUND
April 2022
2009- 2010 June:
April2003– April
2007:
April2003– April
2007:
January-April 2006:
1998- 2001:
OTHER COURSES
Pennstate College of Agricultural Sciences
Certificate in Dairy Production and Management
Institute of Commercial Management (ICM) United Kingdom.
Diploma in Marketing, Advertising and Public relations Moi University,
Bachelor of Science (Horticulture)
Moi University
Certificate in Guidance and counselling
Certificate in Computer Proficiency
St. Joseph Seminary-Molo,
Kenya Certificate of Secondary Examination (K.C.S.E) Trainings at KCB Leadership Centre:
Fundamentals of Credit.
Personal effectiveness.
Cashiering
Foundation Banking
Customer service excellence
Extra Leadership duties and at Kenya Commercial Bank
Service Focus Team (S.F.T) Chairman-KCB Garissa.
Research and Innovation Champion-KCB Njoro branch and KCB Garissa Branch
Community/Scholarship Champion-Nakuru branch(Nakuru county)
Wellness Champion-KCB Njoro
First Aider /Fire Marshall
REFEREES:
1. Sammy Yakwa-Country Business
Head-Kenya
Platinum Credit Maziwa
Mobile:071*******
Email:*****.*****@**************.**.**
2. Duncan Ng’etich –former Regional
Coordinator,
Platinum Credit Maziwa
Uasin Gishu.
Mobile:072*******
3. David Lelgut-Centre Director
Kenya Agricultural Research and Livestock Organization, P.o Private Bag,Karlo,Muguga
Mobile:072*******
Email:******@*****.***