Douglas Hersh
Ohio, OH *****
************@*****.***
Professional Summary
Lived in TX
Moved to PA
Lived in NC
Moved back to PA
Moved to Ohio
Businesscontacts
Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates, Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC, 20552, Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580, 877-***-****
To the extent not included in item 1 above, Office of the Comptroller of the Currency, Customer Assistance Group, P.O. Box 53570, Houston, TX 77052, Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN, 55480, Division of Depositor and Consumer Protection, National Center for Consumer and Depositor Assistance, Federal Deposit Insurance Corporation, 1100 Walnut Street, Box #11, MO 64106, National Credit Union Administration, Office of Consumer Financial Protection, 1775 Duke Street, Alexandria, VA 22314
Air carriers, Assistant General Counsel for Office of Aviation Protection, Department of Transportation, 1200 New Jersey Avenue SE, Washington, DC 20590
Creditors Subject to the Surface Transportation Board, Office of Public Assistance, Governmental Affairs, and Compliance, Surface Transportation Board, 395 E Street SW, Washington, DC 20423
Creditors Subject to the Packers and Stockyards Act, 1921, Nearest Packers and Stockyards Division Regional Office
Small Business Investment Companies, Associate Administrator, Office of Capital Access, United States Small Business Administration, 409 Third Street SW, Suite 8200, Washington, DC 20416
Brokers and Dealers, Securities and Exchange Commission, 100 F Street NE, Washington, DC, 20549
Institutions that are members of the Farm Credit System, Farm Credit Administration, 1501 Farm Credit Drive, McLean, VA, 22102-5090
Retailers, Finance Companies, and All Other Creditors Not Listed Above, Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580, 877-***-****
Skills
Room measurements
Customer Service
Rollmaster
Repair work
Machine operator
Hand tools
Work History
June 2023 - April 2024
Speed North America - Wooster Ohio
Machine Operator
Machine operator of Weed Wacker string
Made sure the labels and length was right
Setup machine if needed
Changed spools when threw
May 2015 - January 2019
Artiflex Manufacturers Inc - Wooster Ohio
Machine Operator
Production of automotive products
Press operator on a Press line
Assembly of automotive parts
Setup of automotive presses
March 2000 - June 2015
Murray's Carpet Installation - Sterling Ohio
Carpet Installer
Enhanced customer satisfaction by providing high-quality carpet installation services.
Exceeded customer expectations through meticulous attention to detail during carpet fitting and seaming processes.
Removed existing flooring materials and prepared area for installation of new products.
Laid or repaired tile to meet small-scale and large-scale project requirements.
Installation of hardwood floors
Installation of vinyl floors
Dealers Securities and Exchange Commission - Washington, DC
Institutions that are members of the Farm Credit
System
Farm Credit Administration
June 2023 - April 2024
Speed North America - Wooster, OH
Production Worker
Made weed Wacker string and put it into smaller packaging
Setup machine when needed
Changed spools when needed
State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under sectionor 25A of the Federal Reserve Act
C
Nonmember Insured Banks, Insured State Branches of
Foreign Banks, and insured state savings associations d
Federal Credit Unions a
Office of the Comptroller of the Currency
Customer Assistance Group, 5090 Retailers, Finance Companies, and All Other
Creditors Not Listed Above
Federal Trade Commission
Consumer
May 2013 - January 2019
Artiflex Manufacturers Inc - Wooster, OH
Production Worker/ Setup
Creditors Subject to the Surface Transportation Board Office of Public Assistance, Governmental Affairs, and Compliance
Education
1984
Quakertown Senior High Quakertown, PA
High School Diploma General Studies
Summaryofrights
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies., You must be told if information in your file has been used against you., Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information., You have the right to know what is in your file., You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance; you are unemployed but expect to apply for employment within 60 days., You have the right to ask for a credit score., Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender., You have the right to dispute incomplete or inaccurate information., If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous., Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information., Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate., Consumer reporting agencies may not report outdated negative information., In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old., Access to your file is limited., A consumer reporting agency may provide information about you only to people with a valid need - usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access., You must give your consent for reports to be provided to employers., A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry., You may limit "prescreened" offers of credit and insurance you get based on information in your credit report., Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-***-****., CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE, You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years., You may seek damages from violators., If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court., Identity theft victims and active duty military personnel have additional rights., For more information, visit www.consumerfinance.gov/learnmore.