Consumer Loan Financial Services
Resume:
ROBIN
WILEY SR.
ad5ykx@r.postjobfree.com
Boerne, TX 78015
Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels. Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic. Hardworking Consumer loan indirect underwriting with over 37 years of experience in automobile industry . Excellent reputation for resolving problems and improving customer satisfaction. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
PROFESSIONAL SUMMARY
Wells Fargo - Consumer Loan Indirect Underwriter
Boerne, TX • 10/2014 - 09/2023
Alaskausa Credit Union - Consumer Loan Officer
Apple Valley, CA • 10/2010 - 10/2014
Penske Automotive Group-Penske Honda - Finance Director Ontario, CA • 11/2007 - 05/2010
WORK HISTORY
Documented underwriting decisions and provided evidence of compliance with applicable regulations.
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Made approval and denial recommendations by determining accurate risk levels.
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Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
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Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
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Reviewed financial statements, credit histories, income reports and other information to make accurate determinations about loan decisions.
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• Approved, declined or counter-offered loans up to $Amount. Developed strong relationships with customers through high levels of customer service.
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Assisted customers in understanding loan terms and conditions to make informed decisions.
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Maintained strict confidentiality of bank records and client information.
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Originated, reviewed, processed, closed, and administered customer loan proposals.
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Set clear departmental objectives and developed effective strategies to achieve targeted goals.
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SKILLS
• Complex Problem-Solving
Continuous Quality Improvement
(CQI)
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Phineas Banning Senior High School
Wilmington, CA
None
EDUCATION
Valley Hi Toyota- Honda - Finance Director
Victorville California • 11/2004 - 07/2007
Penske Honda - Finance Director
Ontario California • 05/1997 - 11/2004
Generated financial and operational reports to assist management with business strategy.
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Monitored budget and revenue trends, compiling reports for company leadership to inform decision-making.
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Assisted with recruiting, interviewing and hiring new department employees.
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Set clear departmental objectives and developed effective strategies to achieve targeted goals.
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Generated financial and operational reports to assist management with business strategy.
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Set clear departmental objectives and developed effective strategies to achieve targeted goals.
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Generated financial and operational reports to assist management with business strategy.
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