TERRI DUGAL
Bloomington, MN 952-***-**** *****.*****@****.***
Collections Analyst / Collections
Detailed oriented and quality focused Customer Service Representative with 15+ years of experience utilizing exceptional time management and problem-solving skills. Ability to manage multiple projects within a time sensitive confidential environment. Strong interpersonal, written, and verbal communication skills.
Key Competencies
Call Center Environment Credit and Collections Customer Service/Engagement Account/Records Management Coach and Train Data Entry 10-Key Proficiency Database Management Workflow Planning Cash Management Microsoft Office (Word, Excel, PowerPoint, Outlook)
PROFESSIONAL EXPERIENCE
eCapital (formerly UMB and Marquette Transportation Finance), Bloomington, Minnesota 01/1996 – 03/2023
Collections Analyst/Collector
●Communicated with B2B customers in a call center environment to collect on delinquent accounts and deliver top-tier results
●Delivered exceptional customer service while maintaining a calm and professional demeanor.
●Effectively met and often exceeded monthly goals while handling $1.5M portfolios with very minimal loss.
●Processed payments and applied them to customer balances, computed data proficiently via 10-key
●Negotiated delinquent payments to assist in the recovery of data within realistic time frames while researching accounts and completing due diligence to resolve collection issues
●Efficiently utilized company software to maintain client portfolios and accounts
●Trained Collections Analyst on processes and procedures needed to maintain files
Michaels, Apple Valley, Minnesota (part-time) 09/2017 – Present
Manager
●Led and motivated a team of 15+ associates to ensure the store met or exceeded sales goals, customer service standards, and operational excellence
●Developed strategies to increase customer engagement and loyalty, while driving profitable sales growth
●Monitored daily operations, including cash management, inventory control, loss prevention, and safety/security
●Ensured compliance with all company policies/procedures, local, state, and federal laws
●Managed staffing levels, recruiting, hiring, training, and developing employees in accordance with company guidelines, onboarded new Team Members
●Analyzed financial data to identify trends and opportunities for improvement
●Maintained accurate records of employee performance, attendance, and payroll
●Handled customer inquiries and complaints in a professional manner
Customer Experience Manager
●Maintained store recovery standards to deliver store Brand Promises and friend customer service
●Ensured all front-end policies and procedures were followed; managed team to achieve their role KPIs
●Planned and led the execution of class and in-store events in accordance with company programs
●Managed and executed shrink and safety programs, assisted with cash reconciliation and bank deposits
EDUCATION
Medical Institute of MN, Bloomington, Minnesota
Associate of Applied Science
●Histology