Real Estate Financial Analyst

Reliable escrow assistant with a professional demeanor and a history of operating in a fast-paced environment as a skilled strong communicator. Knowledgeable about escrow, Loan documents, real estate, funding conditions, RESPA, HMDA. Financial Analyst for US Bank - Document Custodial Services August 2023 - October 2023 Rocklin, CA 95677

• Researching issues

• Reporting exceptions to Corporate Trust clients

• Reviewing collateral documents

• Handling file processing

• Working with internal and external clients and contacts to identify problems and correct errors

• SAP

ASSISTANT ESCROW OFFICER — Realogy/Corner Stone Title Company Permanent Assignment Acquired Anywhere Elk Grove CA, September 2020 - October 2022

• Maintained orderly escrow agenda by communicating responsibilities, provide accuracy and thoroughness for task completion, and scheduling appointment with Microsoft Office Suite.

• Ordered and reviewed title reports, HOA statements, UCC liens, ordered mortgage releases, processed earnest money deposits, disbursed funds applicable too funding conditions and loan documentation.

• Informed parties of closing timelines to encourage timely deliverables of estimated closing statements.

• Verified accurate contract signing procedures by checking for notarization and adherence to regulations.

• Maintained and reviewed account records on the back-end, updating and recategorizing them according to status changes.

• Contacted applicants or creditors to resolve questions about real estate applications or to assist with completion of digitizing paperwork, and remaining an accountable point of contact. SENIOR FINANCIAL ANALYSIS — Bank of America

Sacramento, CA, March 2011 - January 2019

• Performed complex mathematical computations using various business machines and computers skills.

• Maintained customer confidence and protected business operations by keeping sensitive information private and confidential.

• Assisted with preparation and streamlined analyses of financial data, increasing accuracy and other external reporting.

• Managed coordination of loan documents on the back end of the while using industry experience to move files.

• Used technical, professional skills, and knowledge to solve complicated problems requiring independent thinking, and daily communications with borrower and real estate agents. RISK MANAGEMENT SPECIALIST — Bank of America

Sacramento, CA, June 2003 - March 2011

• Developed analytics to identify areas for improvement and change.

• Partnered with teams to guide quality and process improvements during weekly sales meetings. Phone 916-***-****

Email ad5w7q@r.postjobfree.com

Address Sacramento, CA 95691

DeJuana Lott linkedin.com/in/dejauna-lott

Financial Audit/ Analyst

INDUSTRY

EXPERIENCE

• Summarized information from dataset with narratives, graphs, charts and, buying guides.

• Managed project budgets, expenditures, procurements, and projections.

• Supported initiatives that focused on sales meeting and growing business needs.

• Developed analytics to identify areas for improvement and change.

• Partnered with teams to guide quality and process improvements during weekly sales meetings.

• Summarized information from dataset with narratives, graphs, charts and, buying guides.

• Managed project budgets, expenditures, procurements, and projections.

• Supported initiatives that focused on sales meeting and growing business needs. LOAN PROCESSOR — Bank of America

Sacramento, CA, January 2001 - June 2003

• Interviewed loan applicants to obtain personal and financial data and to assist in completing error- free mortgage loan applications with an insightful point of view.

• Analyzed signing, value of customer collateral detail to be held as loan security using innovative software and computer skills.

• Completed independent review of tax returns, financial statements, credit reports, assets, real estate sales contracts, and loan documents with recommendation for underwriting approval and audit to meet government compliances.

• Filed and maintained loan records, resolve issues, and facilitated effective communication with all parties.

• Calculated, reviewed, and corrected errors on interest, principal, payment and closing costs using computers and calculators.

• Contacted credit bureaus, employers, property management, title agents, and additional reporting sources to check applicants' credit and personal references.

BACHELOR OF ARTS (B.A.) IN BUSINESS ADMINISTRATION - FINANCE

— University of Phoenix

Phoenix, AZ, Jan 2010

• Title Requirements • Real Estate Lending Processes

• Closing Disclosures • Microsoft Office Word, Excel, and Power Point

• Federal Laws & Federal Regulations • Financial Analysis

• Real Estate Closing Assistance • Funds Disbursement

• Planning/ Organizing • Property Evaluation/Appraisal reviews

• Accuracy and Thoroughness

Six Sigma - Management Services MLO- Mortgage Loan Officer REFERENCES

References available upon request

SKILLS

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