Collaborative Financial Executive - CFO

Glenn Pawlak

Monument, CO ***** 719-***-**** ************@*****.*** www.linkedin.com/in/glennjpawlak/

Chief Financial Officer (CFO)

Strategic, collaborative finance executive who serves as a trusted advisor and partner to C-level leaders, ownership groups, and high-level external stakeholders to drive revenue growth and profitability while directing rigorous finance and accounting practices and cost-containment efforts.

Analytical expert in budgeting, forecasting, financial modeling, financial planning and analysis (FP&A), risk management, tax position optimization, audit performance, regulatory compliance, and generally accepted accounting principles (GAAP).

Team performance champion with a reputation for creating and strengthening a culture of collaboration and advancement, aligning operations with business objectives, and eliminating obstacles to individual and team advancement.

Thoughtful communicator adept at distilling complex financial data for diverse audiences including executives, investors, bankers, and operations teams to facilitate sound decision making in rapidly evolving business climates.

Career Highlights

Emerged as proactive resource and advisor to all company regional vice presidents and facilitated strong, sustained financial performance across 50+ locations with timely P&L reporting and astute financial guidance.

Orchestrated new technology platform implementation to deliver 5-day financial close and drive timely reporting and analysis for optimal profitability at 50+ branch locations across the United States.

Manage $500MM revolving credit facilities and warehouse banking relationships.

Enhanced cash position and cash flow management practices to maximize liquidity and successfully reach all debt, lending, and expense obligations and banking covenants while offering heightened insights into financial performance.

Areas of Expertise

Financial Strategy & Execution Executive-Level Collaboration Financial Planning & Analysis (FP&A) Financial Modeling

Cash & Liquidity Management Vendor & Lender Relations Accounting Operations Tax Position Optimization Payroll

GAAP Audit Management, Preparation & Performance Budgeting & Forecasting Revenue Cycle Management

Internal Controls Risk Mitigation & Management Technology Optimization Cross-Functional Collaboration

Professional Experience

Zenith Financial Solutions, Blackacre Holdings, First Lighthouse Holdings Colorado Springs, CO

Chief Financial Officer – Lender and RE Investment Portfolio Management (2021–Present)

Boutique private real estate investor and lender

Private lender and real estate investment portfolio management

Manage Development of Strategic Plan, Annual Operating Plans and Budgets

Manage Profit & Loss, Balance Sheet, Statement of Cash Flow

Responsible for overall month, quarter and year-end close

Mortgage Solutions Financial, LLC Colorado Springs, CO

CFO Corporate Controller (2012–Present)

Full-service mortgage lender and servicer. $2.5B in annual loan volume. 50+ branches in 45+ states. 450+ employees.

Oversee finance, accounting, budgeting, reporting and risk management for a 2.5B mortgage company with 50+ locations nationally and 450+ employees. Oversee treasury management, banking, investor, vendor, and key business partner relationships (GNMA, FNMA, FHLMC).

Built and fortified relationships with 5 wholesale banks to maintain and optimize $500MM in total credit lines.

Manage treasury management relationship with banks, financial service providers, and regulatory bodies.

Participate in the development, refinement, and implementation of the company’s financial strategies to ensure alignment with short-term and long-term objectives.

Close collaboration with the Owner, President, and other C-suite executives to coordinate strategic business initiatives across the company.

Develop, implement, and enforce financial policies and procedures in collaboration with senior leadership.

Developing, tracking, and reporting effective financial KPIs.

Spearheaded accounting system upgrade to industry’s gold standard platform (Accounting for Mortgage Bankers—AMB) as company grew from 10 branches and 175 employees to 50+ branches and 450+ employees.

Crafted robust set of cost-saving measures and earned C-level executive buy-in for roadmap that delivered significant expense efficiencies and increased profitability.

Optimized enterprise’s tax position as lead on reviewing and pursuing beneficial state and federal tax opportunities including federal research and development (R&D) credit, Employee Retention Credit (ERC), Paycheck Protection Program (PPP) loan, and various state charitable giving incentives.

Cultivated strategic alliances with all company regional vice presidents, provided monthly P&L statements, and delivered astute guidance to drive financial performance and consistently achieve branch-level profitability.

Enhanced cash position and cash flow management with a new projection and reporting process and liquidity strategy that enabled the company to meet margin calls and debt and payroll obligations with zero delays.

Maximized return on investment across multiple vendor relationships through monthly review of vendor performance and service levels and implementation of leadership-approved cost-containment strategies.

Achieved successful GAAP audit results for 12 consecutive years as direct lead on preparing financials for investors and government-sponsored enterprise (GSE) audits with zero negative findings or impact.

Black Diamond Financial Group Denver, CO

Chief Financial Officer - Mining Industry (2011–2012)

Boutique private equity/venture capital group.

Prepare SEC Form 10-Q and Form 10-K reports, Annual and Quarterly GAAP Financial Statements

Prepare Financial Statement Footnotes, Management Discussion & Analysis

Manage Annual Audit & Tax Returns

Manage Development of Strategic Plan, Annual Operating Plans and Budgets

Manage Consolidation of Profit & Loss, Balance Sheet, Statement of Cash Flow

Responsible for overall month, quarter and year-end close

Ensure financial integrity through the development and enhancement of accounting systems and controls

New Century Bank Chicago, IL

Vice President of Commercial Real Estate Lending (2005–2010)

Formerly a $500M mid-market bank.

Managed $60M commercial real estate loan portfolio. Facilitated productive client relations with real estate developers. Following financial crisis, pivoted to navigating market-wide turmoil. Partnered with bank president to analyze stressed loans and evaluate credit worthiness.

Manage $60 Million Commercial Loan Portfolio

Loan Size: $200M to $10MM

Collateral Types: Residential, Industrial, Retail, Owner Occupied, Inventory, A/R

Education & Certification

Inactive Certified Public Accountant (CPA) Illinois State Board of Public Accountancy

Advisory Board Member – Artificial Intelligence (AI) – University of Colorado

Bachelor of Science (BS), Accounting University of Illinois

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