Customer Service Business Tax

ANN WEIDNER

Leland, NC 919-***-**** (c)

ad5qy8@r.postjobfree.com

PROFILE

Professional with 21 years mortgage experience.

oFHA, USDA and Conventional underwriting experience

oFully proficient at evaluating income for credit qualifying including personal and business tax returns (schedules E, C, 1065, 1120, and 1120s)

oExperience with Delegated MI authority

oUnderstanding of Full Condominium Review processes.

o30 years of face to face, internal service and on-line customer service

EXPERIENCE

Security National Mortgage Co March 2021 -Dec 2022

Remote National Underwriter

oUnderwrite conventional loan programs to FNMA /FHLMC agency guidelines thru

oDU-Desktop Underwriter and LPA – Loan Prospector Advisor

oUnderwriter FHA loans in accordance with FHA Handbook 4000.1

oUnderwrite USDA RD loans in accordance with RD Handbook 3555-21

Nations Lending Corp April 2018-Feb 2021

National Underwriter III Remote

oUnderwrite conventional loan programs thru FNMA Desktop underwriter, FHLMC Loan Prospector Advisor ordering the appropriate Delegated and Non-delegated thru all MI Companies

oUnderwriting loans throughout the United States following state specific guidelines

oUnderwrite USDA, FHA Conventional loans to the appropriate guidelines and handbooks

Brighton Bank Nov 2017 - April 2018

Underwriter - Remote

oUnderwrite Conventional loans to the agency guidelines through FNMA Desktop Underwriter and FHLMC Loan Prospect Advisor.

oUnderwrite FHA loans to the 4000.1 Handbook.

oUnderwrite State specific bond programs and CHENOA and FHLB

oAssisted with trainings loan processors, establishing workflows, to ensure a salable loan.

oBegan VA training to obtain LAPP SARS certification

Nations Lending Corp May 2016 - Nov 2017

Nationwide Remote Underwriter

oUnderwrite USDA, FHA Conventional loans to the appropriate guidelines and handbooks

oUnderwrite conventional loans programs thru FNMA Desktop underwriter, FHLMC Loan Prospector Advisor ordering the appropriate Delegated and Non-delegated thru all MI Companies

Gateway Bank Mortgage, Inc. May 2012 – May 2016

Underwriter

oUnderwrite USDA loans following current 3555 handbook guidelines.

oUnderwrite FHA loans according to current 4000.1 guidelines. DE available upon request.

oUnderwrite Conventional loan programs including Freddie and Fannie DU Refi Plus and LP Open Access loans

oOrder Delegated and Non-delegated MI certification with all MI companies.

oResponsible for full condominium review based on investor guideline requirements.

Wells Fargo Home Mortgage 2011-2012

Underwriter/Quality Assurance Analyst- Home Preservation Division, Addison TX & Raleigh NC

oReviewed and analyzed loan modifications for consumers behind in mortgage payments to determine if foreclosure could be avoided. This required direct contact with different levels of management to ensure compliance to investor guidelines.

oResponsible for interacting and communicating with legal counsel and third-party vendors.

oTrouble shooting and problem resolution for complex issues related to loan modifications.

Wachovia Wealth Management 2006-2010

Operational Risk Analyst, Raleigh NC

oResponsible for implementation and monitoring of new processes required to maintain compliance under the Patriot Act. This required assessment and evaluation of current processes, recommendations for change and implementation of those changes.

oResponsible for training and mentoring Wealth Management sales team members in understanding and adhering to regulatory guidelines.

oAssisted division in transition to “paperless” environment which included training on new computer data bases and transfer of all pertinent documents into new data resources.

TECHNICAL SKILLS

Proficient with Micro-Soft Word, Excel, Power Point.

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