Credit Analyst Financial
Resume:
CREDIT ANALYST UNDERWRITER - II
Madhumitha Rajavelu
OBJECTIVE
To leverage my analytical prowess and financial acumen in a dynamic environment as a Credit Analyst Underwriter, contributing to accurate risk assessment and informed decision-making processes, ultimately driving financial stability and growth for the organization.
CONTACT
Thiruvanmiyur, Chennai- 41
ad5nkh@r.postjobfree.com
linkedin.com/in/madhu-mitha-
92381a169
EDUCATION
MEASI INSTITUTE OF
MANAGEMENT
Master of Business Management –
75%
CHELLAMMAL WOMEN’S
COLLEGE
B.COM (Corporate Secretaryship )
– 78%
SKILLS
MS-Excel –
Intermediate
MS – PowerPoint –
Intermediate
VBA
Credit Rating
CERTIFICATION
MS - Excel intermediate
from Koenig Solutions.
EXPERIENCE
FINANCIAL ANALYST - INTERN
SV Engineering Design LLP Chennai, Tamil Nadu September – October 2020
Equipped with hands-on experience in preparing internal accounting reports which includes tracking of incomes and expenditures for furnishing budget and forecast reports. KAPITUS STRATEGY SERVICES PVT LTD CHENNAI,
TAMIL NADU PRESENT
Credit Analyst – II – Underwriting
Moved to the position of SME, I looked over all the tasks done by my teammates, validating the offer’s deal moved by the teammates and giving feedback, correcting the mistakes, and providing effective offers to the merchant.
Credit Analyst – I – Underwriting
Gave training to the new members and reviewed the offer's deal. Got the authority to provide efficient offers to the merchant without any review by the superiors. Supported the business partner’s deals(Vetted Partners).
Credit Analyst - Underwriting
Experienced in assessing risk, conducting thorough financial analysis, and making data-driven recommendations. Committed to ensuring sound lending decisions while maintaining strong relationships with clients and stakeholders.
Operation Analyst – I
ISO Team - Successfully transitioned to the ISO team, demonstrating adaptability and strong teamwork skills in a new
Credit Analyst from
Udemy.
Financial modeling and
valuation from
Insternshala.
PROJECTS
Assessing the credit
ratings of Tamil Nadu
Newsprint and Papers
Limited (TNPL) by
assessing the qualitative
business and financial
risk factors of the
business and calculating
the financial ratios.
SIP on "a study on the
effectiveness of retail
Banking among
Beneficiaries with
reference to Chennai
City”.
Completed a project on
“A Study on Analysis Of
Customer Satisfaction
Level Towards TVS
Motors”
role. Collaborated closely with stakeholders to understand business requirements and requests, providing timely assistance and support. Generated payment links by verifying bank statements and void cheques, ensuring accuracy and security in payment processing. Prepared tax guard based on loan amount and generated contract agreements, ensuring compliance with regulatory requirements. Operation Analyst – full time
Document management Team - Coordinating the review and approval process for documents, ensuring that they meet quality standards and regulatory requirements. (UCC & MAV) Operation Analyst – Intern
Worked on validating the application and bank statement and capturing it into the platform.
ACHIEVEMENTS
Got appreciated by the management for completing maximum number of deals within the team.
Selected as college secretary in B.Com(3rd year)
Received appreciation from the college HOD for creating budget for finance team.
Good performance in leadership I was being a class representative for 3 years.
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