Loan Officer Home
Resume:
Robert N. Jones
Newark NJ ****6
ad5mmr@r.postjobfree.com
Objective: To obtain a position in an organization supportive of a versatile individual effective in working in a multi-faceted environments utilizing organizational, communication and problem-solving skills to increase productivity and/or profit. Education:
Bachelor of Science, Management Science Marketing, Kean University, Union, NJ Certification in Mortgage Lending & Loan Origination, North Lake College, Irving, TX Employment History:
United Mortgage Corp Melville, NY / 2015 - 2020
US Mortgage Corporation Elmwood Park NJ / 2013 – 2020 Primary Residential Mortgage Springfield Township NJ / 2012-2016 Weichert Realty Weichert Realty NJ / 2011 - 201
HR Block, Inc. Manager/Office Leader Short Hills, NJ /2010-2012 American Capital Mortgage LLC. Manager Orange, NJ/ 2008-2020 Blue-Sky Lending LLC. Loan Specialist Plano, Texas/2003-2007 Countrywide Home Loan Sr..Loan Officer Garland, Texas/2001-2003 Texas Residential Mortgage Sr. Loan officer Dallas Texas/1996-2001 Professional Accomplishments
● American Capital Mortgage Banker: A top producer of FHA home loan monthly reviews; Lead producer of product sales; Trained and managed newly hired loan officers; Employer of the Year (2006 & 2007).
● Countrywide Home Loan: Top team producer for Inside Sales-achieved goal of 50 million dollars a month; Top manger of outside sales.
● HR Block: Team leader of the year (2009); Managed over 25 tax professionals; Recipient of the Community leadership award (2010).
● Blue Sky Lending LLC : Top performer loan processor department of year. Professional Experience:
● Manage office operations, promote sales and marketing, and increase profits.
● Plan, schedule, and promote residential loans (Conventional, FHA, VA, Freddie Mac and Fannie Mae).
● Reprove clients by credit information with nationwide bureaus-Equifax, Experian, and Trans Union.
● Origination of a 1003, 1008, McCall, Processing files and verification of borrower information for approval of loan. Order the appraisal and pay-off if required.
● Approve borrowers through various lending programs, such as Partners of Charity, Gold Bond and Enterprise Foundation.
● Indentify, review and order required verifications from third parties.
● Cleared lender conditions and verified disclosures.
● Enter physical inventory data
● Provide customer support and assistance in tracking and expediting orders.
● Maintain customer accounts.
● Skilled in Windows XP Professional, 2000 and 98 Windows NT, MS Word, MS Excel and MS Power Point Calyx Point Encompass Mortgage Quest. Loan Processor gather information and take each file from pre-approval to closing. Input proper loan information into the system for processing. Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy. Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting. Review file documentation and make sure all items needed are requested. Order and coordinate loan documents. Meet crucial deadlines requested. Perform any additional duties/activities assigned by management
Processor Special Skills: Successfully managed a mortgage pipeline of 50-90 loans exceeding $90 million in revenue
● Provides effective communication and professional partnership to Loan Officers, Underwriters, Mortgage Assistants
● Provides effective communication and professional partnership to Loan Officers, Underwriters, Mortgage Assistants
● Analyzed financial statements, production reports, tax returns, and credit documentation for accuracy and compliance for investor guidelines
● Surpassed monthly goals of closed loans and received occasional recognition for great customer service
● Developed pipeline management tools to aid in organization and effectiveness
● Received numerous awards default rate and completed task
● Managed customer accounts effectively and efficiently in a high-volume inbound and outbound customer call center
● Performed financial assessments and determined eligibility
● Reviewed loan agreements to ensure that they were complete and accurate
● Approved loans within specified limits, and referred loan applications outside those limits to management for approval
● Addressed and resolved customer product complaints, defusing volatile customer situations empathetically and professionally
● Investigated and corrected errors upon customers' request, according to records
● Answer clients' questions about the purposes and details of financial plans and strategies
● Provided support home mortgage consultants in processing and refinancing conventional loans
● Analyzed home loan applications, property specifications, and documentations
● Ordered required loan verification documents and conducted subsequent follow up with customers and internal contacts as needed
● Implemented business loan decision based on established policies, rules, guidelines, and credit risk procedures
● Conducted research and problem solving techniques to ensure compliance with customer loyalty, quality and timeliness standards
● Analyzed complex loan transactions as well as reviewed and uploaded transaction documentation
● Reviewed documents such as residential loan applications, appraisal documentation, title research and discovery documentation, borrower's disclosure, and mortgage statements and pay offs
● References :Available upon request
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