Credit Union Information
Resume:
FACTS WHAT DOES ROBINS FINANCIAL CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Name
Address and Telephone Number
Email Address and Income
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ non-public personal information; the reasons Robins Financial Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Robins Financial
Credit Union share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies Yes Yes For our affiliates’ everyday business purposes—
information about your transactions and experiences No N/A
For our affiliates’ everyday business purposes—
information about your creditworthiness
No N/A
For our affiliates to market to you No N/A
For nonaffiliates to market to you No N/A
To limit
our sharing
Call 478-***-**** or 1-800-***-**** - our menu will prompt you through your choice(s)
Visit us online: www.robinsfcu.org or
Mail the form below
Please note:
If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. Questions? Call 478-***-****, 1-800-***-****, or go to www.robinsfcu.org
Mail-in Form
Mark any/all you want to limit:
Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
Do not allow your affiliates to use my personal information to market to me.
Do not share my personal information with nonaffiliates to market their products and services to me.
Name Mail to:
Robins Financial
Credit Union
Support Services
PO Box 6849
Warner Robins,
GA 31095
Address
City, State, Zip
[Account #]
Page 2
Who we are
Who is providing this notice? Robins Financial Credit Union What we do
How does Robins Financial Credit Union
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Robins Financial Credit Union
collect my personal information?
We collect your personal information, for example, when you
open an account or apply for a loan
send emails or other types of communication to the credit union
conduct transactions with us or others
We also collect information we receive from consumer reporting agencies and other third parties such as market research firms. Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?
Robins Financial Credit Union will treat an opt-out request from any one party to an account as if all of you chose to opt-out. Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Robins Financial Credit Union does not share with affiliates Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Robins Financial Credit Union does not share with nonaffiliates Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
CUNA Mutual, Southwest Business Corporation
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