HERMINA GAIL CHURCH
WARREN, OHIO 44483
CELL: 330-***-****
E-mail: ad5d2u@r.postjobfree.com
PROFESSIONAL EXPERIENCE
First National Bank of PA
October, 2021 – Present
Title – Consumer Loan Processor; Auditor
Duties: Prepare Fixed Term and HELOC closing documents for lenders per bank and federal compliance standards; obtain and verify payoffs. Reviewed Commercial Loans for accuracy and completeness.
Apprisen
May, 2019 – October, 2021
Title – Financial Services Specialist
Duties: Provide financial counseling to clients regarding unsecured debt; answer phones; clerical duties; prepare legal documents for clients entering into a Debt Management Program; provide resources for clients who are struggling with potential homelessness and other financial difficulties.
Creekside Mortgage
December, 2017 – May, 2019
Title – Processor
Duties: Obtain and process documentation (Bank statements, taxes, paystubs, letters of explanation, etc.) for VA, FHA and Conventional Mortgage approvals; coordinate closings and disbursement of funds. Other clerical duties as necessary to maintain a smooth flow for the work environment.
Caring Hearts of the Valley
August, 2016 – December, 2017
Title – Clerk
Duties: Obtain authorizations from health insurance companies for home health aides and nurses to go into a patients home to care for them, submitted claims, processed invoices and payments from various insurance companies.
Omega Water Treatment
February, 2015 – August, 2016
Title: Office Manager
Duties: Schedule appointments; Processing contracts and deposits; daily functions of the office.
Springleaf Financial, f.k.a., American General Finance Inc.
October, 2000 – March, 2012
Title: Financial Representative
Duties: Lend and collect loans; post payments; balance cash drawer; daily functions of the office.
American Title Services
February, 2000 - October, 2000
Title: Disbursement/Escrow Officer
Duties: Disburse loans in amounts up to $1,000,000.00 weekly; when necessary obtain payoffs and releases.
Norwest Mortgage
January, 1999 - February, 2000
Title: Mortgage Specialist
Duties: Decision Level I Conventional loans. Process Conventional, FHA and VA Mortgage loans.
Schmidt Mortgage Company
April, 1997 - January, 1999
Title: Loan Processor/Secretary
Duties: Process Conventional, FHA and VA Mortgage loans.
First Place Bank
January, 1996 - April, 1997
Title: Loan Processor/Secretary
Duties: Process Conventional mortgage loans; took payments; counseled customers; and other office duties as assigned by the Manager.
American General Finance, Inc.
January, 1994 - January, 1996
Title: Customer Service Representative
Duties: Daily balancing of cash drawer; counseled customers; purchased retail contracts; inputted loans; prepared bank deposits; and other office duties as assigned by the Manager.
National City Bank, Northeast
August, 1993 - January, 1994
Title: Part time Teller
Duties: Daily balancing of cash drawer; counseled customers; balanced food stamps; and other office duties as assigned by the Manager.
Second National Bank
November, 1989 - August, 1993
Title: Part time Teller
Duties: Daily balancing of cash drawer; counseled customers; balanced food stamps; and other office duties as assigned by the Manager.
EDUCATION
Gatlin Medical Transcription On-line Course
August, 2010 - October, 2011
American Bank Institute
Fall of 1996
Residential Mortgage Lending
Hiram Weekend College
Summer and Fall of 1994
Business Major
Kent State University - Trumbull Campus
Fall 1989 - Fall 1991
1989 Champion High School Graduate
College Curriculum Courses
SPECIAL SKILLS
Notary Public
Insurance License