JEROME GOLDSTEIN Resume

#* ********* ****

Olivette, MO 63132

Phone 314-***-**** ad5arf@r.postjobfree.com

SKILLS

- Commercial Lending

- Risk Management

- Private Banking

- Consumer Lending

- Credit Review

- Strategic Planning

- Financial Analysis

EMPLOYMENT

Alliance Credit Union - 2003 - 2017 St. Louis, MO

Consultant & Business Loan Manager

- Established new Small Business Lending unit that added $22 million of new loans; $9 million in 18 months.

- Obtained SBA Certification for credit union & initiated 7a & 504 loans.

- Established and managed the Loan Review & Risk Rating Process.

- Developed necessary Forms and Written Procedures.

- Maintained Loan Losses below %.

- Won SBA awards.

- Member, Board of Directors

FELCO Autolease - 2000 – 2002 St. Louis, MO Senior Vice President, CIO

- Reengineered an independent auto leasing operation.

- Impended new $5 million automobile leasing IT software. .

including automated FICO credit scoring.

- Managed IT staff of 12, plus as many as 17 consultants.

- Also served as Legal Officer, managing lawsuits, regulatory

compliance, and consumer disputes.

Solutech, Inc. - 1998 2000 St. Charles, MO

Robert E. Nolan Company Inc. Dallas, TX Keystone Consulting Inc. Atlanta,GA

The SCA Group Chicago, IL

Senior Banking Consultant

- Multiple consulting and re-engineering assignments focusing upon improving operating efficiencies and down-sizing in both banking and insurance companies. Traveled extensively to Client sites.

Fireman’s Fund Insurance Co. - 1996 --1997 St. Louis MO

Manager of Finance & Administration

- Established new nationwide direct marketing operations center for

auto and homeowners insurance sales and service. A startup, this

unit grew to more than 100 employees.

- As CFO, developed accounting practices, balancing procedures,

home office reporting, bank reconciliations, etc.

UNISYS -

Bank Consulting Manager - 1993 - 1996 St. Louis, MO

- Designed, developed, and implemented information and accounting systems for mid-western commercial banks in an 11 state region.

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Missouri State Bank - 1993 St. Louis, MO

President

- CEO of a $33 million community bank. Chief lending officer. Assignment was to strengthen balance sheet, resolve problem commercial loans, and sell the institution. Accomplished goal in 9 months.

Health Care Interchange -1990 1992 St. Louis, MO

President –

Founded, developed, and managed new health care electronic claim submission and payment service for physicians and hospitals. Grew to service more than 1,000 physician offices and 100+ area hospitals.

Mercantile Bancorp (now US BANK) - 1975 – 1990 St. Louis, MO

Executive Vice President

- Multiple line and staff management positions during a 15 year

period. At various times managed Marketing, Retail Banking, Small

Business Lending, Private Banking, Cash Management Services, & Information Services Sales,

- Product Development, and Strategic Planning.

- Retail Banking Managed 31 retail branches, which grew 25% in each of 3 years.

- Mortgage Banking Grew residential real estate portfolio to $400

million, and centralized servicing. Upgraded processing system and procedures. .

- Private Banking – Planned, developed, and managed the

establishment of a Private Banking unit to focus on upscal clientele. Unit grew to $200+ million.

- Commercial Lending Managed $250+ million of small business loans. Member of Loan Approval and Loan Review Committees

EDUCATION

University of Illinois, Urbana, IL, BS in Management, College of Commerce

PUBLICATIONS

Numerous published articles in: The Bankers Handbook, Bank Planning

News, Systems & Equipment, Small Business Monthly, American Bankers Association Competitech, & The Medical Business Journal

PREVIOUS PROFESSIONAL ACTIVITIES

- Faculty Instructor, ABA Stonier Graduate School of Banking

- Chairman, MidAmerica Payment Exchange (ACH)

- Director, National Automated Clearing House Association (NACHA)

- ViceChairman & Director, Credit Systems Inc. (Credit Card)

- Vice Chairman, Monetary Transfer System (Shared ATM)

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