Real Estate Overland Park
Resume:
ANGEL HARRIS-FREEMAN
LIFE COACH/ REAL ESTATE/ BUSINESS LEADERSHIP
Raymore, MO 64083
913-***-**** Cell
**************@******.***
OBJECTIVE
To utilize the knowledge and experienced gained from prior work experience and education in a challenging environment that encourages professional growth. EXPERIENCE
Aug 2023-Present Overland Park, KS
Keller Williams / Realtor & Real Estate School Trainer
Nov 2019-Feb 2023 Overland Park, KS
LeaderOne Financial Corporation/Compliance Analyst
■ Ensure operations and procedures meet government, state, and industry standards
■ Conduct audit on social media platforms for marketing and advertisement to ensure meeting government and company compliance.
■ Assign new higher company compliance training
■ Review and audit purchase loans for Dual agency for Loan office, that are licensed Realtors to ensure in compliance.
■ Review and audit all advertisement flyers, business cards, postcards, newsletters to ensure in compliance with company and government standards.
April 2019- Nov 2019 Overland Park, KS
Pro Staffing/NJM Insurance/Remote Unlicensed Insurance Rep
■ Process policy changes
■ Produces timely and accurate quotes, proposals, renewals and/or accounting for Auto Insurance
■ Process auto insurance payments
May 2018- Present Overland Park, KS
United Real Estate/Licensed Realtor- Self Employed Contractor
■ Locate and show homes to potential buyers
■ Providing guidance and assisting sellers and buyers in marketing and purchasing property 2
■ Help clients to purchase or sale properties
■ Conduct open houses
■ Ensure sellers homes are ready for viewing
June 2018- March 2019 Overland Park, KS
US Tech Solutions/Aetna Insurance / Financial Underwriter Analyst
■ Provides underwriting support for new business and/or renewals
■ Produces timely and accurate quotes, proposals, renewals and/or accountings
■ Performs risk assessment functions as directed (e.g., claim determination and membership analysis) to set appropriate premium
■ Utilizes rating/financial tools, reference materials, prior carriers data and source systems for premium, membership and claim information
■ Applies underwriting guidelines in qualifying risk of adding new members
■ Maintains integrity of source data and/or accounting data systems.
■ Identifies and collects information critical to decision making. June 2017- May 2018 Overland Park, KS
Canterbury Academy / Preschool Teacher
■ Develop programs and create lesson plans for young children within the school.
■ Communicate and engage with parents about behavior and progress for their children.
■ Develop activities to stimulate children’s learning through S.T.E.M.
■ Assist management with establishing procedures and programs for the school.
■ Introduced ABC Mouse learning to preschool and Pre-K classroom learning.
■ Implementation of cosmic yoga for preschool classrooms
■ Create Art activities for the preschool, Pre-K, and Grade school classrooms. March 2017- Present Overland Park, KS
Angel’s Tasty Treats/ Owner
■ Started a baking business
■ Bake homemade cupcakes, custom cakes, cookies, candies, Cheesecakes, and other tasty treats
■ Experience with fondant, icing, and making both homemade 3
■ Make fun snacks and treats for children class and parties
■ Teach icing, fondant, and cupcake/cake decorating techniques to young children
■ Provide hosting, activities, décor, treats, and gift bags for birthday parties
■ Catering for office parties, company meetings, corporate events, birthday parties, weddings, churches, and other events
■ Plan and service events and community outreach programs for churches and non-profit organizations
■ Food Trailer owner/operator
January 2017- March 2017 Overland Park, KS
America Mortgage Consultant /Underwriter - Compliance Analyst
■ Evaluate credit documents and run compliance on closed loan files.
■ Apply general knowledge of conventional and government agency guidelines as well as state and federal compliance regulations to review files
■ Audit loan files for state and federal compliance regulations
■ Perform federal compliance audit including, but not limited to initial disclosures, RESPA, TILA, TRID, MDIA, ECOA, Patriot Act, Flood Act, and Fact Act August 2016- January 2017 Overland Park, KS
ModisIT Staffing/Stewart Lending Services /QC Compliance Auditor
■ Apply general knowledge of conventional and government agency guidelines as well as state and federal compliance regulations to review files
■ Audit loan files for state and federal compliance regulations
■ Perform federal compliance audit including, but not limited to initial disclosures, RESPA, TILA, TRID, MDIA, ECOA, Patriot Act, Flood Act, and Fact Act August 2014-March 2016 Overland Park, KS
TruHome Solutions /Loan Processor III
■ Review and validate loan information submitted on an application passes loan program guidelines for approval.
■ Verify information collected by the Loan Originator from each applicant, including income, employment status and net worth.
■ Responsible for the compilation of all documentation necessary to garner approval on Conventional, FHA, VA, and USDA mortgage loans, for varies Credit Unions.
■ Assures compliance with bank, regulatory and investor guidelines and customer service standards.
■ Communicates with customers, realtors, internal staff, brokers, counsel, and title companies to respond to inquiries, resolve problems and obtain all necessary documentation required for the files. 4
■ Worked on the Social Committee assist in planning corporate outings, holiday parties, and outreach events.
October 2012-August 2014 Overland Park, KS
US Bank Home Mortgage/Loan Processor II
■ Prepares and processes mortgage loan records, files and correspondence from application through approval.
■ Assures compliance with bank, regulatory and investor guidelines and customer service standards.
■ Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the files. November 2011-October 2012 Downtown KansasCity, MO LTS Management/Lender
■ Process payday loan applications
■ Verify employment
■ Conduct bank verification
■ Handle inbound and outbound calls
■ Handle heavy phones
September 2007-April 2010 Kansas City, MO
United Services Community Action Agency /Energy Service Specialist
■ Assess applications to determine eligibility for LIHEAP (Low-Income Home Energy Assistance Program, and ECIP (Energy Crisis Intervention Program.)
■ Meet with clients face to face or by phone
■ Register applications
■ Submit grant approvals to Utility companies
■ Refer clients to additional programs for financial assistance
■ Assistance with community outreach events for low income families; such as back to school fairs, holiday meal programs, toy drive, and resource awareness events. September 2003 – September 2007 Lee’s Summit, MO
National Lending Corp./ Loan Processor/Office Manager/Assistant Regional Director/Self-employed contractor
■ Reviewed client financial documents and situations to determine finance eligibility
■ Ordered title, payoffs, insurance, and various verification documents
■ Cleared judgments on title work
■ Managed/ supervised a team of 10 loan officers or more
■ Performed Quality Control/audited all files in house for processing and closing 5
■ Human resource assistant
■ Created powerpoint slides for meetings and events
■ Organized company events
EDUCATION
Hickman Mills High School Kansas City, MO
Diploma Received May 2001. Major Courses: Geometry, and Business. University of Phoenix
Bachelor’s Degree in Business Management and Administration Received: May 8, 2013 IPEC
ICF-Certified Professional Coach
Certified ELI-MP Energy-Leadership Index Master Practitioner Received June, 16, 2022 Certified CPC Received April 24, 2023
Career Education Systems
KS Real Estate License / July 2018
SPECIAL SKILLS
● Ability to empathize and build rapport with clients and community
● Ability to complete tasks in a timely and efficient manner
● Skilled in all Microsoft components
● Certified in debt consultation
● Certified Childcare faculty director
● Certified Core Energy Leadership Coaching and Assessment Master Practitioner
● Resource specialist for low income families
6
References
Shaylyn Dean, Manager- Missouri Gas Energy, Kansas City, MO
Lauren Clifton-Thompson, Business Development Manager Amethyst Place— Kansas City, MO
Erica Poyadue, Realtor, United Real Estate, Lee’s Summit, MO 7
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