Executive Management Leader with almost ** years of experience across financial services. Able to maintain responsibility for developing loan requests for submission approval and funding within the SBA Lending Group. Capable of identifying prospects for referral to wealth management, cash management, and trust affiliates. Adept at providing a superior level of customer relationship management and service. Familiar with attaining established goals through active participation in sales management and officer call programs. Possessing proficiency with a wide array of administrative functions. Demonstrated experience in leading the process of loan requests from initial applicant contract through to loan funding to include review, preparation of summary report, and screening.

• Loan Underwriting

• Regulatory Compliance

• Process Improvement

• Marketing & Servicing

• Strategic Leadership & Presentation Skills

• Innovative Problem Solver & Change Agent

• Exceptional Communicator & Educator

• Client Relations Management

ad4vnp@r.postjobfree.com

(561) 704- 5118

www.linkedin.com/in/emmanuelmanos

Emmanuel J. Manos

Boynton Beach, FL

Florida Business Development Corporation - Lake Worth, FL 1992 - 2016 President/CEO

A private, not for profit Certified Development Company (CDC) which serves to assist healthy, growing small businesses to secure long-term, below market, fixed-rate financing for acquisition of fixed assets. Recognized as the number two CDC in the nation and number one CDC in Florida and Georgia.

• Spearheaded the review of thousands of SBA 504 loan applications and direct loan applications for over $2B, to include sign-off prior to presentation and ratification by the Board of Directors.

• Managed a total of 37 employees across the states of Florida, Georgia, and Alabama.

• Communicated and met frequently with the U.S. Small Business Administration and U.S. Congress.

• Oversaw all facets of marketing encompassing liaison with small business groups, Realtors, Attorneys, CPAs, and Economic Development Professionals.

• Served as the Region IV Director for the National Association of Development Companies (NADCO) Board of Directors and as an instructor for the 504 Loan Packaging course offered by NADCO.

• Assessed status of a portfolio of over 2,300 loans for over $1B through monthly review with loan servicing staff and senior staff.

• Monitored an average of 27 approvals a month, including follow-up on status of 250 approvals annually.

• Established annual performance goals and metrics in consultation with senior staff and Board of Directors.

• Disseminated information regarding new SBA 504 loan program policies and procedures.

• Spearheaded the review of thousands of Small Business Administration (SBA) 504 and direct loan applications totaling over $2B, including signoff prior to presentation and ratification by the Board of Directors.

• Led and maintained the lending business at No.2 nationwide for the last 10+ years, No.1 in both Florida and Georgia for 12 years, authorizing 200-300 approvals per year. Executed transactions of $10-15M as part of loan, 40% of total. Led team of 10 business development officers, one or more for each office.

• Maintained No.1 ranking in South East Region based on number of annual approvals (488 peak, 200-300 average), for widely ranging loans of $25K to $5.5M, averaging $750K .

• Assessed status of a portfolio of over 2,300 loans for over $1B through monthly review with loan servicing staff and senior staff.

Florida Atlantic University

Bachelor of Business Administration Finance

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