OLIVIA LANDOIS

MORTGAGE LOAN ORIGINATOR

CONTACT

***- ***-****

ad4qt4@r.postjobfree.com

Eagle Pass, Texas 78852

CAREER OBJECTIVE

Dedicated and articulate individual adept at analyzing loan applications, assessing creditworthiness, and closing loans. Experienced in providing financial advice, developing loan agreements, and navigating the loan process. Committed to excellence and ensuring a positive experience for every client.

EXPERIENCE

November 2022 - Present

Mortgage Loan Originator

Motto Mortgage, Laredo, TX

Assisted customers with completing loan applications accurately and efficiently by providing guidance throughout the entire process.

Demonstrated strong problem-solving abilities when resolving complex issues that arose during a transaction.

Utilized effective communication skills when responding to inquiries from customers or processing updates regarding their loan status.

Maintained accurate records of all loan applications and client interactions in accordance with federal regulations.

Analyzed financial documents such as income statements, tax returns and bank statements to assess clients' creditworthiness

April 2022 - November 2022

Mortgage Loan Originator

Pacific Wholesale Mortgage, Houston, TX

Identified potential risks associated with certain loan transactions before they were finalized.

Provided exceptional customer service to ensure a smooth loan process from start to finish.

Develop business relationships with local Real Estate agents and Builders.

Ensured compliance with all applicable laws, regulations, policies, and procedures governing mortgage lending activities.

Conducted pre-qualification interviews with potential borrowers to determine their eligibility for mortgage loans.

Advised clients on various types of home financing options available based on their individual needs and qualifications.

Utilized effective communication skills when responding to inquiries from customers or processing updates regarding their loan status.

January 2017 - September 2022

Accounting Manager

United Medical Centers, Eagle Pass, TX

In charge of overseeing a 30 million budget and administrative 8 different facilities.

Responsible for organizing, coordinating, planning, directing, and overseeing the overall operations of the Fiscal/Accounting department.

Responsible for monitoring bookkeeping activities such as recording of reimbursements, expenses, revenues/grants, account receivables, journal entries (accruals, EOM, or EOY), and write offs.

Responsible for overseeing all account activities, ledgers/sub-ledgers, period-end closing and ensuring compliance with GAAP standards and regulatory requirements.

Responsible for reviewing/ preparing financial statements, monthly reports, and other financial reports.

Oversee the payroll functions such as processing payroll, taxes, 941s, W2s, TWC, and 1095c forms, benefits deductions, and retirement.

Responsible for implementing policies and procedures and other internal controls.

Responsible for processing loan and grant applications for the organization.

In charge of overseeing various financial audits.

In charge of creating and managing budgets for different programs/grants.

Compiled financial data for budgeting and forecasting purposes, ensuring accurate information was reported on a timely basis.

Assist pharmacy with 340b audit and review replenishment/ settlement reports.

June 2014 - January 2017

Senior Accountant

United Medical Centers, Eagle Pass, TX

Created, maintained, and reconciled general ledger accounts to ensure accuracy of financial statements.

Collaborated with external auditors during annual audit processes.

Performed reconciliations between bank accounts and internal ledgers.

Managed accounts payable and receivable functions, ensuring timely payments of invoices.

Posted journal entries by compiling and analyzing account information.

Generated periodic reports such as balance sheets, income statements, cash flow statements.

Prepared complex financial reports in accordance with GAAP principles.

Reviewed and investigated errors and inconsistencies in financial entries, documents, and reports.

Managed month-end close process including journal entries, account reconciliations, and accruals.

October 2012 - June 2014

Accountant

South Alamo Medical Group, San Antonio, TX

Responsible for recording journal entries, reconcile bank statements and credit cards, and pays vendors in timely manner.

In charge of reviewing timecards and processing payroll for 100+ employees and reconcile benefit deductions.

Assist the CFO in preparing annual budget, monthly reports, and review/prepare financial statements.

Conducted audits on a regular basis to ensure compliance with generally accepted accounting principles.

Assisted external auditors in preparing audit schedules by providing necessary documents in a timely manner.

EDUCATION

January 2014

Bachelor Of Science (B.S.) in Accounting

DeVry University, San Antonio, TX

January 2012

Associate Of Science in Accounting

Career Point College, San Antonio, TX

SKILLS

Encompass and Wemlo

Word, Excel, PowerPoint, and Outlook

Problem-Solving

Oral and Written Comprehension

CERTIFICATIONS

Mortgage Originator

Life Insurance

Xero Advisor

LANGUAGES

Spanish

English

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