OBJECTIVE

Experienced loan analyzer looking to put my experience and professionalism to

work for me in order to expand my skill set.

EXPERIENCE

Sept 12, 2016 to Present

Wells Fargo

Home Loan Processor (safe 5)

> Prepares loan to be underwritten

> Review credit report to ensure all liabilities are accounted for.

> Review credit report for fraud alerts(if any)

> Review credit report to ensure the name and social security numbers are correct

> Calculate assets to ensure there are enough for cash to closing and any reserves

> Calculate income to ensure clients have the ability to repay the loan.

> Review tax returns, paystubs and W2 – ensure all employment is listed and any losses are notated.

> Review closing costs – ensure all credits and points to clients are adjusted

> Keep open communication with clients with status updates and any explanation that may be needed.

> Order credit reports, appraisals, titles and insurances

> Review all documents in file to ensure they meet company guidelines

> Keep open communication with underwriters and bankers to ensure loan closes on time and smoothly.

June 2013 to Sept. 2016

Accenture (Bank of America Platform)

Home Loan Processor/Junior underwriter

> Prepares loan to be underwritten

> Review credit report to ensure all liabilities are accounted for.

> Review credit report for fraud alerts(if any)

> Review credit report to ensure the name and social security numbers are correct

> Calculate assets to ensure there are enough for cash to closing and any reserves

> Calculate income to ensure clients have the ability to repay the loan.

> Calculate clients debt to income ratio to ensure it meets guidelines

> Review the appraisal and calculate the loan to value to be sure it fits guidelines

> Review tax returns, paystubs and W2 – ensure all employment is listed and any losses are notated.

> Review closing costs – ensure all credits and points to clients are adjusted Webb,

Regina R.

> [Job Title]

> [Job Title]

5209 Caravel Court

Charlotte, NC 28215

717-***-****

ad4nnf@r.postjobfree.com

[Website]

Page 2

> Keep open communication with clients with status updates and any explanation that may be needed.

> Order credit reports, appraisals, titles and insurances

> Review all documents in file to ensure they meet company guidelines EDUCATION

[Dates From - To]

Chambersburg Area Senior High School

Diploma

> College Prep Courses

REFERENCES

References are available upon request.

Contact this candidate