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BENJAMIN JOSE FERNANDEZ

ad4kmh@r.postjobfree.com

OBJECTIVE

Seeking a challenging position in Finance & Accounts with a reputed organization, where I can use my experience and skills to contribute immensely to the profitability of the organization. EDUCATIONAL QUALIFICATIONS

Passed CPA from USA (Certified Public Accounting Examinations from USA) 2003 Master of Business Administration 1996

Madhurai University, India

Master of Commerce Degree 1991

University of Kerala, India

Membership of Professional Institutions

Member of American Institute of Certified Public Accountants, USA. Member of Institute of Management Accountants, USA. Member of Cal CPA Education Foundation, USA.

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MY EMPLOYMENT HISTORY

FACTS computer software house LLC; Dubai, UAE Feb 2018 – August 2021 Web site: www.facts.ae

Chief Functional Consultant & CFO

Working as a Consultant in developing Accounting software as well as managing the Finance Department. This is a well- established company in the middle-east with a strong customer base. Geosan Construction Dynamics, Doha, Qatar Feb 2008 – Sept 2017 Web Site: www.gcdgulf.com

Finance Manager

Geosan Construction Dynamics is a well- known Construction Company involved in construction of prestigious projects in Europe as well as in other parts of the world. During my tenure with Geosan, Qatar, we have completed a project for (GE) General Electric Research Centre in Doha, Qatar which is for Qatar Petroleum. We also have completed two other projects that is Cultural Village for Qatar Government and Catholic Community Centre.

I was reporting to the General Manager and supervising 4 Accountants. Interiors International Industries LLC, Dubai, UAE. June2003 – Feb 2008 Web Site: www.iiionline.biz

Financial Controller

Interiors International Industries is in the Joinery manufacturing and Interior Decoration business.

Have two Factories with over 1000 work force and have Offices in USA, UK and Canada. Mainly catering the needs of prestigious Hotels and Shopping Malls.

I was directly supervising 2 Chartered Accountants 6 Accountants and was directly reporting to the Owner and Chairman of the company. Sultan Decoration, Dubai, UAE. Dec2001 – Dec2002

Financial Controller

It is, one of the Sultan Group of companies, dealing with Joinery Products.

Reported directly to the CFO.

Federal Building Industries, Dubai, UAE. Feb 1982 – Sep 2001 Web site: www.awrostamani.com

Finance Manager

It is one of the well- known “Al Rostamani Group of Companies”. Manufacturing unit for Aluminium Ceiling and Interior Decoration Products for construction field and Petrol Stations in association with Hunter Douglas Holland.

Directly supervised 4 Accountants.

Reported directly to the Group Financial Controller at group level & to the GM at the company level.

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EXPERIENCE

As a Finance Manager my major achievements were as follows:

Implemented ERP solutions for better Accounting system and information.

Introduced Job Costing System so that we could identify what is the actual cost of each product, how much contribution is received from each job and therefore how much price could be fixed in future.

Job costing helped us to reduce material cost and labor cost as the material and labor consumed by each job was monitored and recorded.

The profit from less than 1 million in 2003 has gone up to 15 million in four years’ time due to introduction of various internal procedures in Interiors International Industries LLC.

Reporting of Monthly Management System was introduced for the Management to know as to what is the actual performance comparing to the budgets made.

Business Plan was introduced so that the entire personnel of the company are informed in advance so as to where the company is planning to reach and focus their attention to achieve the goals of the company. Business plan is made every year for the next three years.

Bank loan was always arranged for huge projects.

Always happy to implement changes for improvement based on the suggestions given by the Internal Auditors.

My main areas of work include

1. Financial Control : Monitoring Receipts, Payments, Banking, Cash Flow, etc. 2. Budgetary Control : Preparation and presentation of short & long term Business plans

3. Credit Control : Fixing credit limits, Age analysis of Debtors, Assessing credit worthiness of customers, Debt Collection Support, Doubtful debts assessments, Follow Up of litigation 4. Cost Control : Job Costing- Revenue generated, Cost incurred, GP achieved for each job and analysis of cost variances.

5. Inventory Control : Local Vendor proposals, Credit availability, Age analysis of creditors, Purchase Limits, Minimum & Maximum

Requirements, Analysis of Obsolete stock, Handling of Overseas Purchase Documents

6. Operational Control : Feed back to the Operational Management relating to material, labour, overheads, and contributions of each job 4

7. MIS : Preparation of Monthly profit & Loss Account, Balance Sheet, Source & Application of Funds, Ratio Analysis, Contribution Analysis, Performance Analysis of

Individual Sales Personnel, Analysis of Location wise sales, Inventory Analysis and Variance analysis of financial statements. Comparison of Budgets against Actual and Analysis of Variances. Receivable & Payable Analysis. Most of the reports are graphically

represented.

8. Information Technology : Analyzing, Planning and Implementing Accounting Structure according to the requirement of the business. Coordinating with IT for various IT related problems

9. Personnel Management : Coordinating with HR Dept for matters relating to Leave, Passage, Gratuity, Accommodation, Welfare activities, Work mans Compensation, Health Insurance, etc.

10. Capital Budgeting : Cost benefit analysis of various business proposals 11. Administration : Coordinating to process the trade license, industrial license, Chamber of Commerce Certificate, Duty Exemption

Certificates, Insurance of Company Assets, Claims from Insurance Co., etc.

12. Liaison with Auditors : Internal & External

My Strengths

Professional with many years of high quality experience in Finance & Accounts

Highly motivated individual with exceptional organizational skills and outstanding Financial management skills with a sense of achievement

Excellent communication and presentation skills

Self-starter and high-energy person with a desire to participate on a hands on basis

High enthusiasm and drive with a strong personality to work autonomously without losing sight of team’s objectives

Tenacity to with-stand pressure and contribute effectively

Committed to work, love to learn new things, good interpersonal skills, well organized, good helper to those who are in need, very good team player, good communication skills, have self confidence, have ability to cope with failures, punctual, determined and able to prioritize.

Proficient in computer applications such as MS- Office

Proficient in Facts Accounting (ERP). Analyzing, Planning and Implementing Accounting Structure according to the company’s needs.

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REFERENCE

1 Mr.Sreekumar

Chief Architect – Accounting Software Development

Facts Computer Software House LLC

Dubai, UAE

Mobile: 009***********

Email: ad4kmh@r.postjobfree.com

2 Mr.Vasant Lad CA

Behl, Lad & Al Sayegh

Chartered Accountants

Dubai, UAE

Tel: 009**-*-***-****

Email: ad4kmh@r.postjobfree.com.

3 Mr.Ranald Crook

Geosan Construction Dynamics

General Manager

Tel: 004*-****-*** 086

Email: ad4kmh@r.postjobfree.com

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