WANNETTA HAGAN

Baltimore, MD ***** 443-***-**** ad4ixk@r.postjobfree.com

SUMMARY

Professional with experience as a Loan Processor, Mortgage Loan Consultant and Closing Coordinator

Core Competencies include:

Process Management

Customer Service - Excellent communication skills, both oral and written

Detail oriented, Analytical, Problem-solving and Organizational skills

Learn new concepts quickly, work well under pressure and communicate ideas clearly and effectively

Effective in challenging situations requiring sound judgment with ability to rapidly assess and act on new information and situations.

Demonstrates a sense of urgency and ownership

Consistently meeting productivity metrics and standards

Proven ability to efficiently handle multiple projects and work independently

Maintaining a positive attitude and strong work ethic

Technical Skills: EDC software, MS Office Suite, EnCompass, Blitz, Work Number, Run Mavent, LIS, Lawson, Work Number, Run DU/LP, and other lender underwriting engines.

KEY ACCOMPLISHMENTS

Worked with third party agencies to facilitate a successful close of a purchase and refinance loan and was the primary contact for non-managed title companies. Prepared and reviewed loan closing packages and paperwork.

Closed and processed mortgage loans for various programs, for all states, Conventional, VA, FHS, Jumbo, VHDA following TRID guidelines.

Reviewed Loan Estimate and Closing Disclosure - followed TRID guidelines and regulations.

Provided customer service to client base.

Experienced with Loan Polit Work Number, Run Mavent and other lender underwriting engines.

Reviewed all information for completion of settlement documents, charges and instructions, reviewed credit, appraisal, title binder, survey/plat map, disclosures and other documents for conditions and expiration and approval and compliance.

Handled all closing questions. Prepared and reviewed Closing Disclosure Statement for accuracy and compliance.

Prepared and reviewed Closing Disclosure Statements for accuracy. Prepared closing documents. Ordered wire, followed-up with closing agent to verify loan closed; reviewed funding documents and gave funding authorization to disburse. Trained new Closer.

Received all new contracts and assigned to additional Processor/Closer Reviewed. Prepared Commitment and Title Policies.

Pre Hud 1 Settlement Statements, Deeds, Certification, Release, Subordination Agreement, Order Title, Payoff, HOA Letters and documents required to clear title.

Record Deed, Deed of Trust, Subordination Agreements, Releases and Contracts. Handled all functions of pre and post-closing function.

Negotiated Mortgage terms for the homeowner to prevent foreclosure.

Processed various applications for programs, HARP, HAMP, RPP and Loan Modification for 1st and 2nd Mortgages.

Provided customer service to existing client base. Offset checking and saving on past due accounts.

Closed and processed mortgage loans for various programs, HARP, CEMA, 1ST and 2nd. Provided customer service to existing client base.

Conducted settlement closing, process VA, FHA and Conventional closing documents, for various programs 1st and 2nd, Reverse, Government Loans.

Reviewed and prepared Lender’s and Owner’s Commitment and Title Policies, Hud 1 Settlement Statements, Deed, Deed of Trust, Certification, Release, Subordination Agreement, etc. Handled all functions of the real estate closing process from pre-post, disbursement of funds; record documents, cleared Title and Judgments. Prepared 1099 year-end reporting and reconciliation of the Escrow Account.

PROFESSIONAL EXPERIENCE

COMPUTER SHARE/SOFI LENDING CORPORATION Sep 2021 – Feb 2023

Mortgage Loan Closer. Managed a pipeline of 25 to 50 loans per month.

FREEDOM MORTGAGE CORPORATION Aug 2020 – Aug 2021

Mortgage Loan Closer Managed a pipeline of 25 to 50 loans per month.

NATIONS LENDING CONGRESSIONAL MORTGAGE

HOMESPIRE MORTGAGE CORPORATION June 2018 – June 2021

Mortgage Loan Closer (Contract). Managed a pipeline of 50 to 75 loans per month.

SUNTRUST MORTGAGE Oct 2016 – May 2018

Mortgage Loan Closer. Managed a pipeline of 50 to 75 loans per month.

PROSPERITY HOME MORTGAGE July 2015 – Sep 2016

Mortgage Loan Closer (Aerotek). Managed a pipeline of 50 to 100 loans per month.

B&P LLC MERINO & ASSOCIATES Apr 2013 – May 2015

PrePost Closer

TRIDENT MORTGAGE COMPANY Jan. 2012 – June 2013

Mortgage Loan Closer. Managed a pipeline of 50 to 100 loans per month.

GMAC/ALLY BANK May 2010 – Jan 2011

Mortgage Loan Closer (Aerotek). Managed a pipeline of 50 to 100 loans per month.

WACHOVIA BANK Oct 2009 – Jan 2011

Loss Mitigation Rep. (Aerotek)

WELLS FARGO BANK Feb 2009 – Aug 2009

Mortgage Loan Closer (Aerotek). Managed a pipeline of 75 to 100 loans per month.

MARYLAND COMMERCIAL TITLE Feb 2007 – Jan 2009

COLDWELL BANKER MID ATLANTIC TITLE

Loan Processor/Settlement Officer

LAW OFFICE OF SHARON KING DUDLEY Apr 2005 – Jan 2007

Processor/Settlement Officer

EDUCATION, CERTIFICATE, SEMINAR

Community College of Baltimore – Major – Business Administration

MD Insurance Administration – Certificate of Qualification – Resident Closing agent – 2006-2021

Coldwell Banker Mid Atlantic Title –Conduct Seminars/Homebuyer’s Workshops

Contact this candidate