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Salil Bhasin

Chartered Accountant, B. Com., JAIIB, CAIIB

A professional with 12 years of post-qualification experience in Risk Management and Finance functions of public sector banking companies, systemically important NBFC-D and over 3 years of experience as trainee in Chartered Accountancy Firm. Career objective: To obtain a responsible position where I can contribute to the growth of organization by leveraging my experience around Risk Management, Risk Analytics and Finance. My goal is to apply my knowledge in a way that promotes financial stability and sustainable growth for the organization.

ad4hcc@r.postjobfree.com

+919*********

Pune, India

1989 - 02 - 15

linkedin.com/in/salilbhasin

live:salil.bh

github.com/salilbh

SKILLS

Mentoring pyspark

Azure Databricks

Decision Making

Problem Solving

Team building

Time management

Financial Reporting

Presentations

Process Streamlining

Flexibility IFRS ECL

Financial Analysis

Risk Rating ICAAP

PROFESSIONAL EXPERIENCE

Senior Lead - Risk (Techno Functional Role)

Bajaj Finance Limited

09/2022 - Present, Pune, India

Leading NBFC in India with a franchise of over 66 mn customers on Consolidated Basis Validated end-to-end Implementation of ECL Models. Monthly Ind AS Loss Reporting on various segments, portfolio analysis and deck preparation for monitoring of KPIs (Standalone & Group).

Implementation of automated controls on monthly ECL Runs; visualisations through Power BI. Managed a dynamic team of Individuals in monthly ECL Execution, Governance & Reporting roles. Regulatory Reporting and Audit Facilitation (Internal & External) Chief Manager

Bank of Baroda

04/2018 - 08/2022, Mumbai, India

Indian Multinational, Public Sector Banking and Financial Services Company Implemented SAS EG for calculation of Expected Credit Loss under Ind AS109 on Bank's Global Loans Portfolio of over INR 7 trillion.

Implementation of Consolidation Ledger in ORACLE GL for Bank's Global Operations. Effectively managed preparation, presentation and disclosure of Consolidated Financial Statements for the Group with over 20 Subsidiaries, Joint Ventures and Associates. Actively involved in development and validation of Ind AS PD and LGD models. Validated Bank's ICAAP Document as per Basel III guidelines and providing corrective actions presented before Board and Central Bank of India.

Effectively planned, designed and controlled Global Chart of Accounts for the Bank. Actively involved in implementation of Management Information System and reporting on Key Performance Indicators, expenditure monitoring and analysis. Effectively facilitated in Financial Audits, Regulatory and Supervisory Reviews through efficient planning and management.

Displayed Proficiency in automation of internal processes, Statutory/ Regulatory Returns and analysis.

Assisted top management in meetings with Central Bank of India, Government of India, external credit rating agencies, debenture trustees, registrar & transfer agent in relation to capital augmentation.

Achievements/Tasks

Key Assignments / Responsibilities:

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SKILLS

Leadership

Analytical skills

Adaptability

Ability to Work Under

Pressure

LANGUAGES

English

Full Professional Proficiency

Hindi

Native or Bilingual Proficiency

Punjabi

Elementary Proficiency

INTERESTS

Risk Management

Artificial Intelligence

and Machine Learning

Algo Trading

Analytics

PROFESSIONAL EXPERIENCE

Senior Manager

Bank of Baroda (e-Vijaya Bank)

07/2014 - 04/2018, Bangalore, India

Public Sector Banking and Financial Services Company Implemented Basel III Regulatory Capital norms along with disclosure requirements under Pillar III. Managed and Documented Internal Capital Adequacy Assessment Process (ICAAP Pillar 2 Basel III Norms) including creation of Policy and SOPs.

Developed and Implemented Capital Conservation Strategies for efficient regulatory capital management.

Monitored and Documented Prudential and Internal Limits on Advances Portfolio for Top Management and Board perusals.

Developed Internal & Regulatory Stress Testing Scenarios (Credit Risk - Loans) in SAS EG. Actively involved in validation and maintenance of Internal Risk Assessment Models. Calculation of CRAR, related Disclosures and Management analysis. Coordinated and managed Credit Risk Committee, Balance Sheet Management Group. Devising of templates for Customer Profitability Analysis and Pricing of non-fund based products. Computation of Probability of Default (PD), workout Loss Given Default (LGD) and Expected Credit Loss (ECL) for Ind AS.

Manager

Bank of Baroda (e-Vijaya Bank)

11/2011 - 07/2014, Bangalore, Mumbai

Public Sector Banking and Financial Services Company Credit Rating Analyst – Large Corporates and Large Traders. Computation of Probability of Default (PD) and internal Loss Given Default (LGD). Implementation of Credit Risk Module (Standardized Approach) of Integrated Risk Management System (IRMS) – SAS Functional Support Team.

Compiled Risk Profile Template for regular submission to Central Bank of India. Responsible for Calculation and audit of Risk Weighted Assets on Advances under Basel II & III norms.

Stress Testing and Monitoring of Concentrations in Credit Portfolio. Trainee

Aaryaa & Associates

04/2007 - 06/2010, Panchkula, India

Chartered Accountancy Firm

Internal Audits of Manufacturing Companies.

Management and Operations Audit of MNCs.

Stock Audits.

KEY PROJECTS AT WORK

Automated validation of ECL Base Rates using pyspark in Azure Databricks. Implementation of Expected Credit Loss Computaion under Ind AS. LGD Calculation under IFRS in SAS Enterprise Guide. Risk Reporting and Internal Capital Adequacy Assessment Process (ICAAP) Key Assignments / Responsibilities:

Key Assignments / Responsibilities:

Key Assignments / Responsibilities:

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ACHIEVEMENTS

Heroes Award for Exceptional Performance (Bajaj Finance Ltd.) (10/2023) Debutant Award for valuable contribution to the organisation (Bajaj Finance Ltd.)

(02/2023)

Assisted top management and represented Bank in meetings with Ministry of Finance, Government of India in relation to regulatory capital planning and augmentation. Represented Risk Management Department in Regulatory and Supervisory Review meetings with Central Bank of India

Certificate of Appreciation for successful implementation of ISO27001 Consistent top performer in Bank's Annual Performance Review Secured 29th Rank in CPT, ICAI

CERTIFICATES

Training for “Diploma in IFRS from ACCA" (11/2020) KPMG India

IFRS: Fair-Value Measurement for Banks and Financial Institutions (12/2018) National Institute of Bank Management

New Basel Rules (07/2016)

Eurofinance Training Pvt. Ltd.

Certified Associate of Indian Institute of Bankers (07/2013) Certified Associate program by Indian Institute of Banking and Finance Junior Associate of the Indian Institute of Bankers (07/2012) Associate program by Indian Institute of Banking and Finance Basel II & III Risk Management (03/2013)

Conducted by Reserve Bank of India

ICAAP under Basel II & Basel III (06/2012)

Conducted by National Institute of Bank Management KTM Track Riding Class & Vodafone 40 Km Cycling Marathon EDUCATION

Chartered Accountancy

Institute of Chartered Accountants of India

12/2006 - 05/2011, Panchkula, India

Financial Reporting Strategic Financial Management Advanced Auditing and Professional Ethics Corporate and Allied Laws Advanced Management Accounting Information Systems Control & Audit Direct Tax Laws Indirect Tax Laws

Bachelor of Commerce

Panjab University

04/2006 - 04/2009, Chandigarh, India

Functional Management Management Accounting & Finance Direct Tax Law Indian Economy

Entrepreneurship and Small Business Business Theory & Operations Research Final Year Subjects:

Final Year Subjects:

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