LISA C. FRANK

*** ******** ***

WEST ISLIP NY ***95

631-***-****

ad4dok@r.postjobfree.com

**NMLS #649667 APPROVED IN CT, FL, IA, MS, MO, NV, NH, OH, PA, RI, SC, WV** Objective: Assist in company growth by acting as a Team Member and continue to develop my level of skill and knowledge. Possess strong attention to detail, organization and accuracy Experience:

Reverse Mortgage Funding Melville NY

Team Leader Wholesale Processing 12/2013- 11/2022

• Review residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mtg, borrower assets, liabilities and length of employment

• Work with client to gather financial information

• Order property and loan documentation such as appraisals, inspections, credit rpts, title searches, site surveys, contracts, property tax records and access FHA Connection to update loan data to help process mtg loan files.

• Prepare and submit detailed loan packages to the UW Dept for credit decisions by analyzing income and debts

• Act as a liaison between client, loan officers, real estate agents and U/W’s

• Ensure loan files meet lending and regulatory guidelines and policies

• Submit approved mtg loan file to loan closer for settlement

• Oversee Processing Team in all daily activities, prepare Pipeline Rpts and monitor staff for productivity and response time

Mid-Island Mortgage Corp Westbury NY

Wholesale Account Manager 2/2012- 9/2013

• Maintain communication and provide status updates with loan officer broker accounts and U/W’s at all times. Monitor various pipeline reports and document expiration dates

• Responsible for generating pre-approvals, commitments, lock in agreements and disclosures with ensuring compliance regulations in force

• Reviewed and verified all income/assets/credit/appraisal documentation for accuracy required for FHA and conforming loans

• Submit completed credit packages to U/W for clearance to closing Atlantic Coast Bank Melville NY

Office Manager/Retail Processor 11/2010- 1/2012

• Oversee all daily office operations available and functioning, such as supplies, equipment, marketing materials and phones. Help organize and train new personnel, coordinate meetings and general needs to staff

• Responsible for ordering appraisals, payoffs, title and credit reports. Requested and evaluated income/asset/credit/appraisal documentation for FHA and conforming loans. Communicated with borrowers for any missing information or explanation for any issues

• Submitted completed credit loan packages to U/W for clearance and coordinate title clearance with attorneys and scheduled closings

Lehman Brothers/BNC Mortgage Inc Melville NY

Underwriter 4/2002- 8/2007

• Evaluated applications for mortgage loans, analyzed credit reports and income/asset documentation to determine ability to repay

• Reviewed title reports, appraisal and contracts of sale specific to lender guidelines with lending authority up to $600,000

• Consistently in top 3 positions for monthly underwrites for Northeast region

• Promoted to UW 2003 and Service award winner 2007. Received Account Manager award in recognition of exceptional performance for eastern region 2003 South Shore Mortgage Lindenhurst NY

Retail Processor 1/2001- 4/2002

• Responsibilities included ordering and reviewing mortgage histories, payoff letters, credit, title and appraisal reports and report any adverse findings to loan officer and branch manager

• Evaluated all information with various lenders for FHA and conventional mortgages matrix guides to determine which lender would benefit borrower

• Utilized DU and Indymac Emits programs

• Consistent winner of office competitions and challenges

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