ad4ash@r.postjobfree.com

+1-240-***-****

King James Way, 20877

Gaithersburg, United States

Skills

• Investigative Analysis

• Documentation and Reporting

• Communication

• Interviewing Techniques

• Risk Assessment

• Regulatory Reporting

• Fraud Detection

• Analytical Skills

• Continuous Learning

• Decision-making

• AML/BSA Compliance

Monitoring

• KYC (Know Your Customer) Due

Diligence

Education And Training

Advanced Diploma:

Marketing Management And

Research

Obafemi Awolowo University

Ile Ife Osun

Languages

English:

Full Professional

Pidgin English:

Native/ Bilingual

Yoruba:

Native/ Bilingual

Certifications

• QA ANALYST(MANUAL)

• MARYLAND SECURITY LIESCENE

• CPR,FIRST AID

• MTTP

• MANDT (Prevention &

Descalation Techniques)

Oluwayomi Ipinlaiye

Summary

Experienced AML/BSA/Fraud Analyst with a strong track record in detailed investigations, transaction monitoring optimization, and KYC due diligence. Proficient in documenting findings clearly, skilled in effective communication and collaboration, and committed to continuous learning for advanced fraud detection. Detail-oriented professional excelling in risk-based decision-making and mitigation of emerging fraud trends.

Experience

KPMG- FINANCIAL ANALYST

Philadelphia, United States.

01/2024 - Current.

Bancorp Bank - AML/BSA/Fraud Analyst

Delaware, United States, United States

11/2021 - 01/2024

• Conducting real-time and periodic reviews of financial transactions to identify suspicious activities, unusual patterns, or potential red flags.

• Assessing and assigning risk ratings to customers and transactions based on factors such as transaction behavior, customer profiles, and geographic considerations.

• Preparing and filing SARs with regulatory authorities when potentially suspicious activities are identified, ensuring compliance with reporting requirements.

• Conducting thorough due diligence on new and existing customers to verify their identities, assess risk levels, and ensure compliance with KYC regulations.

• Monitoring and ensuring adherence to AML and BSA regulations, policies, and procedures within the organization.

• Implementing strategies and tools to prevent and detect fraudulent activities, including the use of fraud detection systems and analytics.

• Conducting in-depth investigations into identified anomalies, suspicious activities, or potential fraud cases, and providing detailed analysis for decision- making.

• Liaising with law enforcement agencies and regulatory bodies when necessary, providing documentation and support for investigations.

• Developing and delivering training programs to educate employees on AML, BSA, and fraud prevention measures, ensuring a culture of compliance within the organization.

• Ensuring timely and accurate submission of regulatory reports and filings related to AML, BSA, and fraud prevention.

• Implementing and recommending risk mitigation strategies based on the analysis of emerging threats, industry trends, and changes in regulatory requirements.

• Regularly reviewing and updating AML, BSA, and fraud prevention programs to adapt to evolving risks and regulatory changes, and implementing continuous improvement initiatives.

Polaris Bank - AML Investigations Analyst

Lagos, Nigeria

02/2018 - 07/2021

• Analyzed results of complex investigations and delivered concise written conclusions to management.

• Identified potential threats, vulnerabilities and suspicious behavior patterns and recommended mitigation measures.

• Maintained fraud analysis models to improve functionality of company systems.

• Investigated fraud referrals and researched to minimize risk and resolve inquiries.

• Liaised with leadership to discuss customer activities and trends that implicated potential money laundering or terrorist financing.

• Interfaced with bankers to obtain information related to client's transaction activity.

• Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.

• Reviewed compliance publications and websites and participated in conferences and other training events to stay apprised of regulatory matters and developments.

• Recommended appropriate corrective measures to address concerns identified during examinations and audits.

• Evaluated data processing applications for institutions to develop regulatory compliance recommendations for existing systems.

• Evaluated data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.

• Inspected audit reports of internal and external auditors to monitor adequacy of scope of reports or discover specific weaknesses in internal routines.

• Analyzed and reviewed debts to determine cost effectiveness of pursuing further collection activities.

• Completed annual examination of credit union policies and procedures to check compliance with applicable laws and regulations.

• Examined minutes of meetings of director and stockholders to investigate specific authority extended at various levels of management. Proficiency

• Mac OS X, Windows,

• iOS,

• RCD database

• Android OS,

• Linux Mobile Testing:

• Android Studio,

• Xcode,

• ADB,

• BrowserStack Web Testing: Chrome DevTools Bug Tracking:

• Jira,

• TestRail API Testing: Postman, REST API,

. • Database: MySQL

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