Business Analyst Product Manager

Kaneel Mehtab Bhatti

Swedish +**(*)********* ******.******@*****.***

Summary

With 16 years in financial services, I specialize in Off-the-Shelf (Temenos) and in-house Banking IT solutions. As a seasoned Product Owner and Business Analyst, I bridge business-IT gaps, translating requirements into actionable outcomes. I collaborate with cross-functional teams and executives, turning strategies into practical results. Committed to driving innovation, I excel in operational excellence. Currently seeking roles in Digital Transformation as a Product Manager, Senior Business Analyst or Product Owner.

Skills

Business Analysis

Problem Solving

Solution Design

Cross-Cultural Collaboration

Market & Competition Research

Product Development & Management

Temenos (AA, Finance)

Business Development

Documentation: BRD, FSD and user manuals

System Implementation and Project Management

Leadership and Cross-Functional Team Management

Process Optimization and Efficiency Enhancement

Experience

GLOBAL BUSINESS PRODUCT SPECIALIST 06/2022 - 12/2023

Intrum - Sweden

Played a pivotal role as a key member of the global team at Intrum, contributing significantly to the successful development, customization, implementation, readiness, and delivery of the Temenos Transact platform (Arrangement Architecture) for both secured and unsecured loans.

Led the Delivery/Integration efforts for the E-Gov platform with Transact in Greece, ensuring seamless implementation and functionality.

Managed end-to-end Demand Management related to Transact for internal clients, ensuring their requirements were met efficiently and effectively.

Created comprehensive Requirements Documentation, ensuring clarity and alignment with project objectives.

Developed detailed User Manuals for loan management, enhancing end-user understanding and proficiency.

BUSINESS DEVELOPER (PRODUCT MANAGER) 05/2019 - 06/2022

Nordea Bank - Sweden

In product manager role, managed the daily operations of unsecured consumer lending portfolio valued at 8 million euros.

Successfully led and delivered the E-Invoicing project for the new Private Loan product within the framework of the Core Banking project which led to the introduction of new customer base in Nordea for consumer loans.

Took charge of developing terms and conditions for Nordea's new “Private Loan” product sold via loan brokers, collaborating closely with the legal team.

Responsible for the continuous development and maintenance of products and processes related to Consumer loans.

Collaborated closely with customer-facing teams to effectively incorporate their and client's needs into product and process development initiatives.

Spearheaded the definition of product requirements to the Core Banking Project team for a new consumer loan aimed at distribution through loan brokers across Sweden.

Actively involved in enhancing and optimizing existing digital application flows for consumer lending products, achieving decisions and payout in seconds and continuous 5-star customer ratings.

Translated strategic targets from top management into actionable product development initiatives.

Reduced customer churn by analyzing feedback and engagement, enhancing retention.

SENIOR BUSINESS ANALYST 01/2017 - 04/2019

Nordea Bank - Sweden

Led the Product Framework initiative based on Transact’s AA module, maintaining a strategic, long-term vision for a simplified and regionally relevant product offering.

Participated in requirements gathering, legal and compliance consultations, product approval processes, gap identification, and the formulation of solution proposals.

Focused on the simplification and reengineering of a new Nordic product portfolio for the Temenos Transact platform, ensuring alignment with strategic objectives.

Served as a Subject Matter Expert (SME) for the Temenos Transact Platform, specializing in the AA module.

CONTRACTOR- BUSINESS CONSULTANT 11/2014 - 12/2016

SOFGEN (Tech Mahindra) – Americas

Served as a Business Consultant and Project Lead for SOFGEN Americas, reporting directly to the Regional Director.

Spearheaded the conversion of Transact (T24) core setup from Single Book to Multi-Company Multi-Book in Banque de l'Union Haïtienne (BUH).

Developed the conversion strategy, presented it to the board, and acquired their signoff.

Defined the Data Migration strategy and successfully implemented it.

Provided ongoing support to the IT team, ensuring error-free and smooth operation of Temenos Transact.

SENIOR BUSINESS CONSULTANT 07/2013 - 10/2014

National Data Consultants (Pvt.) Ltd (NdcTech) – Pakistan/UAE

Senior Consultant at NdcTech, involved in implementation of GL Accounting and Reporting, Trade Finance, and Bank Guarantees, lending and leasing(conventional and Islamic) in multiple banks.

Led requirement-gathering workshops to ensure comprehensive understanding of the product needs.

Wrote Business Requirements Documents and Functional Specification Documents (FSDs) outlining demand and solution functionalities.

Completed Temenos Automated Application Build System (TAABS) documentation for streamlined delivery.

Formulated and executed data migration strategies to ensure seamless transition.

BUSINESS ANALYST 06/2012 - 06/2013

InfoTech International Iran/UAE - Iran

Collaborated with a team of Iranian Banking Experts, Business Analysts, and Developers on the development of "Pars Core Banking System (PCBS)," a Model Bank for the Iranian Banking Industry.

Contributed to the creation of a versatile and seamless 'plug and play' core banking system designed to meet local requirements.

Facilitated requirement gathering workshops to ensure comprehensive understanding of product needs.

Authored precise Business Requirements Documents (BRDs) to articulate product specifications and objectives.

Applied Temenos Transact configuration for business parameters, ensuring system alignment with project goals.

T24 TRAINER 04/2012 - 05/2012

Freelance - Pakistan

Delivered comprehensive training sessions as a freelance instructor specializing in Trade Finance and Bank Guarantees LC (Documentary Credit & Documentary Collection) modules of Temenos Transact.

Conducted training sessions specifically tailored for the National Islamic Bank in Iraq, ensuring alignment with their unique organizational needs and objectives.

Developed and implemented engaging training materials, leveraging industry best practices and the latest advancements in Trade Finance.

Received positive feedback for the ability to communicate complex financial concepts clearly and effectively, enhancing participants' knowledge and skills.

BUSINESS CONSULTANT – T24 12/2008 - 03/2012

National Data Consultants (Pvt.) Ltd - Pakistan

Involved in a variety of projects at NdcTech, covering GL Accounting, Reporting, Trade Finance, Export Refinance, Bank Guarantees, Islamic Banking (Lending and leasing), and Insight Financials (BI tool).

Handled pre-sales tasks, responded to RFP and RFI, and played a key role in requirement gathering, BRD writing, and verification.

Authored FSD and completed TAABS for system implementation, specializing in T24 configuration, gap identification, and proposing solutions.

Conducted UT and SIT during the testing phase, providing UAT support.

Formulated data migration strategies for effective transitions.

BUSINESS IMPLEMENTATION TRAINER- TEMENOS 11/2007 - 11/2008

NDC Training Academy, Pakistan (NdcTech) - Pakistan

Provided software implementation rollout and classroom training to users.

Executed internal testing.

Education

University of Karachi - Karachi, Pakistan B.COM

Govt. Commerce & Economics College, 2007

Certifications

AUC Technologies/Newport Institute Project Management

Temenos, Dubai AA Core Retail &Lending

LinkedIn Effectively Leading Digital Transformation

LinkedIn Agile Product Owner Role: Foundations

LinkedIn Technical Product Manager

Institute of Banker Pakistan Best Practices – International Trade and Settlements

Hobby Projects

Bilgiganten.se is a Swedish online platform dedicated to automotive services, offering a wide range of services such as car repairs, tire services, car detailing, diagnostics, and digital service history. It connects users with various automotive service providers, enabling them to find services like bodywork repairs, painting, air conditioning service, and more in their local area.

This website is a hobby project with a friend, where I am managing the development team and driving the delivery. The plan is to launch a revamped website in the month of April this year.

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