Experience Summary

●Over ** years of experience as Risk Manager and Functional Domain Consultant,, in Banking- Risk Management, Finance, and Compliance, Regulatory Reporting.

●Have managed CCAR and Risk Reporting.

●worked as Lead Analyst for credit risk

●Have experience in various areas of Banking Risk Management like credit risk, operation risk, and market risk.

●Have managed analyst team

Educational Qualifications

Degree and Date

Institute

Master’s Degree in Finance and System Management. May’2002

Narsee Monjee Institute of Management Studies (Mumbai University)

Chartered Accountant, May,1997

Institute of Chartered Accountants of India

Bachelor’s Degree in commerce, May 1995

Mumbai University

Application/Tool knowledge

SQL, OFSAA, SAP, Moody’s Risk Frontier. Risk Analyst. Data Management Tools, ODC, CDRS

Assignments / Projects

Tata Consultancy Services – Silicon Valley Bank (From Feb 2021 onwards)

Tata Consultancy Services – MUFG Union Bank, Los Angeles (From Feb 2014 to January 2021)

Designation

Program Manager – credit risk

Description

Worked as an portfolio analytics for Assets and Derivative deals for Corporate banking loans and derivatives

Implemented auto financial spread, analysis and ratio calculation for

Corporate clients of Bank

Designed the Risk and underwriting Policy and process for Corporate Lending Business

Managed the Basel II credit Risk Implementation Project for the Bank

Managed the Project for development of Loan Management

Managed the Analytics Project for Development of MIS reports for Risk Related reporting and also statutory Reporting

Role

Program Manager- Credit

Barclays Bank Plc., Mumbai (October 2007 to April 2011)

Worked as Regional Risk Manager

Designation

Regional Risk Manager

Period

October 2007 – April 2011

Description

Worked as an underwriter for Assets and Derivative deals for Corporate clients of Barclays

Underwrite all trade products, term loan, overdraft and derivative and non-fund-based products deals

Designed the Risk Policy for the Barclays for Corporate Lending Business

Managed the Basel II credit Risk Implementation Project for the Bank

Preparation and Review of Business Specification documents for Basel II Implementation across Bank

Developed PD model and Credit rating model for corporate Clients of Barclays

Managed the Project for development of Loan Management Application for corporate clients of Barclays which is used across all geographies in Barclays

Managed the Project for development of Credit Monitoring Application for Corporate clients of Barclays

Managed the Analytics Project for Development of MIS reports for Risk Related reporting and also statutory Reporting

Managing the Corporate Asset portfolio of Barclays India

Managed the team size of 10 to 12 Analysts

Role

Regional Risk Manager

ICICI Bank, Mumbai (February 2006 to September 2007)

Worked as Chief Risk Manager

Period

February-2006 to September-2007

Description

Worked as an underwriter for Assets and Derivative deals for Corporate clients of ICICI

Underwrite all trade products, term loan, overdraft and derivative and non-fund based products deals

Managed the Corporate Assets portfolio 0f ICICI

Managed the Basel II implementation project in credit risk area. Validated Credit rating model for corporate Clients of ICICI

Design Credit Risk Policy for Bank

Managed the Analytic Project for Development of the IT Application to generate various Risk Related Reports for monitoring and controlling the Accounts

Developed the Business Specifications for the Analytics Project for the Corporate Portfolio. This project helped the Bank to forecast the losses based on change in external and internal events. This has also helped the Bank in getting stress sign and could manage to get rid of the accounts before they turned out into stress category

Managed the team size of 12 to 15 Analysts

Role

Chief Manager

Deloitte, Mumbai (August 2004 to January 2006)

Worked on Projects below as Senior Consultant

Project

Treasury Management– SBI

Customer

State Bank of India, Mumbai

Period

August-2004 to January-2006

Description

Senior Consultant

●Managed the Treasury system implantation Project for the Bank

●Managed the Analytics Project for various Reports required for internal management purpose and regulatory purpose

●Developed the Business Specification Document, Internal Control document and User Manual.

●Implementation of Kondor+ for front end and Unisys for back end system for a treasury of State Bank of India, India’s Largest Bank

●Implemented back end finance system in Indian GAAP and US GAAP approach

●Design operation framework of treasury risk management processes

●Design processes for better internal control over the treasury operation in bank

●Design the operation and compliance Manual

●Design of dashboard and reports for internal and regulatory requirements

Role

Senior Consultant

HDFC Bank (June 2001 to July 2004)

Designation

Manager- Credit Risk

Period

June 2001 to July 2004 (Manager)

Description

Worked as an underwriter for Assets and Derivative deals for Corporate clients of HDFC Bank

Underwrite all trade products, term loan, overdraft and derivative and non-fund-based products deals

Managed the Analytics project for developing the Reporting tools in Finacle for Credit monitoring, internal MIS and regulatory reporting which has been used across the Bank

Managing the Corporate Asset portfolio of HDFC Bank

Managed the team of 5 to 7 Analysts

Role

Manager

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