Priscilla Serrano

*** * ****** ***.

Orange, Ca. 92868

949-***-****

ad3wjy@r.postjobfree.com

Objective To obtain a position with a reliable company that with allow advancement and stability. I have been in the mortgage industry for over 15 years in multiple capacities and want to work for a company that would benefit from my experience and skills. Experience:

2022-Current

Sr. Processor/ Loan Officer Assistant

J & J Marketing Corona, CA

• Meet with Clients, Relaters, and Loan Officers take application, pull credit make sure credit requirements are met prior to submission or opening escrow

• Pre-qua I/scrub loans prior to submission, closing loans with-in a 20 day time frame

• Delegate all spanish speaking clientele

2021-2022 TheLENDER Lake Forest, CA

Non-Qm Jr Underwriter

• Scrub New submission to confirm file meets Non-QM requirements, UW file and issue approval to Broker.

• Cleared Underwriting conditions and Pre-funding conditions, as well as issue Final loan approval and Clear To Close.

• Resolve and respond to any post-closing/audit deficiencies within a reasonable time 2020-2021 Orion Lending

Jr. Underwriter

Orange, CA

• Review and clear CPL, Hazard, wire instructions, utility bills, 1004D, income, SSA-89, PCM report, mtg ratings, credit supplements, W2 transcripts.

• Review income and assets. Bring to the Sr. UW's attention to any changes in income, Lrg deposits, and review for any altered documentation.

• Prepare the file for FA/CTC review for Sr UW, all final PTD's to be incompliance and review assets to confirm we have enough funds to close, or not exceeding the cash back threshold.

2019-2020

Post Closer

MonsterLoans

• Review funded loans for income, assets, compliance accuracy prior to investor submission. Lake Forest, CA

• Upload files into Pennymac, CMG, Flagstar, and Mr. Cooper investor websites. Obtain conditions per Investors request for purchase approval.

• Issue UCD's, review fees with COC's and closing package. Responsible for Post-Closing CD's and transferring of MERS. 2010-2019 Pacific Union Financial Costa Mesa, CA

Jr. Underwriter

• W2 Conventional Condition review/sign off (CONV, FHA, VA, Jumbo) Prep file for Sr UW to review UTR conditions.

• Balanced fees with brokers/realtors, prior to LE being issued. Redisclosed COC request via DOC Magic. If any issues were found. I would advise the broker/realtor with options.

• Closed a minimum of 25+Ioans a month, dealt with brokers nationwide. Responsible for training new Jr UW's. 2003-2010 Home Loan Mortgage Corp.

Jr Loan Processor/Administrative Assistant

• Assist Sr. Processors/Underwriter/Funder/Admin Assist with files from submission to shipping, responsible for scheduling office meetings, managed office managers schedule business/personal affairs. Brea, CA

• Input retail/wholesale loans, order appraisal, credit reports, open escrow/title, signed disclosures, recording confirmations, confirmed proper documentation was in the file for full doc/stated loans.

• Packaged loans to be sent to corporate for payroll, disbursed all wholesale checks to brokers, managed post-closing conditions. Education:

2003-2004 Regional Occupational Program Orange, CA

• Mortgage Banking & Real-Estate Services

2002-2003 Regional Occupational Program Orange, CA

• Banking & Financial Services• Graduated top of the class 2001 Orange High School Orange, CA.

• General Education-Diploma

Skills Bilingual, 10-key pad, 65 wpm, data-entry, Word, Excel, Outlook, Lotus Notes, Conventional, FHA, VA, Non-QM experience, Encompass, Point, DO/DU Originator, LP, Blitz Docs, Assetwise, DE FannieMae, FHA Connection, First Base, DataTrac, Calyx Point, MAX, The Work Number, EAD Portal, Radian, MGIC, LexisNexis, Power, Encompass, EPLS, GSA, SAM, Fannimae/FreddieMac UCD, MERS case registration/transfers, VA portal. Letters of reference available upon request.

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