CAREER PROFILE

Skilled Commercial/Residential Real Estate and Business Assets Evaluator, Underwriter, Lending Professional with 25+ years’ experience and ability to coordinate significant projects with bankers, developers, and investors. Residential real estate properties owner and manager for 10 years.

PROFESSIONAL EXPERIENCE

University Hospitals Systems

Real Estate Leasing Coordinator February 2023- Present

In support of and in collaboration with the Director of Real Estate and Property Management, I have provided for the coordination of UHHS Owned and Leased properties. This includes working with existing UH owned physician practices for internally owned locations and third party brokers to assists in identifying new space and ensuring compliance with internal policies and regulatory and legal requirements.

I coordinate small lease projects: scope, schedule adherence to budget, compliance and reporting.

Coordinate fair market value appraisal and attend meetings as needed.

Process the appraisal invoices through various software systems.

Perform lease renewal activity for commercial real estate space, coordinate negotiations meeting and approvals.

Perform reporting, tracking and database management through software systems like Costar, Oracle and Excel.

Perform projects, meetings, logistics and other administrative duties.

Mortgage Information Services (MIS) / Class Valuation

Quality Control Analyst December 2017- October 2022

Reviewing Residential / Commercial Real Estate Appraisals.

Reviewing Residential Construction Draws.

Enhancing Residential Appraisal Quality Control Procedures.

Troubleshooting the problems with Residential Appraisal Reports received from appraisers.

PNC Bank

Healthcare Imaging December 2016-December 2017

Data Entry Operator

• Interpreted and processed variety transaction in production environment.

• Adheres to production schedule to ensure completion of tasks by required deadline.

• Keying Explanation of Benefits or verifying of OCR data in the production system.

The William Fall Group July 2016- November 2016

Staff Real Estate Appraiser

• Various Commercial Real Estate Appraisal Report Preparations tax credits, subsidies housing and market value housing.

• Commercial and Residential Appraisal and Evaluations Reviews.

• Preparation of Evaluation Reports.

• Review and Analysis of Market Studies for subsidies and market properties.

KeyCorp, Brooklyn, Ohio November 2015-June 2016

Servicing Officer, Commercial Real Estate Group

• Various Real Estate Servicing Functions with Income Producing Real Estate Capital Department.

• Construction loan servicing budget allocations.

• Real estate documentation analysis.

• Calculations of fees and income of the servicing properties.

Lorain National Bank, Lorain, OH February 2012-August 2015

Assistant Vice President, Portfolio Manager

• Received an Exceptional Performance Award in 2014 for achieving a compliance status with OCC on appraisal

policy and procedures (portfolio management and appraisal expertise).

• Order, analyze and evaluate external real estate appraisals, compliance reviews, and environmental reports.

Appraisals and Environmental Vendor Management.

Analyze financial statements and advise underwriters on the value of the real estate. Calculated LTV, Debit Coverage ratios, occupancy levels and advised on the performance of the real estate properties.

• Demonstrating success in structuring middle market commercial banking credits which would include various

market and non-market properties that would include HUD, LIHTC and state subsidy programs.

• Prepare policies for Appraisal, Environmental, Inspections and Construction procedures to be compliant with

OCC. This includes market value and tax credit limitation.

• Monitor covenant portfolio performance via cash flow calculation analysis.

• Review the progress of commercial real estate construction projects, construction draws and completion levels.

Chase / JP Morgan October 2011- February 2012

Associate

RESPA/TILA Residential Mortgage Documents Quality Control Monitoring and Reviewing.

PNC Corporation, Cleveland, OH

Special Assets Administrator III (Closely Held Businesses) July 2007- August 2011

Real Estate Valuation Specialist, Coordinator II/ Admin. Reviewer

Reviewed valuation information for the entities in making appropriate assessments.

Ordered, analyzed and examined internal and external appraisals and environmental reports.

Performed market research using the internet and other real estate databases including Co-Star, Lexis-Nexis, MetroScan, and MLS.

Created business plan for the properties if the properties were deteriorated in condition to bring them back to operating occupancy levels.

Developers Diversified Realty Corporation, Beachwood, OH March 2006- June 2007

Tenant Dispute Analyst

Analyzed and resolved disputes between the Corporation and tenants regarding Common Area Maintenance (CAM), insurance and real estate tax charges.

Analyzed delinquent accounts and worked closely with attorneys to interpret leases and determine an appropriate course of action to make sure the lease is paid up to date.

Established and maintained relationships with tenants and worked to resolve disputes.

Great Lakes Financial Group L.P. Cleveland, OH. March 2001-February 2006

Portfolio Analyst, Commercial Mortgage Loan Servicing Department.

Analyzed rent rolls, income and expense operating statements and provided estimated Net Operating Income and Debt Coverage Ratio of subject property provided the estimated Loan to Value.

Subsidies housing analysis underwriting. Calculated the market and subsidies rents to reflect appropriate estimated value of the subject property.

Assessed, advised, and provided improvement plans on the physical condition and management of the properties. Other ad hoc analysis as needed. This analysis would be performed to make sure the properties are brought up to operating stabilized occupancy levels.

Applied and advised basic appraisal and mortgage underwriting concepts in analyzing and preparing the Form 506 assessment reports

Ohio Savings Bank, Cleveland, OH 1999-2001

Analyst, Mortgage Loan Servicing.

Advised on insurance analysis of construction loans and mortgages.

Reduced insurance costs by 35% by instituting a better tracking system for insurance coverage.

Analyst, Mortgage Loan Administration Operations.

Provided total support and service of all mortgage loans in retail, wholesale and secondary markets.

Processed loans and loan changes, as well as bridge loan extensions.

Dealt with problems in foreclosure, collections and post closing departments.

Analyst, Mortgage Accounting Operations.

Processed and resolved mortgage, escrow and investors’ payment issues.

EDUCATION

Argosy University, On-Line, Chicago, Illinois (school closed)

Candidate for Doctor of Business Administration Major: Management, only course work completed.

Cleveland State University, Cleveland, Ohio

Certification in Technical Writing and Communication 2014

University of Phoenix, Beachwood, Ohio

Master of Business Administration Major: Management 2006

Cleveland State University, Cleveland, Ohio Major: Finance / MLR 2000

Bachelor of Business Administration

REAL ESTATE APPRAISER QUALIFICATIONS

Registered Real Estate Appraiser Assistant in the State of Ohio 2009

PROFESSIONAL MEMBERSHIPS

American Real Estate Society

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