ad3ovu@r.postjobfree.com

OBJECTIVE As an experienced professional in the field of finance and management, holding a Master's degree in Business Strategy and Management, my goal is to leverage my extensive skills in financial analysis, risk management, and team leadership within a dynamic environment. I am committed to contributing to the success of an organization by providing in-depth financial analyses, optimizing operational processes, and playing an active role in strategic business management. EXPERIENCES

Association ALAMANA-MICROFINANCE - Agadir, Morocco Team Leader and Financial Analyst January 2013 – Present Representation of the institution to its surroundings. Versatile administration (documentation, writing, data entry, reception, correspondence). Study of financial analyses and validation of credit files. Risk management and supervision of the recovery process. Supervision of the team's daily tasks in accordance with the action plan and business objectives.

Organization of follow-up meetings and guidance with the team. Association ALAMANA-MICROFINANCE - Agadir, Morocco Credit Officer June 2006 – January 2013

Portfolio manager - credits.

Prospecting, reception, and customer training.

Financial statements/analyses for microenterprise files. Arrangement and recovery of arrears.

ECOLE PIGIER - Tantan, Morocco

Trainer in Administrative Management September 2005 – May 2006 and Accounting

Administration and assurance of the quality of trainers' work processes. Planning training programs.

Practical exercises and case studies.

Teaching accounting (balance sheet, income statement, etc.) and administrative management.

SARDISUD.SA - Tantan, Morocco

Cash and Payroll Accountant June 2000 – March 2004 Bank collections and cash management.

Payroll preparation and contribution settlement.

Preparation and entry of payroll elements (SSARI MULTIPAIE). FIDUSCAL - Casablanca, Morocco

Accountant May 2000 – May 2000

Recording, filing, and verification of financial transactions in the accounting books. Preparation of periodic financial statements such as the balance sheet, income statement. Tax declarations and analysis.

+212-***-***-***

AGADIR, MAROC

NOUREDINE CHOUMANE

Supervisor/Team Leader/Accountant

Arabic

French

English

INTERESTS Sports: Volleyball. LANGUAGES

Finance and Management.

Administrative Management.

Cinema and Theatre.

Flexibility. Team Spirit.

Interpersonal Skills.

MY SKILLS Processing administrative and commercial operations. Microsoft Office proficiency (Word, Excel, PowerPoint). Visitor reception.

Risk management.

Customer relations.

Accounting skills and financial analysis.

Accounting software proficiency (Sage Sari, Evolan). Synthetic thinking.

Creativity.

Social skills.

Time management.

Stress management.

Organization.

EDUCATION High School Diploma, Major: Baccalaureate in Experimental Sciences, 1995 - 1996, Tantan, Morocco.

College Degree (1 year), 1996 - 1998, Marrakech, Morocco, Faculty of Legal and Economic Sciences Cadi Ayad.

Certificate of Training in Management Information Systems, 1998 - 1999, Tantan, Morocco, Ecole Infotel.

Specialized Technician Diploma in Accounting, 1999 - 2001, Taroudant, Morocco, Specialized Institute of Applied Technology Morocco. Sales Technique Training, 2008, Agadir, Morocco, Association ALAMANA- MICROFINANCE.

Master's in Business Strategy and Management (Expected Diploma in 2024), Rabat, Morocco, EDEMIA.