Chrispine Shija

Silver Spring, Maryland

(Handled 5+ SAR cases per day)

Professional Summary:

Seasoned financial professional with 7+ years as both AML/Fraud Analyst and AML/KYC Analyst.

Expert in fraud prevention, investigations, and regulatory compliance.

Proven record in conducting detailed analyses, filing accurate SARs, and implementing effective monitoring systems.

Proficient in PEP screening, adverse news feed screening, and versed in preparing Suspicious Activity Reports (SARs).

Skilled in CDD, EDD, and collaboration with law enforcement.

Proficient in adverse media screening, data analysis, and reporting.

Committed to continuous improvement, ensuring compliance with evolving AML laws.

Strong communicator, adept at stakeholder collaboration, and dedicated to maintaining high integrity and compliance standards.

Skills:

Investigative Analysis

Suspicious Activity Reporting (SAR)

Transaction Monitoring

Data Analysis and Reporting

Customer Due Diligence (CDD)

Enhanced Due Diligence (EDD)

AML Compliance

Dispute Resolution

Continuous Process Improvement

Proficiency:

Microsoft Word

Microsoft Excel

Microsoft Outlook

NexisLexis

Microsoft PowerPoint

Microsoft Access

Professional Experience:

JP Morgan Chase Maryland, United States May 2021 - Current

AML/Fraud Analyst

Led comprehensive investigations into potential fraud and money laundering, employing advanced analytical techniques to scrutinize transactional data and account activities.

Ensured the accurate and timely filing of Suspicious Activity Reports (SARs), demonstrating a keen understanding of regulatory requirements and the ability to identify red flags.

Wrote SAR and clear alerted/escalated transaction activity detailing focus unusual/suspicious activity.

Leveraged sophisticated monitoring systems to detect and analyze suspicious transactions, proactively identifying potential risks and taking prompt mitigation actions.

Conducted thorough Know Your Customer (KYC) due diligence, demonstrating a commitment to compliance and risk mitigation through detailed customer profile reviews.

Analyzed risks associated with customer accounts, transactions, and business relationships, providing valuable insights to support informed decision-making.

Maintained current knowledge of AML laws, BSA regulations, and industry best practices, ensuring continuous adherence to compliance standards.

Worked collaboratively with law enforcement agencies, facilitating effective communication and cooperation to support investigations.

Employed cutting-edge analytical tools to interpret data, generate reports, and present findings clearly and concisely to support management decision-making.

Proactively sought opportunities for process improvement, demonstrating adaptability and a commitment to staying current in the field for enhanced fraud detection capabilities.

Capital One Bank Maryland, United States Feb 2018 – Apr 2021

AML Analyst

Analyzed alerts generated by AML monitoring systems, conducted investigations into suspicious activities, and took appropriate actions, including filing Suspicious Activity Reports (SARs).

Regularly reviewed and updated customer records to ensure accuracy and completeness, facilitating effective ongoing due diligence.

Implemented and maintained rigorous KYC procedures, ensuring compliance with regulatory requirements and conducting in-depth reviews of customer profiles.

Utilized various databases and tools to screen customer information against sanctions lists and identify potential risks, ensuring adherence to AML/KYC regulations.

Applied enhanced due diligence measures for high-risk customers, including continuous monitoring and periodic reviews to mitigate potential financial crime risks.

Stayed abreast of changes in AML laws and regulations, ensuring all processes and procedures were aligned with the latest industry standards and regulatory requirements.

Worked closely with internal departments, including risk management and compliance, to share insights, investigate potential issues, and enhance overall financial crime prevention efforts.

Assessed and documented the risk associated with customer accounts, transactions, and business relationships, contributing to risk-based decision-making.

Conducted training sessions for internal teams on AML/KYC regulations, fraud detection methodologies, and compliance best practices.

Collaborated in regulatory audits and examinations, providing necessary documentation and insights to demonstrate adherence to AML/KYC regulations.

Participated in the development and enhancement of AML/KYC policies and procedures, aligning them with regulatory changes and industry best practices.

Generated comprehensive reports on AML/KYC activities, presenting findings and recommendations to management for strategic decision-making.

Monitored and analyzed industry trends and emerging threats in AML/KYC, adapting strategies and processes to mitigate evolving risks effectively.

Education and Training

GED: Academic International School Dar-es-salaam, Tanzania 08/2016

.

Contact this candidate