Charles Gaulden

904-***-****

ad3mts@r.postjobfree.com

Professional Summary

Highly experienced in the construction and real estate industries, with expertise in masonry construction, housing rehabilitation, loan origination, and real estate brokerage. Proven ability to deliver high-quality workmanship, provide comprehensive financial guidance, and facilitate seamless transactions. Possesses strong communication skills and meticulous attention to detail.

Certifications

- Real Estate Broker (Florida and Georgia)

- Real Estate Instructor (Florida)

- State of Florida Certified Residential Contractor

- 203k FHA/HUD Consultant/Inspector

- Licensed Mortgage Broker (Florida and Georgia)

- HUD Certified Housing Counselor

- State of Florida Certified Building Inspector

- State of Florida Certified Home Inspector

- State of Florida Certified Independent Adjuster

Professional Experience

**HUD 203K Consultant/Inspector**

February 1992 - Present

- Inspected homes in need of renovations on behalf of local lenders.

- Prepared detailed architectural exhibits, work write-ups, and cost estimates.

- Ensured strict adherence to FHA requirements throughout renovation projects.

**Real Estate Broker, One World Realty**

June 2010 – Present

- Assisted home buyers and sellers in seamless transactions.

- Conducted marketing and listing of properties.

- Maintained direct communication with homeowners and buyers.

**Founder & Principal Operator, Gaulden Construction, Inc (Masonry Contractor)**

1982 - Present

- Led a successful masonry construction business specializing in residential and commercial projects.

- Supervised a team in executing various masonry services, including bricklaying, stone masonry, and blockwork.

- Oversaw the construction of concrete slabs, foundations, driveways, and walkways, ensuring adherence to industry standards and client specifications.

**Loan Officer, Eagle National Bank and Coast2Coast Mortgage Company**

October 2007-June 2011 & 2018 -2022

- Provided information on loan products and credit options to clients.

- Processed treasury, tax, and loan payments.

- Produced financial reports and assisted in processing complex loan applications.

- Recorded loan applicants’ credit histories and provided expert financial advice.

**Housing Rehabilitation Specialist (Inspector), City of Jacksonville**

Jacksonville, Florida

Jan 1998 - Apr 2010

- Spearheaded cost estimation initiatives for single-family housing under the Home Repair Grant Program.

- Reviewed and audited supporting documents to ensure seamless funding processes.

- Expertly assessed damages to structures and proposed effective repair methods.

- Calculated project costs for disaster repair projects, ensuring budget adherence.

Independent Adjuster Training

Jacksonville, Florida

January 2024-

possess a certificate of completion from Severe RPMS Adjuster Academy in Claims Proficiency, highlighting my commitment to expanding my expertise. My skills include Comprehensive Inspection Of the Loss Property, Xactimate Proficiency (Level 2 prep Quality), and Symbility Proficiency, all complemented by my extensive construction experience.

**Skills:**

- Knowledge of FHA, V.A., USDA loan process

- Reporting skills

- Detail-oriented

- Account Management

- Excellent time management

- Customer Satisfaction

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