Lee Ann Kyrola

Wisconsin 414-***-**** ad3lp0@r.postjobfree.com

POSITIONS APPLYING FOR: OFFICE OPERATIONS / PROCESSING / CLOSING DEPT / TITLE DEPT / AVAILABLE POSITONS IN MORTGAGE OPERATIONS – NOT LOAN ORIGINATION 20+ Years’ Experience in Mortgage Loan Origination, Underwriting, Processing, Closing & other various Bookkeeping/Accounting

EXPERIENCE (most recent first)

•International Moulding (On-Site Staffing), New Berlin, WI, Office/Frame orders 1/2023-5/2023

•SitusAMC, West Allis, WI, Compliance Underwriting Analyst(100% Remote) 1/2021-11/2021

•NMLS ID 400586 – Loan Origination June 2001 – August 2018

• Academy Mortgage, West Allis, WI 5/2018-8/2018

• Fairway Independent Mortgage Corp., Wauwatosa, WI 6/2017-9/2017

• BMO Harris Bank, Wauwatosa, WI 1/2017-6/2017

• CMG Financial, Northbrook, IL 12/2014-5/2015

• Wells Fargo Home Mortgage, Wauwatosa, WI 2/2014-12/2014 & 2/2010-6/2011

• Mortgage Services III (div of First State Bank), Bloomington, IL 5/201*-**-****

• Top Flite Financial, Marshfield, WI 7/2012-4/2013

• (Envoy Mtg. branch became Top Flite Fin. June 2012-July2012)

• MetLife Home Loans, West Bend, WI 7/2011-6/2012

• Integrity Financial, West Bend, WI 8/2007-3/2008 & 6/2001-7/2003

• Approved Home Mtg, Brookfield, WI 2/2005-8/2007

• Robbins & Lloyd Mortgage Corp., Mequon, WI 9/2003-2/2005 Computer Skills

• Calyx Point; Byte-Pro; Clarity; Acuity; Encompass

• MLS & NMLS website

• DU & LP Underwriting

• Most all types of CMS’ and AWS

• Internet Explorer, Fire Fox, Google & Google Chrome

• Windows 11

• (13) different Lender Intranets

• Several Title Co. Sites

• Government Sites: HUD, FHA, VA, FNMA, GNMA, USDA, Rural Housing

• All Microsoft Office

• QuickBooks; SalesForce.com

Accomplishments

Always completed training & continuing education expeditiously Most recent: 2017 - completed & passed 64 courses in 13 days Top Producer, Member of the Million Dollar Club – at Wells Fargo 2010 – 2011 Received Distinguished Service Awards by the KMRA 2005 – 2010 Awarded Affiliate of the Year by the Kettle Moraine Realtors Association 2007 – 2008 Received Presidential Awards monthly by Countrywide Home Loans 2003 – 2005 Ranked 2nd in WI for originating the most WHEDA Loans 2006 Analyst – Compliance Underwriting Duties at SitusAMC:

• Reviewed the Deal Documents for all 50 States; cross-checked all borrower information

• Thoroughly reviewed the NOTE and Security Instrument for errors and cross-checked with the Title

• Checked: PPP terms, Addendums for ARMS or Late fees; along with separate disclosures

• Reviewed all Pre and Post closing documents: HUD, GFE, TIL, RTC…checked for errors and reported

• Reviewed NTB’s when needed

• Cross-referenced files with Specific State’s Title, Deed, and Recording Fees. Mortgage Sales, Underwriting & Processing Duties as a Loan Originator:

• Advised Customers, to the best way possible for them to achieve their financial goals

• Keep current with all underwriting guidelines

• Taught 14 highly profiled Seminars during many Builder & Realtor Shows/Exhibits

• Presented the “Business Profile” over 150 times

• Marketed existing customers new products

• Created marketing strategies for recruiting customers and executing plans through closing

• Maintained a large database of customer’s financial needs, by managing their files from beginning to end of the loan process, and future processes

• Communicated with customers, processors, underwriters, title companies, Realtors, builders, appraisers, attorneys, and other referral partners, to supervise the transactions fully, while updating administrative-detailed paperwork

• Nurtured and maintained relationships with title companies, Realtors, builders, appraisers, attorneys, and other referral partners

• Planned, designed, and marketed educational seminars then presented them to customers, referral partners, and networking groups

• Co-marketed with title companies and other referral partners

• Created and designed selling techniques for referral partners, that benefitted everyone involved

• Was the Reverse Mtg Rep for 9 retail banks, 3 offices, and home office

• Held weekly meetings with assistant, for file review

• Maintained highly secure and confidential documents

• Kept my license current and compliant by enrolling in CE every year

• Spoke to the public, advising of current and updated laws and regulations

• Thoroughly prepped my customers by underwriting the obvious before submitting & communicate items that would be needed to provide a “clean” file and quicker closing

• Assisted closing department by accelerating any updates on forms, disclosures, or verifications needed

Education & Licenses

• Milwaukee Area Technical College, Mequon, WI Campus 1993 Accounting Certificate

• Moraine Park Technical College, West Bend, WI Campus 1995 Received Business Certificate

• Robbins & Lloyd Career Institute, Mequon, WI 2004 Received Real Estate Pre-Licensing Certificate, Sec. 452.09

• National Mortgage Licensing S.A.F.E Act 2011 Received NMLS ID: 400586

• Passed National and State Exams CE every year since

• United States of America Dept. of Financial Institutions and State of Wisconsin Dept. of Financial Institutions 2003 Received Loan Origination License No. 20486

Mortgage Education

Received NMLS S.A.F.E License - Federal & State for Loan Origination 2011 State of WI, Dept. of Financial Institutions Sponsored Agents

**CE provided every year through 2018

High Performance Sales 2011

Wells Fargo Sponsored Program, Minneapolis, MN

Sales Workshop 2011

MetLife Sponsored Program, Newark, NJ

S.T.O.R.M 2010

Wells Fargo Sponsored Program, Minneapolis, MN

Robbins & Lloyd Real Estate School, Milwaukee, WI

Received Certificate for Salesperson’s License per WI Statues, Sec. 452.09(2) 2004 PREVIOUS MEMBERSHIPS & VOLUNTEER POSITIONS

West Allis/West Milwaukee Chamber 2013 – Dec 2015

Wauwatosa Chamber 2017

• Attend weekly & monthly meetings to help promote all businesses

• Attend Ribbon Cuttings, Business Promotional Opens

• Promoted my business by networking and giving presentations on current topics to all business members.

Previous Board of Director & Treasurer for: Washington Co. Builders Association 2007 – 7/2015

• Used “tailor-made” QuickBooks for the accounting

• Sold WBBA memberships and directed members

• Supervised the Executive Administrative employees

• Attend monthly board meetings to discuss and plan the association’s business, sales tactics, and future events

• Planning and coordinating the Builder’s Area Home Show and The Builder’s Showcase

• Worked on builder/realtor relationships

• Promoted and advertised seminars for the association Previous President, Founder of the WB Business Network

• Solely organized, recruited, and helped 26 business professionals

• Facilitated bi-weekly meetings and trained all 26 professionals to promote businesses.

Previous President, Founder of the Greater Richfield Business Network

• Solely constructed, organized, and facilitated this group for years. Now we meet at the town hall, with a county supervisor; and have our own website. Previous Member of the Kettle Moraine Realtors Association

• Awarded “2007 – 2008 Affiliate of the Year” for outstanding selling by networking

• Supervised the Affiliates on committees

• Sold KMRA memberships, and attended all regular meetings and events

• Planned and coordinated solely, the annual Affiliate Showcase

• Presented the “Mortgage Program” to over 60 realtors

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